Federal credit union · Newell, Pennsylvania · NCUA charter #19045
NEWELL
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $5.8M
- Total assets
- 906
- Members
- 10.5%
- Net-worth ratio
NEWELL scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.8M; members 906; net-worth ratio 10.55%; health rank #2,625 of 4,374; healthier than 39th of scored peers.
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NCUA 5300 Call Report Masthead
#2,625 of 4,374 health · 2025Q4NEWELL · health 81/100 · $5.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NEWELL vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NEWELL sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where NEWELL diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.81% (-1.81 pp).
- Net Worth Ratio trails the peer set - 10.55% here, 19.06% peer average (-8.51 pp).
NEWELL: in-state Call Report ranks
- In Pennsylvania, health place is #146 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #233 of 275.
- Pennsylvania membership ordinal: #219 of 275.
- One place up in Pennsylvania, Pennsylvania State Employees (#145) ties at 81/100; one place down, Southwest Communities (#147) ties at 81/100.
NEWELL Call Report trajectory
NEWELL: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.6% from $5.8M (2025Q4) to $5.8M (2026Q1).
- Net-worth ratio shifted +0.02 pp (10.53% → 10.55%).
This credit union's 10.55% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
NEWELL gives up 19 points in total. Member Growth costs the most, 12.7 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.3 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 13.4 pts
NEWELL health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.55% | -8.51 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.18% | -0.27 pp |
| Member Growth | -3.72% | - |
| Loan-to-Share Ratio | 61.09% | -2.51 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - NEWELL
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.8M | - |
| 2025Q4 | $5.8M | 906 |
| 2024Q4 | $6.1M | 941 |
| 2023Q4 | $6.5M | 898 |
Credit Union Details
- Charter Number
- 19045
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Newell
- Data Quarter
- 2025Q4
Branch Locations (3)
NEWELL operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Newell FCU (Main Office) | Newell, PA |
| Newell FCU Brownsville Office | Brownsville, PA |
| CUPRODIGY | Salt Lake City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Other-state peers near NEWELL
Using this data
- NEWELL ranks #2,625 of 4,374 nationally on financial health and #146 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Montoursville Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Montoursville Area
Frequently Asked Questions
Is NEWELL financially healthy?
NEWELL has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,625 of 4,374 nationally on health and #146 of 275 in Pennsylvania. Its net worth ratio is 10.55% and its delinquency rate 0.00%.
How does NEWELL compare to other credit unions?
NEWELL scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is net worth ratio (10.55% vs 19.06%).
How can I join NEWELL?
NEWELL operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NEWELL directly for the exact boundaries and application steps.
Is my money safe at NEWELL?
NEWELL is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NEWELL's net worth ratio of 10.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.