National ranking · Q4 2025
Largest Credit Unions by Assets
The 100 biggest U.S. credit unions ranked by total assets, straight from NCUA 5300 Call Reports.
- $197.17B
- Largest by assets
- 100
- Ranked
- 17%
- Top-100 assets in #1
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. This page draws directly on NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
This list, in one line
Navy Federal Credit Union is the largest U.S. credit union at $197.17B in assets, alone holding about 17% of the top-100 combined balance sheet - the #100 cutoff to make this list is $4.65B (TECHNOLOGY).
- $197.17B
- #1 · Navy Federal Credit Union
- $4.65B
- #100, the cutoff to make this list
- 15.14M
- Its members
- 88/100
- Its health score
NCUA 5300 Call Report, Q4 2025. Figures reflect total assets reported to the National Credit Union Administration.
According to the National Credit Union Administration (NCUA) 5300 Call Report for Q4 2025, the 100 largest U.S. credit unions together hold about $1,160 billion in assets and serve tens of millions of members. The figures below come directly from those mandatory quarterly filings; see our methodology for how each measure is sourced and computed.
The bar to make this list
Where the #100 cutoff sits against every credit union NCUA tracks nationally, not just the ranked 100 above.
What it takes to crack the top 100
Every NCUA-tracked credit union, bucketed by total assets
$4,647,248,967 Top 2% higher than 98% of 4,374 credit unions
every NCUA-tracked credit union, bucketed by value
Each bar is a $0.001K-wide band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report · Q4 2025
Full top 100
Source: NCUA 5300 Call Report, Q4 2025. Figures reflect total assets reported to the National Credit Union Administration.
What to do with this ranking
Asset size tracks scale, not the health or member value of a credit union.
- Navy Federal Credit Union tops this list at $197.17B in assets -- check its own health score before assuming bigger means better. Navy Federal Credit Union profile
- For a safety-focused view instead of a size-focused one, see the composite health ranking. Healthiest credit unions
- A credit union outside this top 100 can still be perfectly sound -- the overwhelming majority of U.S. credit unions carry far less than this list's cutoff of $4.65B in assets. Browse credit unions
Total assets is a scale measure. It says nothing about capital adequacy, delinquency, or member service quality on its own.
Download the Call Report state snapshot cited on this page: cu-call-report-statistics.csv (same CSV as /statistics, CC BY 4.0).