State overview · Q4 2025

Pennsylvania Credit Unions

All 275 federally-insured credit unions in Pennsylvania, ranked by financial health, from NCUA 5300 Call Reports.

Compiled by PlainCU Editorial, Credit Unions Editorial Team · May 16, 2026

275
Credit unions: 4.9M
Members: $81.7B
Combined assets: 79/100
Avg health

Health-score distribution

How Pennsylvania's 275 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

All Credit Unions in Pennsylvania

Credit Union	Health	Assets	Members	Net Worth %
Top Tier Clarion	100	$254M	17K	10.1%
Chrome Canonsburg	99	$218M	16K	12.8%
I.b.e.w. - Local No. 5 Pittsburgh	99	$14M	2K	14.9%
Armco BUTLER	98	$710M	43K	12.8%
Cmc-fcpi Employees Scranton	97	$11M	1K	11.5%
Patriot CHAMBERSBURG	97	$1.3B	81K	11.2%
Pennsylvania Central Harrisburg	97	$132M	13K	10.7%
Citymark Plains	96	$144M	8K	16.3%
Diamond Pottstown	96	$1.2B	70K	10.1%
Discovery WYOMISSING	96	$188M	9K	11.4%
Priority First DU BOIS	96	$171M	17K	11.2%
A.b. Duncansville	95	$10M	1K	13.0%
Cacl Pottsville	95	$244M	17K	9.8%
Norwin Teachers North Huntingdo	95	$38M	3K	9.8%
Palco Fcu MUNCY	95	$106M	6K	12.9%
Pittsburgh Firefighters' PITTSBURGH	95	$81M	5K	22.8%
Service 1st Danville	95	$783M	50K	11.1%
Widget Erie	95	$467M	49K	10.6%
York Educational York	95	$45M	4K	10.1%
Clearview Moon Township	94	$2.1B	142K	9.0%
First Capital York	94	$369M	21K	11.2%
Kinzua Warren	94	$16M	2K	15.3%
Sru Slippery Rock	94	$65M	4K	11.8%
Valley 1st Community MONESSEN	94	$103M	7K	21.0%
Central Susquehanna Community DANVILLE	93	$36M	2K	12.0%
Finanta Lancaster	93	$35M	2K	14.5%
Greater Pittsburgh Pittsburgh	93	$71M	11K	12.7%
Tri County Area POTTSTOWN	93	$202M	13K	10.9%
Trumark Financial Fort Washington	93	$3.5B	148K	10.6%
Citadel EXTON	92	$6.6B	285K	9.4%
Members 1st Enola	92	$8.3B	626K	14.1%
Merck Sharp & Dohme CHALFONT	92	$961M	33K	9.7%
Tri Boro Munhall	92	$128M	8K	14.5%
First Choice New Castle	91	$95M	9K	8.9%
New Directions Community Franklin	91	$38M	6K	15.3%
New Kensington Municipal New Kensington	91	$4M	248	14.0%
Prr South Fork South Fork	91	$47M	2K	19.4%
Sarco BETHLEHEM	91	$9M	632	23.8%
Steamfitters Phila WEST CHESTER	91	$799122	868	14.0%
Allegheny Central Dunbar	90	$9M	855	17.3%
Armstrong Associates Ford City	90	$78M	8K	10.9%
Bhcu RIDLEY PARK	90	$268M	9K	11.9%
Dertown School Latrobe	90	$12M	704	28.6%
Elliott Community JEANNETTE	90	$52M	7K	7.9%
Erie Erie	90	$796M	81K	9.1%
Hidden River Pottsville	90	$245M	20K	9.2%
Lanco Lancaster	90	$124M	10K	10.7%
P & G Mehoopany Employees Tunkhannock	90	$187M	17K	14.7%
Penn State BELLEFONTE	90	$259M	14K	13.5%
Pocono Medical Center East Stroudsbur	90	$3M	903	12.6%
Titan Pleasant Gap	90	$68M	5K	15.1%
B. Braun ALLENTOWN	89	$2M	876	24.5%
Cheswick Atomic Division Harwick	89	$5M	473	33.8%
