National ranking · Q4 2025

Healthiest Credit Unions

The 100 strongest U.S. credit unions on PlainCU's 5-factor composite, net worth, loan quality, ROA, growth and liquidity, from NCUA 5300 Call Reports.

100
Ranked
55
Scoring 99–100
0–100
Composite scale

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. This page draws directly on NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Full top 100

# Credit Union Score
1 Hershey Robinson Employees Robinson 100
2 Comunidad Latina SANTA ANA 100
3 Guadalupe Parish Antonito 100
4 Deca Cincinnati 100
5 Umatilla County Pendleton 100
6 Centex Citizens Mexia 100
7 Cascade Community Roseburg 100
8 Painesville Credit Union Painesville 100
9 Safe 1 BAKERSFIELD 100
10 Oc GARFIELD HTS 100
11 Lakes Monticello 100
12 Musicians Arlington 100
13 North Shore Silver Bay 100
14 Oklahoma's OKLAHOMA CITY 100
15 O and R Utilities Employees Monroe 100
16 Western Division WILLIAMSVILLE 100
17 Great Erie ORCHARD PARK 100
18 United Southeast Bristol 100
19 Gesb Sheet Metal Workers PORTAGE 100
20 Fairwinds ORLANDO 100
21 Freedom Provo 100
22 Railroad Employees Belen 100
23 Top Tier Clarion 100
24 Old Kentucky Home BARDSTOWN 100
25 Upstate Anderson 100
26 Magnolia Jackson 99
27 Eddy CARLSBAD 99
28 Heritage South Community Cu Shelbyville 99
29 Patterson ARKADELPHIA 99
30 Neches Port Neches 99
31 I.b.e.w. - Local No. 5 Pittsburgh 99
32 Ascend TULLAHOMA 99
33 Coca-cola ATLANTA 99
34 Alaska Air Group SEATAC 99
35 New Horizon Barberton 99
36 Heartland Springfield 99
37 Elko ELKO 99
38 Metrum Community Centennial 99
39 Chrome Canonsburg 99
40 Soo Co-op Sault Sainte Ma 99
41 Yolo Woodland 99
42 Montana Great Falls 99
43 Mission San Diego 99
44 Ibew/sj Cascade Salem 99
45 Jack Daniel Employees LYNCHBURG 99
46 River Valley Miamisburg 99
47 Tewksbury Tewksbury 99
48 First Heritage Corning 99
49 Caribe San Juan 99
50 Platinum Duluth 99
51 Altura Riverside 99
52 Credit Union West Glendale 99
53 Achieva Credit Union Dunedin 99
54 Safe FOLSOM 99
55 Bay Capitola 99
56 Dallas U.p. Employees Dallas 98
57 Becco Buffalo Tonawanda 98
58 City of Deer Park Deer Park 98
59 S E a Richfield 98
60 Century SAINT LOUIS 98
61 Gardiner Gardiner 98
62 Oxford MEXICO 98
63 Servu Painted Post 98
64 Chicago Firefighter's Chicago 98
65 Sacramento Sacramento 98
66 I.b.e.w. Lu 66 PASADENA 98
67 Holley PARIS 98
68 Ravalli County Hamilton 98
69 Charleston CHARLESTON 98
70 Healthcare Employees PRINCETON 98
71 Community First Appleton 98
72 Armco BUTLER 98
73 First Choice MARSHFIELD 98
74 Fremont Fremont 98
75 Transcend Louisville 98
76 Select Employees Sterling 98
77 Foothill Arcadia 98
78 Pioneer Mutual SUGAR LAND 98
79 Southeast Louisiana Veterans Health New Orleans 98
80 Publix Employees LAKELAND 98
81 Community South Chipley 98
82 Local 41 I.b.e.w. ORCHARD PARK 98
83 Oregon State Corvallis 98
84 Valley Communities Mosinee 98
85 Oshkosh Community Oshkosh 98
86 Grow Financial Tampa 98
87 Class Act Louisville 98
88 Miami Firefighters MIAMI 98
89 Somerset Somerset 98
90 Texans Richardson 98
91 Vapr San Juan 98
92 Purdue WEST LAFAYETTE 98
93 Knoxville Tva Employees Knoxville 98
94 Dakotaland Huron 98
95 Utah Community Provo 98
96 Adventhealth Altamonte Sprin 98
97 United Nations LONG ISLAND CIT 98
98 Pima TUCSON 98
99 Lewis Clark Lewiston 98
100 Upper Cumberland Crossville 98