Federal credit union · ALTOONA, Pennsylvania · NCUA charter #8831
Blair County
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $74.9M
- Total assets
- 4,494
- Members
- 22.3%
- Net-worth ratio
Blair County scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $74.9M; members 4,494; net-worth ratio 22.34%; health rank #2,519 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,519 of 4,374 health · 2025Q4Blair County · health 81/100 · $74.9M · 2025Q4
- PHOTO 81/100
- BOOK 22.3%
- CHARTER 0.29%
- NCUSIF 2.36%
- CAMELS $74.9M
- HEALTH 4,494
- NW #2,519/4,374
- DELQ Educational Community
- ROA 8831
Call Report peers
Blair County in the assets neighbourhood
Blair County's $74.9M assets sit next to Educational Community ($74.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Blair County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Blair County - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8831, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Blair County: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +8.72 pp (22.34% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -41.84 pp (20.76% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Blair County sits in Pennsylvania
- Pennsylvania health ordinal: #130 of 275.
- Pennsylvania assets place: #98 of 275.
- Pennsylvania membership ordinal: #112 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Blair County
Blair County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.1% from $74.9M (2025Q4) to $77.2M (2026Q1).
- Net-worth ratio shifted -0.15 pp (22.49% → 22.34%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 22.34% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.3 pts
- Loan-to-Share Ratio 7.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.34% | +8.72 pp |
| Delinquency Rate | 0.29% | -0.67 pp |
| Return on Assets | 2.36% | +1.70 pp |
| Member Growth | -3.17% | - |
| Loan-to-Share Ratio | 20.76% | -41.84 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Blair County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $77.2M | - |
| 2025Q4 | $74.9M | 4,494 |
| 2024Q4 | $70.9M | 4,641 |
| 2023Q4 | $68.3M | 4,726 |
Credit Union Details
- Charter Number
- 8831
- Type
- Federal
- Field of Membership
- Select Employee Group
- Peer Group
- $50M–$100M
- State
- Pennsylvania
- City
- ALTOONA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Blair County runs one office.
| Office | City |
|---|---|
| Blair County Federal Credit Union (Main Office) | Altoona, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for Blair County
Two NCUA Call Report peer sets for Blair County, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($74.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Blair County ranks #2,519 of 4,374 nationally on financial health and #130 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- G.A.P. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with G.A.P.
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Blair County financially healthy?
A 22.34% net worth ratio and a 0.29% delinquency rate feed into Blair County's financial health score of 81/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,519 of 4,374; by total assets it ranks #2,075 of 4,374 nationally (same basis as /rankings/largest); and #98 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Blair County compare to other credit unions?
Five weighted metrics from NCUA filings produce Blair County's 81/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Blair County?
Blair County serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Blair County directly for the current list of qualifying groups.
Is my money safe at Blair County?
Federal credit unions like Blair County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Blair County's net worth ratio of 22.34% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Blair County offer compared to banks?
Credit unions like Blair County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Blair County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.