Lebanon LEBANON	89	$525M	36K	9.4%
Philadelphia Philadelphia	89	$1.9B	122K	12.4%
Steel Strong Community Elizabeth	89	$32M	2K	24.6%
Ussco Johnstown JOHNSTOWN	89	$167M	14K	11.1%
West Branch Valley WILLIAMSPORT	89	$50M	5K	9.1%
Erie Firefighters Erie	88	$10M	756	13.9%
Guthrie Community SAYRE	88	$121M	7K	10.9%
Merho JOHNSTOWN	88	$59M	5K	9.9%
Moonlight Worthington	88	$52M	4K	17.5%
Mountain Laurel SAINT MARYS	88	$168M	18K	17.6%
New Castle Bellco NEW CASTLE	88	$14M	972	11.9%
New Cumberland NEW CUMBERLAND	88	$229M	23K	9.0%
Washington Area Teachers Washington	88	$78M	3K	11.7%
A & S Aliquippa	87	$40M	2K	13.4%
Americhoice Mechanicsburg	87	$233M	16K	12.3%
Erie City Employees Erie	87	$8M	815	19.3%
Everence Lancaster	87	$455M	25K	7.4%
Franklin Regional Schools Jeannette	87	$3M	380	12.3%
Greater Latrobe Schools Latrobe	87	$2M	333	16.4%
Net Scranton	87	$339M	20K	10.4%
North East Welch North East	87	$25M	3K	15.5%
Penn-trafford School Emp. Trafford	87	$5M	549	21.0%
Police & Fire Philadelphia	87	$10.0B	436K	18.0%
Usne Penitentiary Employees LEWISBURG	87	$15M	1K	11.4%
Westmoreland Water Greensburg	87	$23M	2K	16.9%
Altoona Area Employees ALTOONA	86	$20M	2K	10.7%
American Heritage Philadelphia	86	$5.2B	328K	7.9%
Century Heritage PITTSBURGH	86	$286M	19K	7.7%
Erie Police Erie	86	$2M	431	23.3%
Grove City Area GROVE CITY	86	$144M	10K	15.0%
Morrisons Cove 1st ROARING SPRING	86	$58M	4K	10.7%
Omega Wexford	86	$177M	15K	8.6%
Penlanco Lancaster	86	$27M	2K	11.9%
The One Meadville	86	$130M	12K	8.5%
A T & T Employees Pittsburgh Pittsburgh	85	$10M	902	29.1%
Central Keystone Sunbury	85	$62M	3K	18.7%
Fayette County School Employees Uniontown	85	$21M	2K	20.0%
Galaxy Franklin	85	$71M	5K	17.5%
Susquehanna Valley Camp Hill	85	$84M	6K	11.5%
Timberland DUBOIS	85	$95M	9K	10.6%
Arc Altoona	84	$150M	14K	12.5%
Ardent Phila	84	$894M	35K	9.7%
C-b-w Schools SIDMAN	84	$128M	7K	30.1%
Greater Pittsburgh Police Pittsburgh	84	$109M	9K	17.4%
Holy Trinity Baptist Philadelphia	84	$29422	109	29.3%
Lonza Williamsport	84	$488850	95	18.6%
Mckeesport Area Public School Emp MCKEESPORT	84	$4M	540	24.5%
Pace Resources YORK	84	$7M	639	16.2%
Reliance King of Prussia	84	$34M	3K	11.4%
Riverfront Wyomissing	84	$318M	23K	8.2%
Sca NEW CASTLE	84	$17M	2K	19.7%
Stanwood Area New Stanton	84	$18M	2K	10.5%
Allegheny Ludlum Brackenridge BRACKENRIDGE	83	$24M	2K	21.6%
Lancaster Red Rose Leola	83	$54M	5K	14.3%
Lehigh County Employees Allentown	83	$32M	2K	15.5%
Pinn Memorial Philadelphia	83	$285162	89	17.2%
Saint Nicholas Wilkes Barre	83	$4M	921	14.6%
U F C W Local 1776 PLYMOUTH MEETIN	83	$8M	3K	13.6%
Corry Corry	82	$111M	11K	12.3%
Firstenergy Choice GREENSBURG	82	$51M	4K	19.3%
Franklin Johnstown JOHNSTOWN	82	$36M	4K	13.9%
Freedom WARMINSTER	82	$1.5B	62K	13.2%
Freedom United ROCHESTER	82	$92M	7K	18.1%
