Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #422
PITTSBURGH
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $11.4M
- Total assets
- 1,337
- Members
- 10.8%
- Net-worth ratio
PITTSBURGH scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.4M; members 1,337; net-worth ratio 10.79%; health rank #2,876 of 4,374; healthier than 33rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,876 of 4,374 health · 2025Q4PITTSBURGH · health 79/100 · $11.4M · 2025Q4
- BOOK 79/100
- CHARTER 10.8%
- NCUSIF 0.35%
- CAMELS 0.75%
- HEALTH $11.4M
- NW 1,337
- DELQ #2,876/4,374
- ROA Central Nebraska
- ASSETS 422
Call Report peers
PITTSBURGH in the assets neighbourhood
PITTSBURGH's $11.4M assets sit next to Central Nebraska ($11.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PITTSBURGH vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PITTSBURGH - Share Insurance Coverage
Charter #422's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
PITTSBURGH: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.35% vs peer 1.15% (-0.79 pp).
- Loan-to-Share Ratio trails the peer set - 38.04% here, 59.80% peer average (-21.76 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
PITTSBURGH: in-state Call Report ranks
- Health composite ranks #170 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #207 of 275.
- Pennsylvania membership ordinal: #198 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
PITTSBURGH: 2025Q4 → 2026Q1
PITTSBURGH: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.9% from $11.4M (2025Q4) to $11.3M (2026Q1).
- Net-worth ratio shifted +0.20 pp (10.59% → 10.79%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.79%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for PITTSBURGH
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.79% | -4.07 pp |
| Delinquency Rate | 0.35% | -0.79 pp |
| Return on Assets | 0.75% | +0.04 pp |
| Member Growth | -13.74% | - |
| Loan-to-Share Ratio | 38.04% | -21.76 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.3M | - |
| 2025Q4 | $11.4M | 1,337 |
| 2024Q4 | $10.8M | 1,550 |
| 2023Q4 | $11.4M | 1,646 |
Credit Union Details
- Charter Number
- 422
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Locations (2)
PITTSBURGH operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Pittsburgh, PA |
| CU ANSWERS | GRAND RAPIDS, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
PITTSBURGH nationwide neighbourhoods
Cross-state asset and health neighbours for PITTSBURGH - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($11.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- PITTSBURGH ranks #2,876 of 4,374 nationally on financial health and #170 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bradford Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bradford Area
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PITTSBURGH financially healthy?
PITTSBURGH has a financial health score of 79/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,876 of 4,374; by total assets it ranks #3,485 of 4,374 nationally (same basis as /rankings/largest); and #207 of 275 within Pennsylvania. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.79% and delinquency rate of 0.35%.
How does PITTSBURGH compare to other credit unions?
Five weighted metrics from NCUA filings produce PITTSBURGH's 79/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PITTSBURGH?
PITTSBURGH operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PITTSBURGH directly for the exact boundaries and application steps.
Is my money safe at PITTSBURGH?
Federal credit unions like PITTSBURGH are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PITTSBURGH's net worth ratio of 10.79% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PITTSBURGH offer compared to banks?
Credit unions like PITTSBURGH are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PITTSBURGH directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.