Federal credit union · Philadelphia, Pennsylvania · NCUA charter #2551
Police & Fire
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $9.99B
- Total assets
- 436,024
- Members
- 18.2%
- Net-worth ratio
Police & Fire scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.99B; members 436,024; net-worth ratio 18.21%; health rank #1,574 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,574 of 4,374 health · 2025Q4Police & Fire · health 87/100 · $9.99B · 2025Q4
Call Report peers
Police & Fire in the assets neighbourhood
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Police & Fire vs every NCUA-scored credit union
Police & Fire sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Police & Fire: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +7.03 pp (18.21% vs 11.18%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.41 pp (70.49% vs 83.90%).
Police & Fire: in-state Call Report ranks
- Pennsylvania health ordinal: #75 of 275.
- By total assets, Police & Fire is #1 of 275 in Pennsylvania.
- Membership ranks #3 of 275 among Pennsylvania CUs with a reported count (436,024 members).
- One place up in Pennsylvania, Westmoreland Water (#74) ties at 87/100; one place down, North East Welch (#76) ties at 87/100.
Police & Fire Call Report trajectory
Police & Fire: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $9.99B (2025Q4) to $10.15B (2026Q1).
- Net-worth ratio shifted +0.21 pp (18.00% → 18.21%).
At 18.21%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Police & Fire gives up 13 points in total. Member Growth costs the most, 13.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.21% | +7.03 pp |
| Delinquency Rate | 0.24% | -0.64 pp |
| Return on Assets | 1.49% | +0.98 pp |
| Member Growth | -4.06% | - |
| Loan-to-Share Ratio | 70.49% | -13.41 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Police & Fire filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.15B | - |
| 2025Q4 | $9.99B | 436,024 |
| 2024Q4 | $9.49B | 454,494 |
| 2023Q4 | $8.75B | 445,487 |
Credit Union Details
- Charter Number
- 2551
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Pennsylvania
- City
- Philadelphia
- Data Quarter
- 2025Q4
Branch Locations (18)
Per its most recent NCUA branch filing, Police & Fire runs 18 offices in 10 different cities across 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Philadelphia, PA |
| 4 Greenwood Square | Bensalem, PA |
| 1 Greenwood | Bensalem, PA |
| King of Prussia Branch | King of Prussia, PA |
| Moorestown Mall | Maple Shade, NJ |
| Marlton Crossing | Marlton, NJ |
| Montgomery Mall | Montgomeryville, PA |
| Castor Branch | Philadelphia, PA |
| Grant & Academy Branch | Philadelphia, PA |
| Ridge Ave Branch | Philadelphia, PA |
| Stadium Branch | Philadelphia, PA |
| Leo Mall Branch | Philadelphia, PA |
| Haverford Avenue Branch | Philadelphia, PA |
| Mayfair Branch | Philadelphia, PA |
| Springfield Branch | Springfield, PA |
| Washington Township | Turnersville, NJ |
| Bucks County Branch | Warminster, PA |
| Cedarbrook Plaza Branch | Wyncote, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Police & Fire ranks #1,574 of 4,374 nationally on financial health and #75 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pennsylvania State Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pennsylvania State Employees
Frequently Asked Questions
Is Police & Fire financially healthy?
Police & Fire has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,574 of 4,374 nationally on health and #75 of 275 in Pennsylvania. Its net worth ratio is 18.21% and its delinquency rate 0.24%.
How does Police & Fire compare to other credit unions?
Police & Fire scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (18.21% vs 11.18%). Its widest shortfall is loan-to-share ratio (70.49% vs 83.90%).
How can I join Police & Fire?
Police & Fire serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Police & Fire directly for the current list of qualifying groups.
Is my money safe at Police & Fire?
Police & Fire is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Police & Fire's net worth ratio of 18.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.