Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #205
Allegent Community
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $280.8M
- Total assets
- 21,927
- Members
- 17.2%
- Net-worth ratio
Allegent Community scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $280.8M; members 21,927; net-worth ratio 17.18%; health rank #3,244 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,244 of 4,374 health · 2025Q4Allegent Community · health 75/100 · $280.8M · 2025Q4
Call Report peers
Allegent Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Allegent Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Allegent Community sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Allegent Community: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 78.95% vs peer 72.20% (+6.75 pp).
- Largest lag: Return on Assets at 0.07% vs peer 0.62% (-0.55 pp).
Allegent Community: in-state Call Report ranks
- Pennsylvania health ordinal: #199 of 275.
- Pennsylvania assets place: #36 of 275.
- Pennsylvania membership ordinal: #28 of 275.
- One place up in Pennsylvania, Paac Transit Division (#198) ties at 75/100; one place down, U.F.C.W. Local 23 (#200) ties at 75/100.
Allegent Community: 2025Q4 → 2026Q1
Allegent Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $280.8M (2025Q4) to $282.2M (2026Q1).
- Net-worth ratio shifted -0.05 pp (17.23% → 17.18%).
This credit union's 17.18% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Allegent Community gives up 25 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 7.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Allegent Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.18% | +5.07 pp |
| Delinquency Rate | 0.76% | -0.13 pp |
| Return on Assets | 0.07% | -0.55 pp |
| Member Growth | -10.91% | - |
| Loan-to-Share Ratio | 78.95% | +6.75 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Allegent Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $282.2M | - |
| 2025Q4 | $280.8M | 21,927 |
| 2024Q4 | $288.4M | 24,611 |
| 2023Q4 | $271.0M | 21,030 |
Credit Union Details
- Charter Number
- 205
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Allegent Community, spread across 4 cities.
| Office | City |
|---|---|
| Allegent Community FCU (Main Office) | Pittsburgh, PA |
| Allegent Community FCU | Cranberry Township, PA |
| Allegent Community FCU | McKeesport, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Allegent Community FCU | Pittsburgh, PA |
| Jane Street | Pittsburgh, PA |
| Allegent Community FCU | Wexford, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Allegent Community nationwide neighbourhoods
Using this data
- Allegent Community ranks #3,244 of 4,374 nationally on financial health and #199 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cross Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cross Valley
Frequently Asked Questions
Is Allegent Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Allegent Community scores 75/100 (Very Good), with a 17.18% net worth ratio and 0.76% of loans delinquent. It ranks #3,244 of 4,374 nationally on health and #199 of 275 in Pennsylvania.
How does Allegent Community compare to other credit unions?
Allegent Community scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.95% vs 72.20%). Its widest shortfall is return on assets (0.07% vs 0.62%).
How can I join Allegent Community?
Allegent Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Allegent Community directly for the exact boundaries and application steps.
Is my money safe at Allegent Community?
Allegent Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allegent Community's net worth ratio of 17.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.