Federal credit union · Munhall, Pennsylvania · NCUA charter #794
Tri Boro
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $127.8M
- Total assets
- 7,826
- Members
- 14.4%
- Net-worth ratio
Tri Boro scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $127.8M; members 7,826; net-worth ratio 14.42%; health rank #758 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#758 of 4,374 health · 2025Q4Tri Boro · health 92/100 · $127.8M · 2025Q4
Call Report peers
Tri Boro in the assets neighbourhood
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Tri Boro vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Tri Boro sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Tri Boro vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 80.13% vs peer 72.20% (+7.93 pp).
Tri Boro: in-state Call Report ranks
- In Pennsylvania, health place is #34 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Tri Boro is #69 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #84 of 275.
- One place up in Pennsylvania, Members 1st (#33) ties at 92/100; one place down, Century Heritage (#35) ties at 92/100.
Quarter path for Tri Boro
Tri Boro: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $127.8M (2025Q4) to $130.6M (2026Q1).
- Net-worth ratio shifted -0.10 pp (14.52% → 14.42%).
14.42% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Tri Boro gives up 8 points in total. Member Growth costs the most, 7.9 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 15.0 pts
Tri Boro health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.42% | +2.31 pp |
| Delinquency Rate | 0.51% | -0.39 pp |
| Return on Assets | 1.01% | +0.38 pp |
| Member Growth | -1.06% | - |
| Loan-to-Share Ratio | 80.13% | +7.93 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Tri Boro quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $130.6M | - |
| 2025Q4 | $127.8M | 7,826 |
| 2024Q4 | $123.9M | 7,910 |
| 2023Q4 | $116.4M | 8,203 |
Credit Union Details
- Charter Number
- 794
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Munhall
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Tri Boro runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Tri Boro FCU (Main Office) | Munhall, PA |
| Tri Boro FCU | McMurray, PA |
| Tri Boro FCU | Monroeville, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Tri Boro
Similar total assets
Using this data
- Tri Boro ranks #758 of 4,374 nationally on financial health and #34 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- C-B-W Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with C-B-W Schools
Frequently Asked Questions
Is Tri Boro financially healthy?
Tri Boro has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #758 of 4,374 nationally on health and #34 of 275 in Pennsylvania. Its net worth ratio is 14.42% and its delinquency rate 0.51%.
How does Tri Boro compare to other credit unions?
Tri Boro scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (80.13% vs 72.20%).
How can I join Tri Boro?
Tri Boro operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Tri Boro directly for the exact boundaries and application steps.
Is my money safe at Tri Boro?
Tri Boro is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tri Boro's net worth ratio of 14.42% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.