Federal credit union · PHILA, Pennsylvania · NCUA charter #24733
Service Station Dealers
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $131K
- Total assets
- 52
- Members
- 84.7%
- Net-worth ratio
Service Station Dealers scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $131K; members 52; net-worth ratio 84.73%; health rank #4,079 of 4,374; healthier than 6th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,079 of 4,374 health · 2025Q4Service Station Dealers · health 59/100 · $131K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Service Station Dealers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Service Station Dealers sits in 55-59 with 115 others.
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Service Station Dealers
- Loan-to-Share Ratio leads the peer set - 127.23% here, 52.70% peer average (+74.53 pp).
- Return on Assets trails the peer set - -0.09% here, 0.22% peer average (-0.31 pp).
Service Station Dealers: in-state Call Report ranks
- Pennsylvania health ordinal: #252 of 275.
- Pennsylvania assets place: #274 of 275.
- Membership ranks #275 of 275 among Pennsylvania CUs with a reported count (52 members).
- One place up in Pennsylvania, PINPOINT (#251) scores 60/100, 1 point higher; one place down, New Life (#253) ties at 59/100.
How Service Station Dealers's 5300 filing moved
Service Station Dealers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $131K (2025Q4) to $129K (2026Q1).
- Net-worth ratio shifted +0.87 pp (83.86% → 84.73%).
84.73% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 59/100 score is built
Service Station Dealers gives up 41 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 3.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 0.3 pts
Service Station Dealers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 84.73% | +61.80 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -0.09% | -0.31 pp |
| Member Growth | -32.47% | - |
| Loan-to-Share Ratio | 127.23% | +74.53 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $129K | - |
| 2025Q4 | $131K | 52 |
| 2024Q4 | $145K | 77 |
| 2023Q4 | $164K | 77 |
Credit Union Details
- Charter Number
- 24733
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Service Station Dealers.
| Office | City |
|---|---|
| SSDFCU (Main Office) | Phila, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Service Station Dealers nationwide neighbourhoods
Similar health score
Using this data
- Service Station Dealers ranks #4,079 of 4,374 nationally on financial health and #252 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Aliquippa Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Aliquippa Teachers
Frequently Asked Questions
Is Service Station Dealers financially healthy?
Service Station Dealers has a financial health score of 59/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,079 of 4,374 nationally on health and #252 of 275 in Pennsylvania. Its net worth ratio is 84.73% and its delinquency rate 0.00%.
How does Service Station Dealers compare to other credit unions?
Service Station Dealers scores 59/100, higher than 6% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (127.23% vs 52.70%). Its widest shortfall is return on assets (-0.09% vs 0.22%).
How can I join Service Station Dealers?
Service Station Dealers serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Service Station Dealers directly for the current list of qualifying groups.
Is my money safe at Service Station Dealers?
Service Station Dealers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Service Station Dealers's net worth ratio of 84.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.