Federal credit union · MCKEESPORT, Pennsylvania · NCUA charter #2003
Mckeesport Area Public School Emp
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $4.0M
- Total assets
- 540
- Members
- 26.5%
- Net-worth ratio
Mckeesport Area Public School Emp scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.0M; members 540; net-worth ratio 26.53%; health rank #2,039 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,039 of 4,374 health · 2025Q4Mckeesport Area Public Scho… · health 84/100 · $4.0M · 2025Q4
- RANK 84/100
- PHOTO 26.5%
- BOOK 0.62%
- CHARTER 1.53%
- NCUSIF $4.0M
- CAMELS 540
- HEALTH #2,039/4,374
- NW n/a
- DELQ 2003
Call Report peers
Mckeesport Area Public School Emp carries $4.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mckeesport Area Public School Emp vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mckeesport Area Public School Emp - Share Insurance Coverage
Charter #2003's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Mckeesport Area Public School Emp: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 116.91% vs peer 63.60% (+53.31 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mckeesport Area Public School Emp in Pennsylvania
- Health composite ranks #97 of 275 among scored Pennsylvania credit unions.
- Assets rank #243 of 275 inside Pennsylvania ($4.0M reported).
- Membership ranks #248 of 275 among Pennsylvania CUs with a reported count (540 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Mckeesport Area Public School Emp's 5300 filing moved
Mckeesport Area Public School Emp: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $4.0M (2025Q4) to $4.1M (2026Q1).
- Net-worth ratio shifted +0.32 pp (26.21% → 26.53%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 26.53% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 11.0 pts
- Loan-to-Share Ratio 4.2 pts
Mckeesport Area Public Scho… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.53% | +7.47 pp |
| Delinquency Rate | 0.62% | -1.18 pp |
| Return on Assets | 1.53% | +1.08 pp |
| Member Growth | 1.69% | - |
| Loan-to-Share Ratio | 116.91% | +53.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Mckeesport Area Public School Emp quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.1M | - |
| 2025Q4 | $4.0M | 540 |
| 2024Q4 | $4.1M | 531 |
| 2023Q4 | $3.8M | 517 |
Credit Union Details
- Charter Number
- 2003
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- MCKEESPORT
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Mckeesport Area Public School Emp runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | MCKEESPORT, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
- ASBESTOS WORKERS LOCAL 14Philadelphia, PA · $2M–$10M75Health
- KENNAFORDBedford, PA · $2M–$10M50Health
- NEW KENSINGTON MUNICIPALNew Kensington, PA · $2M–$10M91Health
- AVHnatrona heights, PA · $2M–$10M66Health
- SAINT NICHOLASWilkes Barre, PA · $2M–$10M83Health
Compare Mckeesport Area Public School Emp vs ASBESTOS WORKERS LOCAL 14
Nationwide credit unions with similar profiles
Mckeesport Area Public School Emp's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Mckeesport Area Public School Emp ranks #2,039 of 4,374 nationally on financial health and #97 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Asbestos Workers Local 14 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Asbestos Workers Local 14
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mckeesport Area Public School Emp financially healthy?
Yes/no aside, the number is 84/100 (Excellent) - Mckeesport Area Public School Emp's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,039 of 4,374; by total assets it ranks #3,964 of 4,374 nationally (same basis as /rankings/largest); and #243 of 275 within Pennsylvania. Above 80 reads excellent, below 50 warrants closer monitoring; a 26.53% net worth ratio and 0.62% delinquency rate are the key drivers.
How does Mckeesport Area Public School Emp compare to other credit unions?
PlainCU's health composite puts Mckeesport Area Public School Emp at 84/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mckeesport Area Public School Emp?
Mckeesport Area Public School Emp is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Mckeesport Area Public School Emp directly to confirm eligibility.
Is my money safe at Mckeesport Area Public School Emp?
Federal credit unions like Mckeesport Area Public School Emp are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mckeesport Area Public School Emp's net worth ratio of 26.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mckeesport Area Public School Emp offer compared to banks?
Credit unions like Mckeesport Area Public School Emp are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mckeesport Area Public School Emp directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.