Federal credit union · Carnegie, Pennsylvania · NCUA charter #21530
Ukrainian Selfreliance of West. PA.
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $6.5M
- Total assets
- 809
- Members
- 10.3%
- Net-worth ratio
Ukrainian Selfreliance of West. PA. scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.5M; members 809; net-worth ratio 10.29%; health rank #2,764 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,764 of 4,374 health · 2025Q4Ukrainian Selfreliance · health 80/100 · $6.5M · 2025Q4
- RANK 80/100
- PHOTO 10.3%
- BOOK 0.76%
- CHARTER -0.74%
- NCUSIF $6.5M
- CAMELS 809
- HEALTH #2,764/4,374
- NW n/a
- DELQ 21530
Call Report peers
Ukrainian Selfreliance of West. PA. carries $6.5M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ukrainian Selfreliance of West. PA. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ukrainian Selfreliance of West. PA. - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #21530: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Ukrainian Selfreliance of West. PA.
- Loan-to-Share Ratio leads the peer set - 82.15% here, 63.60% peer average (+18.55 pp).
- Largest lag: Net Worth Ratio at 10.29% vs peer 19.06% (-8.77 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Ukrainian Selfreliance of West. PA. sits in Pennsylvania
- Pennsylvania health ordinal: #157 of 275.
- Assets rank #230 of 275 inside Pennsylvania ($6.5M reported).
- Membership ranks #230 of 275 among Pennsylvania CUs with a reported count (809 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Ukrainian Selfreliance of West. PA.'s 5300 filing moved
Ukrainian Selfreliance of West. PA.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.4% from $6.5M (2025Q4) to $6.7M (2026Q1).
- Net-worth ratio shifted -0.60 pp (10.89% → 10.29%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 0.0 pts
- Member Growth 12.5 pts
- Loan-to-Share Ratio 15.1 pts
Ukrainian Selfreliance of West. PA. vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.29% | -8.77 pp |
| Delinquency Rate | 0.76% | -1.05 pp |
| Return on Assets | -0.74% | -1.19 pp |
| Member Growth | 2.93% | - |
| Loan-to-Share Ratio | 82.15% | +18.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Ukrainian Selfreliance filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.7M | - |
| 2025Q4 | $6.5M | 809 |
| 2024Q4 | $6.6M | 786 |
| 2023Q4 | $7.2M | 763 |
Credit Union Details
- Charter Number
- 21530
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Carnegie
- Data Quarter
- 2025Q4
Branch Location
Ukrainian Selfreliance of West. PA. operates a single office in Carnegie, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Selfreliance Main Office (Main Office) | Carnegie, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
- JOHNSTOWN SCHOOL EMPLOYEESJOHNSTOWN, PA · $2M–$10M78Health
- U.A.L.U. 354YOUNGWOOD, PA · $2M–$10M78Health
- VALLEY PRIDEKingston, PA · $2M–$10M66Health
- PACE RESOURCESYORK, PA · $2M–$10M84Health
- NORTHWOODPhiladelphia, PA · $2M–$10M65Health
Compare Ukrainian Selfreliance of West. PA. vs JOHNSTOWN SCHOOL EMPLOYEES
Nationwide credit unions with similar profiles
Ukrainian Selfreliance of West. PA.'s nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Ukrainian Selfreliance of West. PA. ranks #2,764 of 4,374 nationally on financial health and #157 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Johnstown School Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Johnstown School Employees
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ukrainian Selfreliance of West. PA. financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Ukrainian Selfreliance of West. PA. carries a financial health score of 80/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,764 of 4,374; by total assets it ranks #3,760 of 4,374 nationally (same basis as /rankings/largest); and #230 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.29% net worth ratio and a 0.76% delinquency rate.
How does Ukrainian Selfreliance of West. PA. compare to other credit unions?
On PlainCU's health composite, Ukrainian Selfreliance of West. PA. lands at 80/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ukrainian Selfreliance of West. PA.?
Ukrainian Selfreliance of West. PA. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ukrainian Selfreliance of West. PA. directly for the exact boundaries and application steps.
Is my money safe at Ukrainian Selfreliance of West. PA.?
Federal credit unions like Ukrainian Selfreliance of West. PA. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ukrainian Selfreliance of West. PA.'s net worth ratio of 10.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ukrainian Selfreliance of West. PA. offer compared to banks?
Credit unions like Ukrainian Selfreliance of West. PA. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ukrainian Selfreliance of West. PA. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.