Federal credit union · CHADDS FORD, Pennsylvania · NCUA charter #20042
Franklin Mint
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $1.91B
- Total assets
- 150,902
- Members
- 8.9%
- Net-worth ratio
Franklin Mint scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.91B; members 150,902; net-worth ratio 8.86%; health rank #2,183 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,183 of 4,374 health · 2025Q4Franklin Mint · health 84/100 · $1.91B · 2025Q4
- NW 84/100
- DELQ 8.9%
- ROA 0.76%
- ASSETS 0.06%
- MEM $1.91B
- RANK 150,902
- PHOTO #2,183/4,374
- BOOK CYPRUS
- CHARTER 20042
Franklin Mint in the assets neighbourhood
Franklin Mint's $1.91B assets sit next to CYPRUS ($1.93B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Franklin Mint vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Franklin Mint - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #20042. See our deposit-insurance coverage note.
Peer-gap read for Franklin Mint
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.11 pp (0.76% vs 0.87%).
- Largest lag: Loan-to-Share Ratio at 81.10% vs peer 83.90% (-2.80 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Franklin Mint sits in Pennsylvania
- In Pennsylvania, health place is #107 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #9 of 275.
- Membership ranks #6 of 275 among Pennsylvania CUs with a reported count (150,902 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Franklin Mint Call Report trajectory
Franklin Mint: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +17.4% from $1.91B (2025Q4) to $2.25B (2026Q1).
- Net-worth ratio shifted +1.02 pp (7.84% → 8.86%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 22.4 pts
- Return on Assets 7.2 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 14.9 pts
Franklin Mint vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.86% | -2.32 pp |
| Delinquency Rate | 0.76% | -0.11 pp |
| Return on Assets | 0.06% | -0.45 pp |
| Member Growth | 2.76% | - |
| Loan-to-Share Ratio | 81.10% | -2.80 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.25B | - |
| 2025Q4 | $1.91B | 150,902 |
| 2024Q4 | $1.88B | 146,851 |
| 2023Q4 | $1.84B | 148,019 |
Credit Union Details
- Charter Number
- 20042
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Pennsylvania
- City
- CHADDS FORD
- Data Quarter
- 2025Q4
Branch Locations (18)
Per its most recent NCUA branch filing, Franklin Mint runs 18 offices in 17 different cities across 2 states.
| Office | City |
|---|---|
| Operation Office (Main Office) | Chadds Ford, PA |
| Bear | Bear, DE |
| Brookhaven | Brookhaven, PA |
| Downingtown | Downingtown, PA |
| Eddystone | Eddystone, PA |
| Folsom | Folsom, PA |
| Glen Mills | Glen Mills, PA |
| Havertown at Quarry Center | Havertown, PA |
| Kennett Square | Kennett Square, PA |
| Media | Media, PA |
| Wawa | Media, PA |
| Ellis Preserve | Newtown Square, PA |
| Paoli | Paoli, PA |
| University City | Philadelphia, PA |
| Sharon Hill | Sharon Hill, PA |
| Springfield | Springfield, PA |
| West Chester | West Chester, PA |
| Wilmington | Wilmington, DE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Cross-state Call Report peers for Franklin Mint
Franklin Mint's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.91B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Franklin Mint ranks #2,183 of 4,374 nationally on financial health and #107 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PHILADELPHIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PHILADELPHIA
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Franklin Mint financially healthy?
Yes/no aside, the number is 84/100 (Excellent) - Franklin Mint's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,183 of 4,374; by total assets it ranks #270 of 4,374 nationally (same basis as /rankings/largest); and #9 of 275 within Pennsylvania. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.86% net worth ratio and 0.76% delinquency rate are the key drivers.
How does Franklin Mint compare to other credit unions?
84/100 is Franklin Mint's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Franklin Mint?
Franklin Mint operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Franklin Mint directly for the exact boundaries and application steps.
Is my money safe at Franklin Mint?
Federal credit unions like Franklin Mint are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Franklin Mint's net worth ratio of 8.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Franklin Mint offer compared to banks?
Credit unions like Franklin Mint are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Franklin Mint directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.