G.a.p. JOHNSTOWN	82	$76M	7K	12.5%
Mc Danville	82	$243M	14K	11.8%
Pagoda READING	82	$32M	3K	11.3%
Phb Employees Fairview	82	$8M	1K	20.0%
Upper Darby Belltelco UPPER DARBY	82	$70M	4K	25.0%
Utilities Employees READING	82	$1.5B	65K	14.7%
1st Ed Credit Union Chambersburg	81	$139M	7K	14.6%
Access BRISTOL	81	$68M	4K	11.9%
Allentown Allentown	81	$124M	7K	12.2%
Americo ERIE	81	$88M	7K	12.0%
Bethlehem 1st Bethlehem	81	$72M	4K	12.0%
Blair County ALTOONA	81	$75M	4K	22.5%
Bradford Area School Employees Bradford	81	$1M	263	21.9%
Clairton Works Clairton	81	$13M	1K	13.7%
Community Connect Titusville	81	$27M	3K	12.4%
Cross Valley Wilkes Barre	81	$282M	17K	8.2%
Franklin Mint CHADDS FORD	81	$1.9B	151K	7.7%
Hazleton School Employees HAZLETON	81	$36M	1K	20.7%
Hershey Hummelstown	81	$124M	9K	8.5%
Highway Hughestown	81	$34M	3K	17.9%
Montoursville Area MONTOURSVILLE	81	$6M	684	13.9%
Northampton Area School Dist. Emps Northampton	81	$12M	815	19.3%
Penn East SCRANTON	81	$274M	22K	9.2%
Pennstar Hermitage	81	$56M	4K	16.0%
Pennsylvania State Employees HARRISBURG	81	$9.3B	545K	11.3%
Wyrope Williamsport S Williamsport	81	$42M	5K	14.8%
Alcose White Oak	80	$16M	2K	12.6%
Blackhawk Beaver Falls	80	$15M	1K	16.7%
Corner Post Wilkes Barre	80	$96M	5K	17.3%
First Area Lewistown	80	$30M	3K	9.3%
First Commonwealth Lehigh Valley	80	$1.5B	98K	8.6%
Jessop Community Washington	80	$33M	3K	13.6%
Multi-schools Wampum	80	$5M	743	9.6%
Pennsylvania-american Water Bethel Park	80	$12M	1K	12.9%
R-s Bellco New Brighton	80	$41M	3K	7.2%
Ukrainian Selfreliance of West. Pa. Carnegie	80	$7M	809	10.9%
West-aircomm Beaver	80	$366M	22K	12.1%
Your Choice ALTOONA	80	$13M	1K	11.7%
Bradford Area BRADFORD	79	$12M	1K	10.9%
Fayette Federal Employees UNIONTOWN	79	$18M	1K	14.6%
Fort Ligonier JEROME	79	$3M	352	14.5%
Gnc Community New Castle	79	$81M	12K	13.0%
Inspire Newtown	79	$405M	18K	5.7%
P C PORT ALLEGANY	79	$14M	1K	12.7%
Pittsburgh Pittsburgh	79	$11M	1K	10.6%
Reading Berks School Employees reading	79	$14M	1K	13.6%
Tri State Rail ERIE	79	$20M	2K	9.9%
Usx Cranberry Twp	79	$252M	19K	11.6%
Va Pittsburgh Employees Pittsburgh	79	$26M	3K	16.4%
Vasco Latrobe	79	$35M	2K	11.9%
Glass Cap Connellsville	78	$44M	5K	18.0%
Johnstown School Employees JOHNSTOWN	78	$6M	522	23.2%
Latrobe LATROBE	78	$14M	2K	11.8%
Lehigh Valley Educators Allentown	78	$474M	15K	15.3%
M.a.b.c. PHILADELPHIA	78	$160694	132	22.1%
Mt Pleasant Area School Emp MOUNT PLEASANT	78	$2M	137	21.6%
Saint Vincent Erie Erie	78	$17M	2K	11.7%
U.a.l.u. 354 YOUNGWOOD	78	$7M	2K	11.5%
Wheatland LANCASTER	78	$67M	5K	8.7%
Aliquippa Teachers Beaver	77	$139126	123	20.3%
Apci Lehigh Valley	77	$687M	17K	8.7%
Armstrong Co. Federal Emp. KITTANNING	77	$17M	2K	14.5%
Berylco Employees' HAMBURG	77	$2M	128	59.6%
