Federal credit union · S Williamsport, Pennsylvania · NCUA charter #11689
Wyrope Williamsport
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $41.6M
- Total assets
- 4,783
- Members
- 14.4%
- Net-worth ratio
Wyrope Williamsport scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.6M; members 4,783; net-worth ratio 14.36%; health rank #2,566 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,566 of 4,374 health · 2025Q4Wyrope Williamsport · health 81/100 · $41.6M · 2025Q4
Call Report peers
Wyrope Williamsport in the assets neighbourhood
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Wyrope Williamsport vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Wyrope Williamsport sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Wyrope Williamsport
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.70 pp (1.40% vs 0.70%).
- Largest lag: Loan-to-Share Ratio at 43.64% vs peer 59.80% (-16.16 pp).
Where Wyrope Williamsport sits in Pennsylvania
- In Pennsylvania, health place is #138 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #132 of 275 inside Pennsylvania ($41.6M reported).
- Member book place in Pennsylvania: #104 of 275.
- One place up in Pennsylvania, Clairton Works (#137) ties at 81/100; one place down, Montoursville Area (#139) ties at 81/100.
Wyrope Williamsport Call Report trajectory
Wyrope Williamsport: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.9% from $41.6M (2025Q4) to $43.7M (2026Q1).
- Net-worth ratio shifted -0.47 pp (14.83% → 14.36%).
This credit union's 14.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Wyrope Williamsport gives up 19 points in total. Delinquency Rate costs the most, 8.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.2 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 9.8 pts
Wyrope Williamsport health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.36% | -0.50 pp |
| Delinquency Rate | 1.51% | +0.36 pp |
| Return on Assets | 1.40% | +0.70 pp |
| Member Growth | 0.86% | - |
| Loan-to-Share Ratio | 43.64% | -16.16 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Wyrope Williamsport quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.7M | - |
| 2025Q4 | $41.6M | 4,783 |
| 2024Q4 | $39.5M | 4,742 |
| 2023Q4 | $41.7M | 4,821 |
Credit Union Details
- Charter Number
- 11689
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- S Williamsport
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Wyrope Williamsport runs one office.
| Office | City |
|---|---|
| Main (Main Office) | S Williamsport, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Wyrope Williamsport nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Wyrope Williamsport ranks #2,566 of 4,374 nationally on financial health and #138 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- R-S Bellco is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with R-S Bellco
Frequently Asked Questions
Is Wyrope Williamsport financially healthy?
Wyrope Williamsport has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,566 of 4,374 nationally on health and #138 of 275 in Pennsylvania. Its net worth ratio is 14.36% and its delinquency rate 1.51%.
How does Wyrope Williamsport compare to other credit unions?
Wyrope Williamsport scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.40% vs 0.70%). Its widest shortfall is loan-to-share ratio (43.64% vs 59.80%).
How can I join Wyrope Williamsport?
Wyrope Williamsport operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Wyrope Williamsport directly for the exact boundaries and application steps.
Is my money safe at Wyrope Williamsport?
Wyrope Williamsport is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wyrope Williamsport's net worth ratio of 14.36% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.