Federal credit union · PITTSBURGH, Pennsylvania · NCUA charter #4756
Allegheny Valley
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $10.7M
- Total assets
- 828
- Members
- 31.1%
- Net-worth ratio
Allegheny Valley scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.7M; members 828; net-worth ratio 31.07%; health rank #3,797 of 4,374; healthier than 12th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,797 of 4,374 health · 2025Q4Allegheny Valley · health 66/100 · $10.7M · 2025Q4
- HEALTH 66/100
- NW 31.1%
- DELQ 0.08%
- ROA -0.28%
- ASSETS $10.7M
- MEM 828
- RANK #3,797/4,374
- PHOTO Correctional Workers
- BOOK 4756
Call Report peers
Allegheny Valley in the assets neighbourhood
Allegheny Valley's $10.7M assets sit next to Correctional Workers ($10.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Allegheny Valley vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Allegheny Valley - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #4756 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Allegheny Valley: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 31.07% vs peer 14.86% (+16.21 pp).
- Loan-to-Share Ratio trails the peer set - 28.48% here, 59.80% peer average (-31.32 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Allegheny Valley sits in Pennsylvania
- Pennsylvania health ordinal: #234 of 275.
- Pennsylvania assets place: #210 of 275.
- Pennsylvania membership ordinal: #226 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Allegheny Valley: 2025Q4 → 2026Q1
Allegheny Valley: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $10.7M (2025Q4) to $10.8M (2026Q1).
- Net-worth ratio shifted -0.25 pp (31.32% → 31.07%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 31.07%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 2.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 31.07% | +16.21 pp |
| Delinquency Rate | 0.08% | -1.07 pp |
| Return on Assets | -0.28% | -0.99 pp |
| Member Growth | -5.05% | - |
| Loan-to-Share Ratio | 28.48% | -31.32 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Allegheny Valley filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.8M | - |
| 2025Q4 | $10.7M | 828 |
| 2024Q4 | $10.9M | 872 |
| 2023Q4 | $11.2M | 930 |
Credit Union Details
- Charter Number
- 4756
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- PITTSBURGH
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Allegheny Valley runs one office.
| Office | City |
|---|---|
| Allegheny Valley Federal Credit Union (Main Office) | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Allegheny Valley
Allegheny Valley's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Allegheny Valley ranks #3,797 of 4,374 nationally on financial health and #234 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cmc-Fcpi Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cmc-Fcpi Employees
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Allegheny Valley financially healthy?
Yes/no aside, the number is 66/100 (Good) - Allegheny Valley's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,797 of 4,374; by total assets it ranks #3,526 of 4,374 nationally (same basis as /rankings/largest); and #210 of 275 within Pennsylvania. Above 80 reads excellent, below 50 warrants closer monitoring; a 31.07% net worth ratio and 0.08% delinquency rate are the key drivers.
How does Allegheny Valley compare to other credit unions?
Five weighted metrics from NCUA filings produce Allegheny Valley's 66/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Allegheny Valley?
Allegheny Valley operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Allegheny Valley directly for the exact boundaries and application steps.
Is my money safe at Allegheny Valley?
Federal credit unions like Allegheny Valley are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allegheny Valley's net worth ratio of 31.07% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Allegheny Valley offer compared to banks?
Credit unions like Allegheny Valley are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Allegheny Valley directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.