Glatco Spring Grove	77	$52M	3K	16.1%
Ingersoll-rand Sayre	77	$122M	8K	13.9%
Lesco Latrobe	77	$127M	8K	15.1%
Locomotive & Control Employees Erie	77	$20M	924	24.6%
Mount Carmel Baptist Philadelphia	77	$742462	102	23.2%
S I Philadelphia PHILADELPHIA	77	$196864	74	20.2%
Tendto Erie	77	$140M	12K	8.2%
Visionary Bridgeville	77	$39M	3K	12.5%
Williamsport Teachers SOUTH WILLIAMSP	77	$14M	1K	20.8%
Belco Community Credit Union HARRISBURG	76	$971M	69K	9.0%
Ppg & Associates Creighton	76	$20M	2K	12.1%
Wyoming Valley Educational Empl Wilkes Barre	76	$55M	2K	9.0%
American Pride ALTOONA	75	$23M	2K	11.9%
Asbestos Workers Local 14 Philadelphia	75	$4M	492	14.7%
Newell Newell	75	$6M	906	7.8%
Paac Transit Division Pittsburgh	75	$28M	3K	15.9%
Scranton Downtown Scranton	75	$14M	1K	10.7%
U.f.c.w. Local 23 Canonsburg	75	$8M	2K	15.6%
B V M S N Walnutport	74	$2M	182	21.3%
Benchmark West Chester	74	$296M	9K	10.3%
Frick Financial Uniontown	74	$173M	10K	12.0%
Healthcare First Credit Union JOHNSTOWN	74	$99M	8K	10.9%
Mon Valley Community ALLENPORT	74	$187M	9K	32.7%
North Penn COLMAR	74	$21M	1K	12.1%
Bucks County Employees Doylestown	73	$38M	2K	12.4%
Choice One Community Plains Township	73	$127M	11K	10.2%
New Alliance AMBRIDGE	73	$115M	8K	8.1%
Penntech Employees Johnsonburg	72	$13M	1K	11.3%
Ufcw Community Wyoming	72	$171M	16K	15.5%
White Rose York	72	$115M	11K	8.5%
Bessemer System Greenville	71	$47M	3K	11.5%
N.f.g. #2 WARREN	71	$25M	2K	15.1%
People First Allentown	71	$999M	76K	7.6%
Arize State College	70	$172M	12K	6.5%
Butler County Teachers Butler	70	$28M	2K	12.9%
Paper Converters Local 286/1034 PHILADELPHIA	70	$2M	2K	4.2%
Southwest Communities Carnegie	70	$19M	2K	6.6%
Sun East Aston	70	$907M	49K	8.3%
West Penn P&p BEAVER	70	$22M	4K	10.4%
Derry Area DERRY	69	$13M	2K	8.0%
Dow Bucks County Bristol	69	$14M	987	20.7%
Affiliated Trades COLLEGEVILLE	68	$40M	2K	10.4%
Allegent Community Pittsburgh	68	$281M	22K	7.2%
Crayola Llc Employees Credit Union EASTON	68	$9M	781	17.1%
I B E W Local 56 Erie	68	$11M	2K	12.4%
Penn Philadelphia	68	$55M	7K	22.4%
Wayland Temple Baptist PHILADELPHIA	68	$187920	75	16.0%
Hill District Pittsburgh	67	$17M	4K	17.0%
Penn Hills Municipal Pittsburgh	67	$2M	203	25.1%
Superior Credit Union Collegeville	67	$65M	6K	6.7%
Alleg-kiski Postal NEW KENSINGTON	66	$19M	2K	17.0%
Allegheny Valley PITTSBURGH	66	$11M	828	31.3%
Avh natrona heights	66	$4M	566	34.4%
Back Mountain SHAVERTOWN	66	$8M	675	23.4%
Eqt Pittsburgh	66	$28M	876	17.1%
Iron Workers Pittsburgh	66	$5M	4K	6.2%
Valley Pride Kingston	66	$6M	607	17.4%
Northwood Philadelphia	65	$7M	312	18.4%
Par-del Emp. WYOMING	65	$7M	674	15.3%
Pittsburgh City Hall Employees Pittsburgh	65	$58M	3K	8.8%
Heritage Valley York	64	$129M	14K	7.5%
Mercer County Community Hermitage	64	$112M	12K	10.5%
