State credit union · ALTOONA, Pennsylvania · NCUA charter #60389
American Pride
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $22.8M
- Total assets
- 1,817
- Members
- 12.1%
- Net-worth ratio
American Pride scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $22.8M; members 1,817; net-worth ratio 12.13%; health rank #3,275 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,275 of 4,374 health · 2025Q4American Pride · health 75/100 · $22.8M · 2025Q4
Call Report peers
American Pride in the assets neighbourhood
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American Pride vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); American Pride sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
American Pride: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 1.39% vs peer 0.70% (+0.68 pp).
- Loan-to-Share Ratio trails the peer set - 34.72% here, 59.80% peer average (-25.08 pp).
American Pride: in-state Call Report ranks
- Health composite ranks #202 of 275 among scored Pennsylvania credit unions.
- Assets rank #165 of 275 inside Pennsylvania ($22.8M reported).
- Member book place in Pennsylvania: #169 of 275.
- One place up in Pennsylvania, Asbestos Workers Local 14 (#201) ties at 75/100; one place down, Scranton Downtown (#203) ties at 75/100.
American Pride: 2025Q4 → 2026Q1
American Pride: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $22.8M (2025Q4) to $23.0M (2026Q1).
- Net-worth ratio shifted +0.23 pp (11.90% → 12.13%).
12.13% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
American Pride gives up 25 points in total. Delinquency Rate costs the most, 9.9 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.1 pts
- Return on Assets 15.0 pts
- Member Growth 5.9 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for American Pride
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.13% | -2.73 pp |
| Delinquency Rate | 1.66% | +0.51 pp |
| Return on Assets | 1.39% | +0.68 pp |
| Member Growth | -1.73% | - |
| Loan-to-Share Ratio | 34.72% | -25.08 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - American Pride
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.0M | - |
| 2025Q4 | $22.8M | 1,817 |
| 2024Q4 | $22.0M | 1,849 |
| 2023Q4 | $22.4M | 1,897 |
Credit Union Details
- Charter Number
- 60389
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- ALTOONA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, American Pride runs one office.
| Office | City |
|---|---|
| American Pride CU (Main Office) | Altoona, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- American Pride ranks #3,275 of 4,374 nationally on financial health and #202 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Western PA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Western PA
Frequently Asked Questions
Is American Pride financially healthy?
American Pride has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,275 of 4,374 nationally on health and #202 of 275 in Pennsylvania. Its net worth ratio is 12.13% and its delinquency rate 1.66%.
How does American Pride compare to other credit unions?
American Pride scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.39% vs 0.70%). Its widest shortfall is loan-to-share ratio (34.72% vs 59.80%).
How can I join American Pride?
Membership eligibility for American Pride depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact American Pride directly for current membership requirements and application steps.
Is my money safe at American Pride?
American Pride is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. American Pride's net worth ratio of 12.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.