Federal credit union · Munhall, Pennsylvania · NCUA charter #794
Tri Boro
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $127.8M
- Total assets
- 7,826
- Members
- 14.4%
- Net-worth ratio
Tri Boro scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $127.8M; members 7,826; net-worth ratio 14.42%; health rank #758 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#758 of 4,374 health · 2025Q4Tri Boro · health 92/100 · $127.8M · 2025Q4
- RANK 92/100
- PHOTO 14.4%
- BOOK 0.51%
- CHARTER 1.01%
- NCUSIF $127.8M
- CAMELS 7,826
- HEALTH #758/4,374
- NW OAKDALE
- DELQ 794
Call Report peers
Tri Boro in the assets neighbourhood
Tri Boro's $127.8M assets sit next to OAKDALE ($127.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Tri Boro vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Tri Boro - Share Insurance Coverage
Charter #794's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Tri Boro vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 80.13% vs peer 72.20% (+7.93 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Tri Boro: in-state Call Report ranks
- In Pennsylvania, health place is #34 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Tri Boro is #69 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #84 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Tri Boro
Tri Boro: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $127.8M (2025Q4) to $130.6M (2026Q1).
- Net-worth ratio shifted -0.10 pp (14.52% → 14.42%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.42% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 15.0 pts
Tri Boro health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.42% | +2.31 pp |
| Delinquency Rate | 0.51% | -0.39 pp |
| Return on Assets | 1.01% | +0.38 pp |
| Member Growth | -1.06% | - |
| Loan-to-Share Ratio | 80.13% | +7.93 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Tri Boro quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $130.6M | - |
| 2025Q4 | $127.8M | 7,826 |
| 2024Q4 | $123.9M | 7,910 |
| 2023Q4 | $116.4M | 8,203 |
Credit Union Details
- Charter Number
- 794
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Munhall
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Tri Boro runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Tri Boro FCU (Main Office) | Munhall, PA |
| Tri Boro FCU | McMurray, PA |
| Tri Boro FCU | Monroeville, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Tri Boro
Tri Boro's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($127.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Tri Boro ranks #758 of 4,374 nationally on financial health and #34 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- C-B-W Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with C-B-W Schools
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Tri Boro financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Tri Boro carries a financial health score of 92/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #758 of 4,374; by total assets it ranks #1,618 of 4,374 nationally (same basis as /rankings/largest); and #69 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.42% net worth ratio and a 0.51% delinquency rate.
How does Tri Boro compare to other credit unions?
Five weighted metrics from NCUA filings produce Tri Boro's 92/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Tri Boro?
Tri Boro operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Tri Boro directly for the exact boundaries and application steps.
Is my money safe at Tri Boro?
Federal credit unions like Tri Boro are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tri Boro's net worth ratio of 14.42% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Tri Boro offer compared to banks?
Credit unions like Tri Boro are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Tri Boro directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.