Federal credit union · EASTON, Pennsylvania · NCUA charter #24850
Crayola LLC Employees Credit Union
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $8.6M
- Total assets
- 781
- Members
- 20.1%
- Net-worth ratio
Crayola LLC Employees Credit Union scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.6M; members 781; net-worth ratio 20.12%; health rank #3,695 of 4,374; healthier than 15th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,695 of 4,374 health · 2025Q4Crayola LLC Employees · health 68/100 · $8.6M · 2025Q4
- DELQ 68/100
- ROA 20.1%
- ASSETS 2.24%
- MEM 1.80%
- RANK $8.6M
- PHOTO 781
- BOOK #3,695/4,374
- CHARTER n/a
- NCUSIF 24850
Call Report peers
Crayola LLC Employees Credit Union carries $8.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Crayola LLC Employees Credit Union vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Crayola LLC Employees Credit Union - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24850, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Crayola LLC Employees Credit Union: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 1.80% vs peer 0.45% (+1.35 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -25.35 pp (38.25% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Crayola LLC Employees Credit Union: in-state Call Report ranks
- Health composite ranks #226 of 275 among scored Pennsylvania credit unions.
- Assets rank #217 of 275 inside Pennsylvania ($8.6M reported).
- Member book place in Pennsylvania: #231 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Crayola LLC Employees Credit Union's 5300 filing moved
Crayola LLC Employees Credit Union: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.1% from $8.6M (2025Q4) to $9.0M (2026Q1).
- Net-worth ratio shifted -1.04 pp (21.16% → 20.12%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 20.12% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.0 pts
- Loan-to-Share Ratio 9.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.12% | +1.06 pp |
| Delinquency Rate | 2.24% | +0.43 pp |
| Return on Assets | 1.80% | +1.35 pp |
| Member Growth | -3.34% | - |
| Loan-to-Share Ratio | 38.25% | -25.35 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.0M | - |
| 2025Q4 | $8.6M | 781 |
| 2024Q4 | $8.3M | 808 |
| 2023Q4 | $9.5M | 864 |
Credit Union Details
- Charter Number
- 24850
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- EASTON
- Data Quarter
- 2025Q4
Branch Locations (3)
Crayola LLC Employees Credit Union operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Crayola LLC Employees CU (Main Office) | Easton, PA |
| CompuSource | Amherst, NY |
| LVIP | Bethlehem, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
- U F C W LOCAL 1776PLYMOUTH MEETIN, PA · $2M–$10M83Health
- ALLEGHENY CENTRALDunbar, PA · $2M–$10M90Health
- PHB EMPLOYEESFairview, PA · $2M–$10M82Health
- COLFAX POWER PLANT EMPLOYEESSPRINGDALE, PA · $2M–$10M57Health
- U.F.C.W. LOCAL 23Canonsburg, PA · $2M–$10M75Health
Compare Crayola LLC Employees Credit Union vs U F C W LOCAL 1776
Cross-state Call Report peers for Crayola LLC Employees
Two NCUA Call Report peer sets for Crayola LLC Employees Credit Union, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- Crayola LLC Employees Credit Union ranks #3,695 of 4,374 nationally on financial health and #226 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- U F C W Local 1776 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with U F C W Local 1776
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Crayola LLC Employees Credit Union financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Crayola LLC Employees Credit Union carries a financial health score of 68/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,695 of 4,374; by total assets it ranks #3,636 of 4,374 nationally (same basis as /rankings/largest); and #217 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 20.12% net worth ratio and a 2.24% delinquency rate.
How does Crayola LLC Employees Credit Union compare to other credit unions?
Five weighted metrics from NCUA filings produce Crayola LLC Employees Credit Union's 68/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Crayola LLC Employees Credit Union?
Crayola LLC Employees Credit Union operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Crayola LLC Employees Credit Union directly for the exact boundaries and application steps.
Is my money safe at Crayola LLC Employees Credit Union?
Federal credit unions like Crayola LLC Employees Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Crayola LLC Employees Credit Union's net worth ratio of 20.12% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Crayola LLC Employees Credit Union offer compared to banks?
Credit unions like Crayola LLC Employees Credit Union are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Crayola LLC Employees Credit Union directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.