Federal credit union · PITTSBURGH, Pennsylvania · NCUA charter #1352
Century Heritage
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $286.5M
- Total assets
- 18,846
- Members
- 11.2%
- Net-worth ratio
Century Heritage scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $286.5M; members 18,846; net-worth ratio 11.24%; health rank #798 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#798 of 4,374 health · 2025Q4Century Heritage · health 92/100 · $286.5M · 2025Q4
Call Report peers
Century Heritage in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Century Heritage vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Century Heritage sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Century Heritage diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 72.72% here, 72.20% peer average (+0.52 pp).
- Largest lag: Net Worth Ratio at 11.24% vs peer 12.11% (-0.87 pp).
Where Century Heritage sits in Pennsylvania
- Pennsylvania health ordinal: #35 of 275.
- Pennsylvania assets place: #34 of 275.
- Pennsylvania membership ordinal: #35 of 275.
- One place up in Pennsylvania, Tri Boro (#34) ties at 92/100; one place down, ERIE (#36) ties at 92/100.
Century Heritage Call Report trajectory
Century Heritage: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $286.5M (2025Q4) to $288.0M (2026Q1).
- Net-worth ratio shifted +0.16 pp (11.08% → 11.24%).
11.24% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Century Heritage gives up 8 points in total. Delinquency Rate costs the most, 5 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 15.3 pts
Century Heritage vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.24% | -0.87 pp |
| Delinquency Rate | 1.00% | +0.11 pp |
| Return on Assets | 0.66% | +0.04 pp |
| Member Growth | 2.25% | - |
| Loan-to-Share Ratio | 72.72% | +0.52 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $288.0M | - |
| 2025Q4 | $286.5M | 18,846 |
| 2024Q4 | $280.9M | 18,432 |
| 2023Q4 | $264.9M | 18,327 |
Credit Union Details
- Charter Number
- 1352
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- PITTSBURGH
- Data Quarter
- 2025Q4
Branch Locations (6)
Century Heritage operates 6 offices across 6 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 04-West Mifflin (Main Office) | PITTSBURGH, PA |
| 09-Leechburg | Leechburg, PA |
| 03-Olympia Branch | MCKEESPORT, PA |
| 06-McMurray | McMurray, PA |
| 05-Bethel Park | Pittsburgh, PA |
| 07-Homeville | West Mifflin, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Century Heritage nationwide neighbourhoods
Using this data
- Century Heritage ranks #798 of 4,374 nationally on financial health and #35 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cross Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cross Valley
Frequently Asked Questions
Is Century Heritage financially healthy?
Century Heritage has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #798 of 4,374 nationally on health and #35 of 275 in Pennsylvania. Its net worth ratio is 11.24% and its delinquency rate 1.00%.
How does Century Heritage compare to other credit unions?
Century Heritage scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (72.72% vs 72.20%). Its widest shortfall is net worth ratio (11.24% vs 12.11%).
How can I join Century Heritage?
Century Heritage operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Century Heritage directly for the exact boundaries and application steps.
Is my money safe at Century Heritage?
Century Heritage is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Century Heritage's net worth ratio of 11.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.