Federal credit union · CHADDS FORD, Pennsylvania · NCUA charter #20042
Franklin Mint
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $1.91B
- Total assets
- 150,902
- Members
- 8.9%
- Net-worth ratio
Franklin Mint scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.91B; members 150,902; net-worth ratio 8.86%; health rank #2,183 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
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Franklin Mint vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Franklin Mint sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Franklin Mint
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.11 pp (0.76% vs 0.87%).
- Largest lag: Loan-to-Share Ratio at 81.10% vs peer 83.90% (-2.80 pp).
Where Franklin Mint sits in Pennsylvania
- In Pennsylvania, health place is #107 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #9 of 275.
- Membership ranks #6 of 275 among Pennsylvania CUs with a reported count (150,902 members).
- One place up in Pennsylvania, HERSHEY (#106) ties at 84/100; one place down, RIVERFRONT (#108) ties at 84/100.
Franklin Mint Call Report trajectory
Franklin Mint: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +17.4% from $1.91B (2025Q4) to $2.25B (2026Q1).
- Net-worth ratio shifted +1.02 pp (7.84% → 8.86%).
This credit union's 8.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Franklin Mint gives up 16 points in total. Return on Assets costs the most, 7.8 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 22.4 pts
- Return on Assets 7.2 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 14.9 pts
Franklin Mint vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.86% | -2.32 pp |
| Delinquency Rate | 0.76% | -0.11 pp |
| Return on Assets | 0.06% | -0.45 pp |
| Member Growth | 2.76% | - |
| Loan-to-Share Ratio | 81.10% | -2.80 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.25B | - |
| 2025Q4 | $1.91B | 150,902 |
| 2024Q4 | $1.88B | 146,851 |
| 2023Q4 | $1.84B | 148,019 |
Credit Union Details
- Charter Number
- 20042
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Pennsylvania
- City
- CHADDS FORD
- Data Quarter
- 2025Q4
Branch Locations (18)
Per its most recent NCUA branch filing, Franklin Mint runs 18 offices in 17 different cities across 2 states.
| Office | City |
|---|---|
| Operation Office (Main Office) | Chadds Ford, PA |
| Bear | Bear, DE |
| Brookhaven | Brookhaven, PA |
| Downingtown | Downingtown, PA |
| Eddystone | Eddystone, PA |
| Folsom | Folsom, PA |
| Glen Mills | Glen Mills, PA |
| Havertown at Quarry Center | Havertown, PA |
| Kennett Square | Kennett Square, PA |
| Media | Media, PA |
| Wawa | Media, PA |
| Ellis Preserve | Newtown Square, PA |
| Paoli | Paoli, PA |
| University City | Philadelphia, PA |
| Sharon Hill | Sharon Hill, PA |
| Springfield | Springfield, PA |
| West Chester | West Chester, PA |
| Wilmington | Wilmington, DE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Cross-state Call Report peers for Franklin Mint
Using this data
- Franklin Mint ranks #2,183 of 4,374 nationally on financial health and #107 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PHILADELPHIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PHILADELPHIA
Frequently Asked Questions
Is Franklin Mint financially healthy?
Franklin Mint has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,183 of 4,374 nationally on health and #107 of 275 in Pennsylvania. Its net worth ratio is 8.86% and its delinquency rate 0.76%.
How does Franklin Mint compare to other credit unions?
Franklin Mint scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.76% vs 0.87%). Its widest shortfall is loan-to-share ratio (81.10% vs 83.90%).
How can I join Franklin Mint?
Franklin Mint operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Franklin Mint directly for the exact boundaries and application steps.
Is my money safe at Franklin Mint?
Franklin Mint is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Franklin Mint's net worth ratio of 8.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.