Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #205
Allegent Community
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $280.8M
- Total assets
- 21,927
- Members
- 17.2%
- Net-worth ratio
Allegent Community scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $280.8M; members 21,927; net-worth ratio 17.18%; health rank #3,244 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,244 of 4,374 health · 2025Q4Allegent Community · health 75/100 · $280.8M · 2025Q4
- CAMELS 75/100
- HEALTH 17.2%
- NW 0.76%
- DELQ 0.07%
- ROA $280.8M
- ASSETS 21,927
- MEM #3,244/4,374
- RANK People's Community
- PHOTO 205
Call Report peers
Allegent Community in the assets neighbourhood
Allegent Community's $280.8M assets sit next to People's Community ($280.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Allegent Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Allegent Community - Share Insurance Coverage
Charter #205's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Allegent Community: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 78.95% vs peer 72.20% (+6.75 pp).
- Largest lag: Return on Assets at 0.07% vs peer 0.62% (-0.55 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Allegent Community: in-state Call Report ranks
- Pennsylvania health ordinal: #199 of 275.
- Pennsylvania assets place: #36 of 275.
- Pennsylvania membership ordinal: #28 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Allegent Community: 2025Q4 → 2026Q1
Allegent Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $280.8M (2025Q4) to $282.2M (2026Q1).
- Net-worth ratio shifted -0.05 pp (17.23% → 17.18%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 17.18% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 7.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Allegent Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.18% | +5.07 pp |
| Delinquency Rate | 0.76% | -0.13 pp |
| Return on Assets | 0.07% | -0.55 pp |
| Member Growth | -10.91% | - |
| Loan-to-Share Ratio | 78.95% | +6.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Allegent Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $282.2M | - |
| 2025Q4 | $280.8M | 21,927 |
| 2024Q4 | $288.4M | 24,611 |
| 2023Q4 | $271.0M | 21,030 |
Credit Union Details
- Charter Number
- 205
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Allegent Community, spread across 4 cities.
| Office | City |
|---|---|
| Allegent Community FCU (Main Office) | Pittsburgh, PA |
| Allegent Community FCU | Cranberry Township, PA |
| Allegent Community FCU | McKeesport, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Jane Street | Pittsburgh, PA |
| Allegent Community FCU | Wexford, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Allegent Community nationwide neighbourhoods
Two NCUA Call Report peer sets for Allegent Community, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($280.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- Allegent Community ranks #3,244 of 4,374 nationally on financial health and #199 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cross Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cross Valley
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Allegent Community financially healthy?
Allegent Community has a financial health score of 75/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,244 of 4,374; by total assets it ranks #1,068 of 4,374 nationally (same basis as /rankings/largest); and #36 of 275 within Pennsylvania. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.18% and delinquency rate of 0.76%.
How does Allegent Community compare to other credit unions?
75/100 is Allegent Community's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Allegent Community?
Allegent Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Allegent Community directly for the exact boundaries and application steps.
Is my money safe at Allegent Community?
Federal credit unions like Allegent Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allegent Community's net worth ratio of 17.18% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Allegent Community offer compared to banks?
Credit unions like Allegent Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Allegent Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.