Federal credit union · PHILADELPHIA, Pennsylvania · NCUA charter #17885
Transit Workers
Health score 54/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 54
- Health / 100
- $14.5M
- Total assets
- 3,654
- Members
- 10.5%
- Net-worth ratio
Transit Workers scores 54/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.5M; members 3,654; net-worth ratio 10.49%; health rank #4,203 of 4,374; healthier than 4th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,203 of 4,374 health · 2025Q4Transit Workers · health 54/100 · $14.5M · 2025Q4
Call Report peers
Transit Workers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Transit Workers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Transit Workers sits in 50-54 with 82 others.
54 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Transit Workers diverges from peer averages
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.88 pp (44.92% vs 59.80%).
Transit Workers: in-state Call Report ranks
- In Pennsylvania, health place is #262 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #188 of 275.
- Pennsylvania membership ordinal: #125 of 275.
- One place up in Pennsylvania, BVA (#261) scores 55/100, 1 point higher; one place down, Honeywell Philadelphia Div (#263) ties at 54/100.
How Transit Workers's 5300 filing moved
Transit Workers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $14.5M (2025Q4) to $14.6M (2026Q1).
- Net-worth ratio shifted -0.46 pp (10.95% → 10.49%).
10.49% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 54/100 score is built
Transit Workers gives up 46 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.8 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.2 pts
Transit Workers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.49% | -4.37 pp |
| Delinquency Rate | 1.82% | +0.68 pp |
| Return on Assets | -3.16% | -3.87 pp |
| Member Growth | -5.14% | - |
| Loan-to-Share Ratio | 44.92% | -14.88 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Transit Workers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.6M | - |
| 2025Q4 | $14.5M | 3,654 |
| 2024Q4 | $16.0M | 3,852 |
| 2023Q4 | $18.0M | 4,048 |
Credit Union Details
- Charter Number
- 17885
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- PHILADELPHIA
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Transit Workers, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| TRANSIT WORKERS FCU MAIN OFFICE (Main Office) | Philadelphia, PA |
| Compu Source | AMHERST, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Transit Workers nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Transit Workers ranks #4,203 of 4,374 nationally on financial health and #262 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Castle Bellco is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Castle Bellco
Frequently Asked Questions
Is Transit Workers financially healthy?
Transit Workers has a financial health score of 54/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,203 of 4,374 nationally on health and #262 of 275 in Pennsylvania. Its net worth ratio is 10.49% and its delinquency rate 1.82%.
How does Transit Workers compare to other credit unions?
Transit Workers scores 54/100, higher than 4% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (44.92% vs 59.80%).
How can I join Transit Workers?
Transit Workers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Transit Workers directly for the exact boundaries and application steps.
Is my money safe at Transit Workers?
Transit Workers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Transit Workers's net worth ratio of 10.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.