Federal credit union · Allentown, Pennsylvania · NCUA charter #10015
ALLENTOWN
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $124.2M
- Total assets
- 7,015
- Members
- 16.4%
- Net-worth ratio
ALLENTOWN scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $124.2M; members 7,015; net-worth ratio 16.37%; health rank #2,547 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,547 of 4,374 health · 2025Q4ALLENTOWN · health 81/100 · $124.2M · 2025Q4
Call Report peers
ALLENTOWN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALLENTOWN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ALLENTOWN sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ALLENTOWN
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +4.26 pp (16.37% vs 12.11%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -2.96 pp (69.24% vs 72.20%).
ALLENTOWN: in-state Call Report ranks
- Pennsylvania health ordinal: #134 of 275.
- Pennsylvania assets place: #74 of 275.
- Pennsylvania membership ordinal: #91 of 275.
- One place up in Pennsylvania, HIGHWAY (#133) ties at 81/100; one place down, 1st Ed Credit Union (#135) ties at 81/100.
How ALLENTOWN's 5300 filing moved
ALLENTOWN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $124.2M (2025Q4) to $126.2M (2026Q1).
- Net-worth ratio shifted +0.07 pp (16.30% → 16.37%).
16.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
ALLENTOWN gives up 19 points in total. Member Growth costs the most, 12.8 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.5 pts
- Return on Assets 15.0 pts
- Member Growth 2.2 pts
- Loan-to-Share Ratio 15.3 pts
ALLENTOWN vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.37% | +4.26 pp |
| Delinquency Rate | 1.20% | +0.31 pp |
| Return on Assets | 1.36% | +0.74 pp |
| Member Growth | -3.76% | - |
| Loan-to-Share Ratio | 69.24% | -2.96 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $126.2M | - |
| 2025Q4 | $124.2M | 7,015 |
| 2024Q4 | $121.5M | 7,289 |
| 2023Q4 | $122.3M | 7,513 |
Credit Union Details
- Charter Number
- 10015
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Allentown
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, ALLENTOWN runs 4 offices in 2 different cities.
| Office | City |
|---|---|
| Parkway Office (Main Office) | Allentown, PA |
| Hanover Office | Allentown, PA |
| BPL Office | Allentown, PA |
| St. Lukes | Bethlehem, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Other-state peers near ALLENTOWN
Similar total assets
Using this data
- ALLENTOWN ranks #2,547 of 4,374 nationally on financial health and #134 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HERSHEY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HERSHEY
Frequently Asked Questions
Is ALLENTOWN financially healthy?
On its 2025Q4 NCUA 5300 filing, ALLENTOWN scores 81/100 (Excellent), with a 16.37% net worth ratio and 1.20% of loans delinquent. It ranks #2,547 of 4,374 nationally on health and #134 of 275 in Pennsylvania.
How does ALLENTOWN compare to other credit unions?
ALLENTOWN scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (16.37% vs 12.11%). Its widest shortfall is loan-to-share ratio (69.24% vs 72.20%).
How can I join ALLENTOWN?
ALLENTOWN serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact ALLENTOWN directly for the current list of qualifying groups.
Is my money safe at ALLENTOWN?
ALLENTOWN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALLENTOWN's net worth ratio of 16.37% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.