Federal credit union · BRACKENRIDGE, Pennsylvania · NCUA charter #4095
Allegheny Ludlum Brackenridge
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $23.6M
- Total assets
- 2,232
- Members
- 21.8%
- Net-worth ratio
Allegheny Ludlum Brackenridge scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.6M; members 2,232; net-worth ratio 21.78%; health rank #2,207 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,207 of 4,374 health · 2025Q4Allegheny Ludlum Brackenrid… · health 83/100 · $23.6M · 2025Q4
- ASSETS 83/100
- MEM 21.8%
- RANK 0.00%
- PHOTO 1.28%
- BOOK $23.6M
- CHARTER 2,232
- NCUSIF #2,207/4,374
- CAMELS Hancock School Emp.
- HEALTH 4095
Call Report peers
Allegheny Ludlum Brackenridge in the assets neighbourhood
Allegheny Ludlum Brackenridge's $23.6M assets sit next to Hancock School Emp. ($23.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Allegheny Ludlum Brackenridge vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Allegheny Ludlum Brackenridge - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #4095 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Allegheny Ludlum Brackenridge diverges from peer averages
- Net Worth Ratio leads the peer set - 21.78% here, 14.86% peer average (+6.92 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -9.69 pp (50.11% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Allegheny Ludlum Brackenridge sits in Pennsylvania
- Pennsylvania health ordinal: #109 of 275.
- Assets rank #163 of 275 inside Pennsylvania ($23.6M reported).
- Member book place in Pennsylvania: #158 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Allegheny Ludlum Brackenridge's 5300 filing moved
Allegheny Ludlum Brackenridge: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $23.6M (2025Q4) to $23.8M (2026Q1).
- Net-worth ratio shifted +0.18 pp (21.60% → 21.78%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 21.78% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 10.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.78% | +6.92 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.28% | +0.58 pp |
| Member Growth | -3.50% | - |
| Loan-to-Share Ratio | 50.11% | -9.69 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Allegheny Ludlum Brackenrid… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.8M | - |
| 2025Q4 | $23.6M | 2,232 |
| 2024Q4 | $22.7M | 2,313 |
| 2023Q4 | $23.9M | 2,458 |
Credit Union Details
- Charter Number
- 4095
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- BRACKENRIDGE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Allegheny Ludlum Brackenridge.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | BRACKENRIDGE, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Allegheny Ludlum Brackenridge, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($23.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- Allegheny Ludlum Brackenridge ranks #2,207 of 4,374 nationally on financial health and #109 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Westmoreland Water is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Westmoreland Water
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Allegheny Ludlum Brackenridge financially healthy?
A 21.78% net worth ratio and a 0.00% delinquency rate feed into Allegheny Ludlum Brackenridge's financial health score of 83/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,207 of 4,374; by total assets it ranks #3,034 of 4,374 nationally (same basis as /rankings/largest); and #163 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Allegheny Ludlum Brackenridge compare to other credit unions?
On PlainCU's health composite, Allegheny Ludlum Brackenridge lands at 83/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Allegheny Ludlum Brackenridge?
Allegheny Ludlum Brackenridge operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Allegheny Ludlum Brackenridge directly for the exact boundaries and application steps.
Is my money safe at Allegheny Ludlum Brackenridge?
Federal credit unions like Allegheny Ludlum Brackenridge are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allegheny Ludlum Brackenridge's net worth ratio of 21.78% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Allegheny Ludlum Brackenridge offer compared to banks?
Credit unions like Allegheny Ludlum Brackenridge are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Allegheny Ludlum Brackenridge directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.