Federal credit union · S Williamsport, Pennsylvania · NCUA charter #11689
Wyrope Williamsport
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $41.6M
- Total assets
- 4,783
- Members
- 14.4%
- Net-worth ratio
Wyrope Williamsport scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.6M; members 4,783; net-worth ratio 14.36%; health rank #2,566 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,566 of 4,374 health · 2025Q4Wyrope Williamsport · health 81/100 · $41.6M · 2025Q4
- BOOK 81/100
- CHARTER 14.4%
- NCUSIF 1.51%
- CAMELS 1.40%
- HEALTH $41.6M
- NW 4,783
- DELQ #2,566/4,374
- ROA Central Credit Union of Maryland,in
- ASSETS 11689
Call Report peers
Wyrope Williamsport in the assets neighbourhood
Wyrope Williamsport's $41.6M assets sit next to Central Credit Union of Maryland,in ($41.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Wyrope Williamsport vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Wyrope Williamsport - Share Insurance Coverage
Charter #11689's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Wyrope Williamsport
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.70 pp (1.40% vs 0.70%).
- Largest lag: Loan-to-Share Ratio at 43.64% vs peer 59.80% (-16.16 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Wyrope Williamsport sits in Pennsylvania
- In Pennsylvania, health place is #138 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #132 of 275 inside Pennsylvania ($41.6M reported).
- Member book place in Pennsylvania: #104 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Wyrope Williamsport Call Report trajectory
Wyrope Williamsport: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.9% from $41.6M (2025Q4) to $43.7M (2026Q1).
- Net-worth ratio shifted -0.47 pp (14.83% → 14.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.2 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 9.8 pts
Wyrope Williamsport health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.36% | -0.50 pp |
| Delinquency Rate | 1.51% | +0.36 pp |
| Return on Assets | 1.40% | +0.70 pp |
| Member Growth | 0.86% | - |
| Loan-to-Share Ratio | 43.64% | -16.16 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Wyrope Williamsport quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.7M | - |
| 2025Q4 | $41.6M | 4,783 |
| 2024Q4 | $39.5M | 4,742 |
| 2023Q4 | $41.7M | 4,821 |
Credit Union Details
- Charter Number
- 11689
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- S Williamsport
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Wyrope Williamsport runs one office.
| Office | City |
|---|---|
| Main (Main Office) | S Williamsport, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Wyrope Williamsport nationwide neighbourhoods
Two NCUA Call Report peer sets for Wyrope Williamsport, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($41.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Wyrope Williamsport ranks #2,566 of 4,374 nationally on financial health and #138 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- R-S Bellco is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with R-S Bellco
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Wyrope Williamsport financially healthy?
A 14.36% net worth ratio and a 1.51% delinquency rate feed into Wyrope Williamsport's financial health score of 81/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,566 of 4,374; by total assets it ranks #2,561 of 4,374 nationally (same basis as /rankings/largest); and #132 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Wyrope Williamsport compare to other credit unions?
81/100 is Wyrope Williamsport's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Wyrope Williamsport?
Wyrope Williamsport operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Wyrope Williamsport directly for the exact boundaries and application steps.
Is my money safe at Wyrope Williamsport?
Federal credit unions like Wyrope Williamsport are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wyrope Williamsport's net worth ratio of 14.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Wyrope Williamsport offer compared to banks?
Credit unions like Wyrope Williamsport are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Wyrope Williamsport directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.