Federal credit union · Lancaster, Pennsylvania · NCUA charter #24928
FINANTA
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $35.3M
- Total assets
- 1,591
- Members
- 14.5%
- Net-worth ratio
FINANTA scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.3M; members 1,591; net-worth ratio 14.50%; health rank #599 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#599 of 4,374 health · 2025Q4FINANTA · health 93/100 · $35.3M · 2025Q4
Call Report peers
FINANTA in the assets neighbourhood
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FINANTA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FINANTA sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for FINANTA
- Largest favorable gap: Return on Assets at 2.24% vs peer 0.70% (+1.53 pp).
- Loan-to-Share Ratio trails the peer set - 28.28% here, 59.80% peer average (-31.52 pp).
Where FINANTA sits in Pennsylvania
- In Pennsylvania, health place is #27 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, FINANTA is #144 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #183 of 275.
- One place up in Pennsylvania, CACL (#26) scores 94/100, 1 point higher; one place down, Greater Pittsburgh (#28) ties at 93/100.
FINANTA: 2025Q4 → 2026Q1
FINANTA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +20.9% from $35.3M (2025Q4) to $42.7M (2026Q1).
- Net-worth ratio shifted +0.01 pp (14.49% → 14.50%).
14.50% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
FINANTA gives up 7 points in total. Loan-to-Share Ratio costs the most, 6.5 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.3 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 8.7 pts
FINANTA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.50% | -0.36 pp |
| Delinquency Rate | 0.57% | -0.57 pp |
| Return on Assets | 2.24% | +1.53 pp |
| Member Growth | 52.69% | - |
| Loan-to-Share Ratio | 28.28% | -31.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.7M | - |
| 2025Q4 | $35.3M | 1,591 |
| 2024Q4 | $25.8M | 1,042 |
| 2023Q4 | $6.8M | 611 |
Credit Union Details
- Charter Number
- 24928
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Lancaster
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for FINANTA.
| Office | City |
|---|---|
| Community First Fund Federal Credit Union (Main Office) | Lancaster, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near FINANTA
Using this data
- FINANTA ranks #599 of 4,374 nationally on financial health and #27 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VASCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VASCO
Frequently Asked Questions
Is FINANTA financially healthy?
FINANTA has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #599 of 4,374 nationally on health and #27 of 275 in Pennsylvania. Its net worth ratio is 14.50% and its delinquency rate 0.57%.
How does FINANTA compare to other credit unions?
FINANTA scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (2.24% vs 0.70%). Its widest shortfall is loan-to-share ratio (28.28% vs 59.80%).
How can I join FINANTA?
FINANTA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FINANTA directly for the exact boundaries and application steps.
Is my money safe at FINANTA?
FINANTA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FINANTA's net worth ratio of 14.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.