Federal credit union · Philadelphia, Pennsylvania · NCUA charter #16728
Pinn Memorial
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $285K
- Total assets
- 89
- Members
- 21.1%
- Net-worth ratio
Pinn Memorial scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $285K; members 89; net-worth ratio 21.08%; health rank #2,209 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,209 of 4,374 health · 2025Q4Pinn Memorial · health 83/100 · $285K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pinn Memorial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Pinn Memorial sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Pinn Memorial
- Strongest edge vs 243 Under $2M peers is Delinquency Rate: -4.48 pp (0.00% vs 4.48%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -50.11 pp (2.59% vs 52.70%).
Pennsylvania standing for Pinn Memorial
- In Pennsylvania, health place is #110 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Pinn Memorial is #269 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #272 of 275.
- One place up in Pennsylvania, Allegheny Ludlum Brackenridge (#109) ties at 83/100; one place down, Lehigh County Employees (#111) ties at 83/100.
Pinn Memorial: 2025Q4 → 2026Q1
Pinn Memorial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -18.5% from $285K (2025Q4) to $233K (2026Q1).
- Net-worth ratio shifted +3.92 pp (17.16% → 21.08%).
At 21.08%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
Pinn Memorial gives up 17 points in total. Loan-to-Share Ratio costs the most, 8.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.0 pts
- Loan-to-Share Ratio 6.0 pts
Call Report ratios for Pinn Memorial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.08% | -1.85 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 1.75% | +1.53 pp |
| Member Growth | -1.11% | - |
| Loan-to-Share Ratio | 2.59% | -50.11 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Pinn Memorial quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $233K | - |
| 2025Q4 | $285K | 89 |
| 2024Q4 | $250K | 90 |
| 2023Q4 | $229K | 101 |
Credit Union Details
- Charter Number
- 16728
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- Philadelphia
- Data Quarter
- 2025Q4
Branch Locations (2)
Pinn Memorial operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Pinn Memorial FCU (Main Office) | Philadelphia, PA |
| Bills House | Cheltenham, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for Pinn Memorial
Similar health score
Using this data
- Pinn Memorial ranks #2,209 of 4,374 nationally on financial health and #110 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S I Philadelphia is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S I Philadelphia
Frequently Asked Questions
Is Pinn Memorial financially healthy?
On its 2025Q4 NCUA 5300 filing, Pinn Memorial scores 83/100 (Excellent), with a 21.08% net worth ratio and 0.00% of loans delinquent. It ranks #2,209 of 4,374 nationally on health and #110 of 275 in Pennsylvania.
How does Pinn Memorial compare to other credit unions?
Pinn Memorial scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (2.59% vs 52.70%).
How can I join Pinn Memorial?
Pinn Memorial operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Pinn Memorial directly for the exact boundaries and application steps.
Is my money safe at Pinn Memorial?
Pinn Memorial is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pinn Memorial's net worth ratio of 21.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.