Federal credit union · Philadelphia, Pennsylvania · NCUA charter #24853
New Life
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $778K
- Total assets
- 539
- Members
- 24.7%
- Net-worth ratio
New Life scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $778K; members 539; net-worth ratio 24.67%; health rank #4,082 of 4,374; healthier than 6th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,082 of 4,374 health · 2025Q4New Life · health 59/100 · $778K · 2025Q4
Call Report peers
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New Life vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Life sits in 55-59 with 115 others.
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where New Life diverges from peer averages
- Return on Assets leads the peer set - 2.29% here, 0.22% peer average (+2.07 pp).
- Largest lag: Loan-to-Share Ratio at 12.03% vs peer 52.70% (-40.67 pp).
Where New Life sits in Pennsylvania
- Health composite ranks #253 of 275 among scored Pennsylvania credit unions.
- Assets rank #266 of 275 inside Pennsylvania ($778K reported).
- Pennsylvania membership ordinal: #249 of 275.
- One place up in Pennsylvania, Service Station Dealers (#252) ties at 59/100; one place down, URE (#254) scores 58/100, 1 point lower.
How New Life's 5300 filing moved
New Life: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $778K (2025Q4) to $798K (2026Q1).
- Net-worth ratio shifted -0.94 pp (25.61% → 24.67%).
This credit union's 24.67% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 59/100 score is built
New Life gives up 41 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 7.3 pts
New Life health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.67% | +1.74 pp |
| Delinquency Rate | 21.05% | +16.58 pp |
| Return on Assets | 2.29% | +2.07 pp |
| Member Growth | -1.28% | - |
| Loan-to-Share Ratio | 12.03% | -40.67 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
New Life quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $798K | - |
| 2025Q4 | $778K | 539 |
| 2024Q4 | $763K | 546 |
| 2023Q4 | $777K | 548 |
Credit Union Details
- Charter Number
- 24853
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- Philadelphia
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, New Life runs 2 offices.
| Office | City |
|---|---|
| New Life Credit Union - Main (Main Office) | Philadelphia, PA |
| New Life Credit Union - Branch | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for New Life
Similar health score
Using this data
- New Life ranks #4,082 of 4,374 nationally on financial health and #253 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Steamfitters Phila is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Steamfitters Phila
Frequently Asked Questions
Is New Life financially healthy?
New Life has a financial health score of 59/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,082 of 4,374 nationally on health and #253 of 275 in Pennsylvania. Its net worth ratio is 24.67% and its delinquency rate 21.05%.
How does New Life compare to other credit unions?
New Life scores 59/100, higher than 6% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (2.29% vs 0.22%). Its widest shortfall is loan-to-share ratio (12.03% vs 52.70%).
How can I join New Life?
New Life operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Life directly for the exact boundaries and application steps.
Is my money safe at New Life?
New Life is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Life's net worth ratio of 24.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.