State credit union · Uniontown, Pennsylvania · NCUA charter #61515
Fayette County School Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $21.2M
- Total assets
- 2,316
- Members
- 19.6%
- Net-worth ratio
Fayette County School Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.2M; members 2,316; net-worth ratio 19.63%; health rank #1,890 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,890 of 4,374 health · 2025Q4Fayette County School · health 85/100 · $21.2M · 2025Q4
- NCUSIF 85/100
- CAMELS 19.6%
- HEALTH 0.66%
- NW 1.31%
- DELQ $21.2M
- ROA 2,316
- ASSETS #1,890/4,374
- MEM Internal Revenue
- RANK 61515
Call Report peers
Fayette County School Employees in the assets neighbourhood
Fayette County School Employees's $21.2M assets sit next to Internal Revenue ($21.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fayette County School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fayette County School Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #61515, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Fayette County School Employees vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +4.77 pp (19.63% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 48.19% here, 59.80% peer average (-11.61 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Fayette County School Employees in Pennsylvania
- In Pennsylvania, health place is #90 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #168 of 275 inside Pennsylvania ($21.2M reported).
- Pennsylvania membership ordinal: #155 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Fayette County School Employees Call Report trajectory
Fayette County School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.9% from $21.2M (2025Q4) to $22.1M (2026Q1).
- Net-worth ratio shifted -0.37 pp (20.00% → 19.63%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
19.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.4 pts
- Return on Assets 15.0 pts
- Member Growth 6.0 pts
- Loan-to-Share Ratio 10.6 pts
Fayette County School health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.63% | +4.77 pp |
| Delinquency Rate | 0.66% | -0.49 pp |
| Return on Assets | 1.31% | +0.61 pp |
| Member Growth | -1.66% | - |
| Loan-to-Share Ratio | 48.19% | -11.61 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.1M | - |
| 2025Q4 | $21.2M | 2,316 |
| 2024Q4 | $20.4M | 2,355 |
| 2023Q4 | $20.4M | 2,419 |
Credit Union Details
- Charter Number
- 61515
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Uniontown
- Data Quarter
- 2025Q4
Branch Locations (2)
Fayette County School Employees operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Fayette County School Employees Credit Union (Main Office) | Uniontown, PA |
| Fayette County School Employees Credit Union | Lemont Furnace, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Fayette County School Employees
Fayette County School Employees's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($21.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Fayette County School Employees ranks #1,890 of 4,374 nationally on financial health and #90 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Penn is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Penn
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fayette County School Employees financially healthy?
Fayette County School Employees has a financial health score of 85/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,890 of 4,374; by total assets it ranks #3,109 of 4,374 nationally (same basis as /rankings/largest); and #168 of 275 within Pennsylvania. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 19.63% and delinquency rate of 0.66%.
How does Fayette County School Employees compare to other credit unions?
85/100 is Fayette County School Employees's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fayette County School Employees?
Membership eligibility for Fayette County School Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fayette County School Employees directly for current membership requirements and application steps.
Is my money safe at Fayette County School Employees?
Federal credit unions like Fayette County School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fayette County School Employees's net worth ratio of 19.63% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fayette County School Employees offer compared to banks?
Credit unions like Fayette County School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fayette County School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.