Federal credit union · BRACKENRIDGE, Pennsylvania · NCUA charter #4095
Allegheny Ludlum Brackenridge
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $23.6M
- Total assets
- 2,232
- Members
- 21.8%
- Net-worth ratio
Allegheny Ludlum Brackenridge scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.6M; members 2,232; net-worth ratio 21.78%; health rank #2,207 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,207 of 4,374 health · 2025Q4Allegheny Ludlum Brackenrid… · health 83/100 · $23.6M · 2025Q4
Call Report peers
Allegheny Ludlum Brackenridge in the assets neighbourhood
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Allegheny Ludlum Brackenridge vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Allegheny Ludlum Brackenridge sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Allegheny Ludlum Brackenridge diverges from peer averages
- Net Worth Ratio leads the peer set - 21.78% here, 14.86% peer average (+6.92 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -9.69 pp (50.11% vs 59.80%).
Where Allegheny Ludlum Brackenridge sits in Pennsylvania
- Pennsylvania health ordinal: #109 of 275.
- Assets rank #163 of 275 inside Pennsylvania ($23.6M reported).
- Member book place in Pennsylvania: #158 of 275.
- One place up in Pennsylvania, RIVERFRONT (#108) scores 84/100, 1 point higher; one place down, Pinn Memorial (#110) ties at 83/100.
How Allegheny Ludlum Brackenridge's 5300 filing moved
Allegheny Ludlum Brackenridge: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $23.6M (2025Q4) to $23.8M (2026Q1).
- Net-worth ratio shifted +0.18 pp (21.60% → 21.78%).
This credit union's 21.78% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Allegheny Ludlum Brackenridge gives up 17 points in total. Member Growth costs the most, 12.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 10.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.78% | +6.92 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.28% | +0.58 pp |
| Member Growth | -3.50% | - |
| Loan-to-Share Ratio | 50.11% | -9.69 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Allegheny Ludlum Brackenrid… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.8M | - |
| 2025Q4 | $23.6M | 2,232 |
| 2024Q4 | $22.7M | 2,313 |
| 2023Q4 | $23.9M | 2,458 |
Credit Union Details
- Charter Number
- 4095
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- BRACKENRIDGE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Allegheny Ludlum Brackenridge.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | BRACKENRIDGE, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Allegheny Ludlum Brackenridge ranks #2,207 of 4,374 nationally on financial health and #109 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Westmoreland Water is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Westmoreland Water
Frequently Asked Questions
Is Allegheny Ludlum Brackenridge financially healthy?
On its 2025Q4 NCUA 5300 filing, Allegheny Ludlum Brackenridge scores 83/100 (Excellent), with a 21.78% net worth ratio and 0.00% of loans delinquent. It ranks #2,207 of 4,374 nationally on health and #109 of 275 in Pennsylvania.
How does Allegheny Ludlum Brackenridge compare to other credit unions?
Allegheny Ludlum Brackenridge scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (21.78% vs 14.86%). Its widest shortfall is loan-to-share ratio (50.11% vs 59.80%).
How can I join Allegheny Ludlum Brackenridge?
Allegheny Ludlum Brackenridge operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Allegheny Ludlum Brackenridge directly for the exact boundaries and application steps.
Is my money safe at Allegheny Ludlum Brackenridge?
Allegheny Ludlum Brackenridge is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allegheny Ludlum Brackenridge's net worth ratio of 21.78% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.