Pheple Greensburg	64	$133M	18K	4.6%
United Community West Mifflin	64	$126M	9K	5.8%
Earning Tree Wilkes Barre	63	$47M	2K	10.6%
North Districts GIBSONIA	62	$45M	3K	14.3%
Spirit Financial LEVITTOWN	62	$68M	4K	12.2%
Commonroots CRANBERRY TOWNS	60	$14M	2K	5.7%
Friendly Aliquippa	60	$68M	5K	15.2%
East End Food Cooperative PITTSBURGH	59	$2M	402	7.9%
New Life Philadelphia	59	$777732	539	25.6%
Pinpoint MILTON	59	$32M	3K	7.5%
Service Station Dealers PHILA	59	$130957	52	54.3%
3hill Blue Bell	58	$50M	3K	11.6%
Ure East Pittsburgh	58	$8M	949	21.7%
Wabellco Washington	58	$12M	1K	7.5%
Colfax Power Plant Employees SPRINGDALE	57	$8M	1K	11.0%
Forge Upper Darby	57	$54M	4K	18.3%
Vantage Trust WILKES BARRE	57	$47M	5K	7.3%
Bva Belle Vernon	55	$38M	2K	9.3%
Horizon Williamsport	54	$148M	14K	7.6%
Transit Workers PHILADELPHIA	54	$14M	4K	11.0%
University of Pennsylvania Students Philadelphia	53	$5M	693	17.1%
B I Sewickley	52	$3M	310	36.5%
Honeywell Philadelphia Div Ft Washington	52	$25M	1K	7.3%
Team First LANCASTER	52	$9M	813	12.5%
Acba Fed Credit Union (3226) Pittsburgh	51	$3M	979	12.7%
Greensburg Teachers GREENSBURG	51	$5M	633	11.5%
Kennaford Bedford	50	$4M	695	31.5%
Western Pa New Kensington	50	$22M	1K	13.0%
E R R L WYNDMOOR	47	$1M	196	6.9%
Smmh Pittsburgh	46	$3M	756	24.0%
Spojnia Scranton	42	$14M	758	14.7%
Cal-ed CALIFORNIA	41	$19M	3K	14.3%
Post Gazette CLINTON	40	$8M	1K	66.4%
Copper & Glass GLASSPORT	11	$5M	1K	-53.8%

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in Pennsylvania

Pennsylvania is home to 275 federally-insured credit unions collectively serving 4.9M members with $81.7B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 79/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Top Tier of Clarion currently leads the cohort with a health score of 100/100, while the full distribution spans 275 institutions ranked below.

The health distribution breaks into four bands: 154 credit unions score 80–100 (Excellent), 94 score 60–79 (Good), 26 score 40–59 (Fair), and 1 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across Pennsylvania's 275 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Explore more: Healthiest credit unions · Largest by assets · How health scores work

Frequently Asked Questions

How many credit unions are in Pennsylvania?

There are 275 federally-insured credit unions in Pennsylvania as of Q4 2025, with a combined 4.9M members and $81.7B in total assets. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in Pennsylvania?

Based on NCUA Q4 2025 data, Top Tier in Clarion ranks highest in Pennsylvania with a health score of 100/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Read our methodology - how this data is sourced, computed, and verified.