State credit union · Uniontown, Pennsylvania · NCUA charter #61515
Fayette County School Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $21.2M
- Total assets
- 2,316
- Members
- 19.6%
- Net-worth ratio
Fayette County School Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.2M; members 2,316; net-worth ratio 19.63%; health rank #1,890 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,890 of 4,374 health · 2025Q4Fayette County School · health 85/100 · $21.2M · 2025Q4
Call Report peers
Fayette County School Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fayette County School Employees vs every NCUA-scored credit union
Fayette County School Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Fayette County School Employees vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +4.77 pp (19.63% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 48.19% here, 59.80% peer average (-11.61 pp).
Fayette County School Employees in Pennsylvania
- In Pennsylvania, health place is #90 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #168 of 275 inside Pennsylvania ($21.2M reported).
- Pennsylvania membership ordinal: #155 of 275.
- One place up in Pennsylvania, A T & T Employees Pittsburgh (#89) ties at 85/100; one place down, Central Keystone (#91) ties at 85/100.
Fayette County School Employees Call Report trajectory
Fayette County School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $21.2M (2025Q4) to $22.1M (2026Q1).
- Net-worth ratio shifted -0.37 pp (20.00% → 19.63%).
19.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Fayette County School Employees gives up 15 points in total. Member Growth costs the most, 9 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.4 pts
- Return on Assets 15.0 pts
- Member Growth 6.0 pts
- Loan-to-Share Ratio 10.6 pts
Fayette County School health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.63% | +4.77 pp |
| Delinquency Rate | 0.66% | -0.49 pp |
| Return on Assets | 1.31% | +0.61 pp |
| Member Growth | -1.66% | - |
| Loan-to-Share Ratio | 48.19% | -11.61 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.1M | - |
| 2025Q4 | $21.2M | 2,316 |
| 2024Q4 | $20.4M | 2,355 |
| 2023Q4 | $20.4M | 2,419 |
Credit Union Details
- Charter Number
- 61515
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Uniontown
- Data Quarter
- 2025Q4
Branch Locations (2)
Fayette County School Employees operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Fayette County School Employees Credit Union (Main Office) | Uniontown, PA |
| Fayette County School Employees Credit Union | Lemont Furnace, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Fayette County School Employees
Using this data
- Fayette County School Employees ranks #1,890 of 4,374 nationally on financial health and #90 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Penn is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Penn
Frequently Asked Questions
Is Fayette County School Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Fayette County School Employees scores 85/100 (Excellent), with a 19.63% net worth ratio and 0.66% of loans delinquent. It ranks #1,890 of 4,374 nationally on health and #90 of 275 in Pennsylvania.
How does Fayette County School Employees compare to other credit unions?
Fayette County School Employees scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (19.63% vs 14.86%). Its widest shortfall is loan-to-share ratio (48.19% vs 59.80%).
How can I join Fayette County School Employees?
Membership eligibility for Fayette County School Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fayette County School Employees directly for current membership requirements and application steps.
Is my money safe at Fayette County School Employees?
Fayette County School Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fayette County School Employees's net worth ratio of 19.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.