Federal credit union · MCKEESPORT, Pennsylvania · NCUA charter #2003
Mckeesport Area Public School Emp
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $4.0M
- Total assets
- 540
- Members
- 26.5%
- Net-worth ratio
Mckeesport Area Public School Emp scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.0M; members 540; net-worth ratio 26.53%; health rank #2,039 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,039 of 4,374 health · 2025Q4Mckeesport Area Public Scho… · health 84/100 · $4.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mckeesport Area Public School Emp vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Mckeesport Area Public School Emp sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mckeesport Area Public School Emp: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 116.91% vs peer 63.60% (+53.31 pp).
Mckeesport Area Public School Emp in Pennsylvania
- Health composite ranks #97 of 275 among scored Pennsylvania credit unions.
- Assets rank #243 of 275 inside Pennsylvania ($4.0M reported).
- Membership ranks #248 of 275 among Pennsylvania CUs with a reported count (540 members).
- One place up in Pennsylvania, Holy Trinity Baptist (#96) ties at 84/100; one place down, LONZA (#98) ties at 84/100.
How Mckeesport Area Public School Emp's 5300 filing moved
Mckeesport Area Public School Emp: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $4.0M (2025Q4) to $4.1M (2026Q1).
- Net-worth ratio shifted +0.32 pp (26.21% → 26.53%).
This credit union's 26.53% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Mckeesport Area Public School Emp gives up 16 points in total. Loan-to-Share Ratio costs the most, 10.8 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 11.0 pts
- Loan-to-Share Ratio 4.2 pts
Mckeesport Area Public Scho… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.53% | +7.47 pp |
| Delinquency Rate | 0.62% | -1.18 pp |
| Return on Assets | 1.53% | +1.08 pp |
| Member Growth | 1.69% | - |
| Loan-to-Share Ratio | 116.91% | +53.31 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Mckeesport Area Public School Emp quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.1M | - |
| 2025Q4 | $4.0M | 540 |
| 2024Q4 | $4.1M | 531 |
| 2023Q4 | $3.8M | 517 |
Credit Union Details
- Charter Number
- 2003
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- MCKEESPORT
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Mckeesport Area Public School Emp runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | MCKEESPORT, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
- ASBESTOS WORKERS LOCAL 14Philadelphia, PA · $2M–$10M75Health
- KENNAFORDBedford, PA · $2M–$10M50Health
- NEW KENSINGTON MUNICIPALNew Kensington, PA · $2M–$10M91Health
- AVHnatrona heights, PA · $2M–$10M66Health
- SAINT NICHOLASWilkes Barre, PA · $2M–$10M83Health
Compare Mckeesport Area Public School Emp vs ASBESTOS WORKERS LOCAL 14
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Mckeesport Area Public School Emp ranks #2,039 of 4,374 nationally on financial health and #97 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Asbestos Workers Local 14 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Asbestos Workers Local 14
Frequently Asked Questions
Is Mckeesport Area Public School Emp financially healthy?
Mckeesport Area Public School Emp has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,039 of 4,374 nationally on health and #97 of 275 in Pennsylvania. Its net worth ratio is 26.53% and its delinquency rate 0.62%.
How does Mckeesport Area Public School Emp compare to other credit unions?
Mckeesport Area Public School Emp scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (116.91% vs 63.60%).
How can I join Mckeesport Area Public School Emp?
Mckeesport Area Public School Emp is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Mckeesport Area Public School Emp directly to confirm eligibility.
Is my money safe at Mckeesport Area Public School Emp?
Mckeesport Area Public School Emp is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mckeesport Area Public School Emp's net worth ratio of 26.53% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.