Federal credit union · PHILA, Pennsylvania · NCUA charter #24733
Service Station Dealers
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $131K
- Total assets
- 52
- Members
- 84.7%
- Net-worth ratio
Service Station Dealers scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $131K; members 52; net-worth ratio 84.73%; health rank #4,079 of 4,374; healthier than 6th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,079 of 4,374 health · 2025Q4Service Station Dealers · health 59/100 · $131K · 2025Q4
- RANK 59/100
- PHOTO 84.7%
- BOOK 0.00%
- CHARTER -0.09%
- NCUSIF $131K
- CAMELS 52
- HEALTH #4,079/4,374
- NW n/a
- DELQ 24733
Call Report peers
Service Station Dealers carries $131K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Service Station Dealers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Service Station Dealers - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24733. See our deposit-insurance coverage note.
Peer-gap read for Service Station Dealers
- Loan-to-Share Ratio leads the peer set - 127.23% here, 52.70% peer average (+74.53 pp).
- Return on Assets trails the peer set - -0.09% here, 0.22% peer average (-0.31 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Service Station Dealers: in-state Call Report ranks
- Pennsylvania health ordinal: #252 of 275.
- Pennsylvania assets place: #274 of 275.
- Membership ranks #275 of 275 among Pennsylvania CUs with a reported count (52 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Service Station Dealers's 5300 filing moved
Service Station Dealers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.5% from $131K (2025Q4) to $129K (2026Q1).
- Net-worth ratio shifted +0.87 pp (83.86% → 84.73%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
84.73% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 59/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 59.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 3.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 0.3 pts
Service Station Dealers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 84.73% | +61.80 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -0.09% | -0.31 pp |
| Member Growth | -32.47% | - |
| Loan-to-Share Ratio | 127.23% | +74.53 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $129K | - |
| 2025Q4 | $131K | 52 |
| 2024Q4 | $145K | 77 |
| 2023Q4 | $164K | 77 |
Credit Union Details
- Charter Number
- 24733
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Service Station Dealers.
| Office | City |
|---|---|
| SSDFCU (Main Office) | Phila, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Service Station Dealers nationwide neighbourhoods
Service Station Dealers's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (59/100 here).
Using this data
- Service Station Dealers ranks #4,079 of 4,374 nationally on financial health and #252 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Aliquippa Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Aliquippa Teachers
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Service Station Dealers financially healthy?
A 84.73% net worth ratio and a 0.00% delinquency rate feed into Service Station Dealers's financial health score of 59/100 (Fair), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,079 of 4,374; by total assets it ranks #4,362 of 4,374 nationally (same basis as /rankings/largest); and #274 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Service Station Dealers compare to other credit unions?
On PlainCU's health composite, Service Station Dealers lands at 59/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Service Station Dealers?
Service Station Dealers serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Service Station Dealers directly for the current list of qualifying groups.
Is my money safe at Service Station Dealers?
Federal credit unions like Service Station Dealers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Service Station Dealers's net worth ratio of 84.73% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Service Station Dealers offer compared to banks?
Credit unions like Service Station Dealers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Service Station Dealers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.