State credit union · HAMBURG, Pennsylvania · NCUA charter #62656
Berylco Employees'
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $1.7M
- Total assets
- 128
- Members
- 60.4%
- Net-worth ratio
Berylco Employees' scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.7M; members 128; net-worth ratio 60.39%; health rank #3,034 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,034 of 4,374 health · 2025Q4Berylco Employees' · health 77/100 · $1.7M · 2025Q4
Call Report peers
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Berylco Employees' vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Berylco Employees' sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Berylco Employees' vs Under $2M peers
- Largest favorable gap: Net Worth Ratio at 60.39% vs peer 22.93% (+37.46 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.51 pp (36.19% vs 52.70%).
Where Berylco Employees' sits in Pennsylvania
- In Pennsylvania, health place is #182 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #261 of 275.
- Membership ranks #267 of 275 among Pennsylvania CUs with a reported count (128 members).
- One place up in Pennsylvania, WHEATLAND (#181) scores 78/100, 1 point higher; one place down, S I Philadelphia (#183) ties at 77/100.
How Berylco Employees''s 5300 filing moved
Berylco Employees': total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.2% from $1.7M (2025Q4) to $1.7M (2026Q1).
- Net-worth ratio shifted +0.79 pp (59.60% → 60.39%).
At 60.39%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Berylco Employees' gives up 23 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 60.39% | +37.46 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.35% | +0.13 pp |
| Member Growth | -5.19% | - |
| Loan-to-Share Ratio | 36.19% | -16.51 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Berylco Employees'
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.7M | - |
| 2025Q4 | $1.7M | 128 |
| 2024Q4 | $1.8M | 135 |
| 2023Q4 | $1.9M | 143 |
Credit Union Details
- Charter Number
- 62656
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- HAMBURG
- Data Quarter
- 2025Q4
Branch Location
Berylco Employees' operates a single office in Hamburg, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Berylco Employees Credit Union (Main Office) | Hamburg, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Berylco Employees' nationwide neighbourhoods
Similar health score
Using this data
- Berylco Employees' ranks #3,034 of 4,374 nationally on financial health and #182 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- B V M S N is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with B V M S N
Frequently Asked Questions
Is Berylco Employees' financially healthy?
On its 2025Q4 NCUA 5300 filing, Berylco Employees' scores 77/100 (Very Good), with a 60.39% net worth ratio and 0.00% of loans delinquent. It ranks #3,034 of 4,374 nationally on health and #182 of 275 in Pennsylvania.
How does Berylco Employees' compare to other credit unions?
Berylco Employees' scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (60.39% vs 22.93%). Its widest shortfall is loan-to-share ratio (36.19% vs 52.70%).
How can I join Berylco Employees'?
Membership eligibility for Berylco Employees' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Berylco Employees' directly for current membership requirements and application steps.
Is my money safe at Berylco Employees'?
Berylco Employees' is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Berylco Employees''s net worth ratio of 60.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.