State credit union · Doylestown, Pennsylvania · NCUA charter #65411
Bucks County Employees
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $38.2M
- Total assets
- 1,586
- Members
- 12.2%
- Net-worth ratio
Bucks County Employees scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.2M; members 1,586; net-worth ratio 12.23%; health rank #3,405 of 4,374; healthier than 21st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,405 of 4,374 health · 2025Q4Bucks County Employees · health 73/100 · $38.2M · 2025Q4
- HEALTH 73/100
- NW 12.2%
- DELQ 0.63%
- ROA 0.27%
- ASSETS $38.2M
- MEM 1,586
- RANK #3,405/4,374
- PHOTO Morgantown a E S
- BOOK 65411
Call Report peers
Bucks County Employees in the assets neighbourhood
Bucks County Employees's $38.2M assets sit next to Morgantown a E S ($38.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Bucks County Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Bucks County Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #65411. See our deposit-insurance coverage note.
Bucks County Employees: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -0.51 pp (0.63% vs 1.15%).
- Loan-to-Share Ratio trails the peer set - 6.20% here, 59.80% peer average (-53.60 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Bucks County Employees in Pennsylvania
- In Pennsylvania, health place is #210 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #138 of 275 inside Pennsylvania ($38.2M reported).
- Membership ranks #184 of 275 among Pennsylvania CUs with a reported count (1,586 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Bucks County Employees's 5300 filing moved
Bucks County Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.6% from $38.2M (2025Q4) to $38.8M (2026Q1).
- Net-worth ratio shifted -0.13 pp (12.36% → 12.23%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.23%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 73/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 73.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 11.6 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 6.2 pts
Bucks County Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.23% | -2.63 pp |
| Delinquency Rate | 0.63% | -0.51 pp |
| Return on Assets | 0.27% | -0.43 pp |
| Member Growth | -4.17% | - |
| Loan-to-Share Ratio | 6.20% | -53.60 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Bucks County Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $38.8M | - |
| 2025Q4 | $38.2M | 1,586 |
| 2024Q4 | $38.6M | 1,655 |
| 2023Q4 | $40.0M | 1,698 |
Credit Union Details
- Charter Number
- 65411
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Doylestown
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Bucks County Employees runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Doylestown (Main Office) | Doylestown, PA |
| Neshaminy Manor | Warrington, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for Bucks County Employees
Cross-state asset and health neighbours for Bucks County Employees - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($38.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (73/100 here).
Using this data
- Bucks County Employees ranks #3,405 of 4,374 nationally on financial health and #210 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BVA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BVA
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Bucks County Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Bucks County Employees carries a financial health score of 73/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,405 of 4,374; by total assets it ranks #2,648 of 4,374 nationally (same basis as /rankings/largest); and #138 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.23% net worth ratio and a 0.63% delinquency rate.
How does Bucks County Employees compare to other credit unions?
PlainCU's health composite puts Bucks County Employees at 73/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Bucks County Employees?
Membership eligibility for Bucks County Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Bucks County Employees directly for current membership requirements and application steps.
Is my money safe at Bucks County Employees?
Federal credit unions like Bucks County Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bucks County Employees's net worth ratio of 12.23% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Bucks County Employees offer compared to banks?
Credit unions like Bucks County Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Bucks County Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.