Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #422
PITTSBURGH
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $11.4M
- Total assets
- 1,337
- Members
- 10.8%
- Net-worth ratio
PITTSBURGH scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.4M; members 1,337; net-worth ratio 10.79%; health rank #2,876 of 4,374; healthier than 33rd of scored peers.
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NCUA 5300 Call Report Masthead
#2,876 of 4,374 health · 2025Q4PITTSBURGH · health 79/100 · $11.4M · 2025Q4
Call Report peers
PITTSBURGH in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PITTSBURGH vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PITTSBURGH sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
PITTSBURGH: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.35% vs peer 1.15% (-0.79 pp).
- Loan-to-Share Ratio trails the peer set - 38.04% here, 59.80% peer average (-21.76 pp).
PITTSBURGH: in-state Call Report ranks
- Health composite ranks #170 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #207 of 275.
- Pennsylvania membership ordinal: #198 of 275.
- One place up in Pennsylvania, VASCO (#169) ties at 79/100; one place down, R-S Bellco (#171) ties at 79/100.
PITTSBURGH: 2025Q4 → 2026Q1
PITTSBURGH: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $11.4M (2025Q4) to $11.3M (2026Q1).
- Net-worth ratio shifted +0.20 pp (10.59% → 10.79%).
At 10.79%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
PITTSBURGH gives up 21 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for PITTSBURGH
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.79% | -4.07 pp |
| Delinquency Rate | 0.35% | -0.79 pp |
| Return on Assets | 0.75% | +0.04 pp |
| Member Growth | -13.74% | - |
| Loan-to-Share Ratio | 38.04% | -21.76 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.3M | - |
| 2025Q4 | $11.4M | 1,337 |
| 2024Q4 | $10.8M | 1,550 |
| 2023Q4 | $11.4M | 1,646 |
Credit Union Details
- Charter Number
- 422
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Locations (2)
PITTSBURGH operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Pittsburgh, PA |
| CU ANSWERS | GRAND RAPIDS, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
PITTSBURGH nationwide neighbourhoods
Similar total assets
Using this data
- PITTSBURGH ranks #2,876 of 4,374 nationally on financial health and #170 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bradford Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bradford Area
Frequently Asked Questions
Is PITTSBURGH financially healthy?
PITTSBURGH has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,876 of 4,374 nationally on health and #170 of 275 in Pennsylvania. Its net worth ratio is 10.79% and its delinquency rate 0.35%.
How does PITTSBURGH compare to other credit unions?
PITTSBURGH scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.35% vs 1.15%). Its widest shortfall is loan-to-share ratio (38.04% vs 59.80%).
How can I join PITTSBURGH?
PITTSBURGH operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PITTSBURGH directly for the exact boundaries and application steps.
Is my money safe at PITTSBURGH?
PITTSBURGH is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PITTSBURGH's net worth ratio of 10.79% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.