Federal credit union · Beaver, Pennsylvania · NCUA charter #6233
WEST-AIRCOMM
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $366.3M
- Total assets
- 21,822
- Members
- 12.1%
- Net-worth ratio
WEST-AIRCOMM scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $366.3M; members 21,822; net-worth ratio 12.13%; health rank #2,740 of 4,374; healthier than 36th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,740 of 4,374 health · 2025Q4WEST-AIRCOMM · health 80/100 · $366.3M · 2025Q4
Call Report peers
WEST-AIRCOMM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
WEST-AIRCOMM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WEST-AIRCOMM sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for WEST-AIRCOMM
- Loan-to-Share Ratio leads the peer set - 78.63% here, 72.20% peer average (+6.43 pp).
- Largest lag: Delinquency Rate at 2.35% vs peer 0.89% (+1.46 pp).
WEST-AIRCOMM in Pennsylvania
- Pennsylvania health ordinal: #156 of 275.
- Pennsylvania assets place: #30 of 275.
- Pennsylvania membership ordinal: #30 of 275.
- One place up in Pennsylvania, Your Choice (#155) ties at 80/100; one place down, Ukrainian Selfreliance of West. PA. (#157) ties at 80/100.
How WEST-AIRCOMM's 5300 filing moved
WEST-AIRCOMM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $366.3M (2025Q4) to $374.7M (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.17% → 12.13%).
At 12.13%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
WEST-AIRCOMM gives up 20 points in total. Delinquency Rate costs the most, 14.7 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.3 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 15.1 pts
WEST-AIRCOMM health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.13% | +0.02 pp |
| Delinquency Rate | 2.35% | +1.46 pp |
| Return on Assets | 0.62% | -0.01 pp |
| Member Growth | 0.51% | - |
| Loan-to-Share Ratio | 78.63% | +6.43 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $374.7M | - |
| 2025Q4 | $366.3M | 21,822 |
| 2024Q4 | $357.8M | 21,712 |
| 2023Q4 | $330.0M | 21,444 |
Credit Union Details
- Charter Number
- 6233
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Beaver
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for WEST-AIRCOMM, spread across 4 cities.
| Office | City |
|---|---|
| West-Aircomm Federal Credit Union (Main Office) | Beaver, PA |
| West-Aircomm FCU | Aliquippa, PA |
| West-Aircomm Federal Credit Union | Beaver, PA |
| West-Aircomm Federal Credit Union | Harmony, PA |
| West Air-Comm Federal Credit Union | Moon Twp, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near WEST-AIRCOMM
Similar total assets
Similar health score
Using this data
- WEST-AIRCOMM ranks #2,740 of 4,374 nationally on financial health and #156 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Capital is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Capital
Frequently Asked Questions
Is WEST-AIRCOMM financially healthy?
WEST-AIRCOMM has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,740 of 4,374 nationally on health and #156 of 275 in Pennsylvania. Its net worth ratio is 12.13% and its delinquency rate 2.35%.
How does WEST-AIRCOMM compare to other credit unions?
WEST-AIRCOMM scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.63% vs 72.20%). Its widest shortfall is delinquency rate (2.35% vs 0.89%).
How can I join WEST-AIRCOMM?
WEST-AIRCOMM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WEST-AIRCOMM directly for the exact boundaries and application steps.
Is my money safe at WEST-AIRCOMM?
WEST-AIRCOMM is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WEST-AIRCOMM's net worth ratio of 12.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.