Federal credit union · Sayre, Pennsylvania · NCUA charter #14425
INGERSOLL-RAND
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $122.1M
- Total assets
- 8,188
- Members
- 13.5%
- Net-worth ratio
INGERSOLL-RAND scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $122.1M; members 8,188; net-worth ratio 13.48%; health rank #3,084 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,084 of 4,374 health · 2025Q4INGERSOLL-RAND · health 77/100 · $122.1M · 2025Q4
Call Report peers
INGERSOLL-RAND in the assets neighbourhood
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INGERSOLL-RAND vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); INGERSOLL-RAND sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for INGERSOLL-RAND
- Net Worth Ratio leads the peer set - 13.48% here, 12.11% peer average (+1.37 pp).
- Loan-to-Share Ratio trails the peer set - 64.12% here, 72.20% peer average (-8.08 pp).
INGERSOLL-RAND in Pennsylvania
- In Pennsylvania, health place is #191 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, INGERSOLL-RAND is #77 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #79 of 275.
- One place up in Pennsylvania, LESCO (#190) ties at 77/100; one place down, VISIONARY (#192) ties at 77/100.
Quarter path for INGERSOLL-RAND
INGERSOLL-RAND: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $122.1M (2025Q4) to $125.0M (2026Q1).
- Net-worth ratio shifted -0.39 pp (13.87% → 13.48%).
This credit union's 13.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
INGERSOLL-RAND gives up 23 points in total. Delinquency Rate costs the most, 14.9 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.1 pts
- Return on Assets 10.0 pts
- Member Growth 13.4 pts
- Loan-to-Share Ratio 13.5 pts
INGERSOLL-RAND health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.48% | +1.37 pp |
| Delinquency Rate | 2.39% | +1.49 pp |
| Return on Assets | 0.17% | -0.45 pp |
| Member Growth | 3.70% | - |
| Loan-to-Share Ratio | 64.12% | -8.08 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
INGERSOLL-RAND quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $125.0M | - |
| 2025Q4 | $122.1M | 8,188 |
| 2024Q4 | $117.1M | 7,896 |
| 2023Q4 | $100.2M | 7,305 |
Credit Union Details
- Charter Number
- 14425
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Sayre
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for INGERSOLL-RAND, spread across 2 cities.
| Office | City |
|---|---|
| Ingersoll-Rand Federal Credit Union (Main Office) | Sayre, PA |
| Wysox Branch | Wysox, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for INGERSOLL-RAND
Similar total assets
Similar health score
Using this data
- INGERSOLL-RAND ranks #3,084 of 4,374 nationally on financial health and #191 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Guthrie Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Guthrie Community
Frequently Asked Questions
Is INGERSOLL-RAND financially healthy?
On its 2025Q4 NCUA 5300 filing, INGERSOLL-RAND scores 77/100 (Very Good), with a 13.48% net worth ratio and 2.39% of loans delinquent. It ranks #3,084 of 4,374 nationally on health and #191 of 275 in Pennsylvania.
How does INGERSOLL-RAND compare to other credit unions?
INGERSOLL-RAND scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.48% vs 12.11%). Its widest shortfall is loan-to-share ratio (64.12% vs 72.20%).
How can I join INGERSOLL-RAND?
INGERSOLL-RAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact INGERSOLL-RAND directly for the exact boundaries and application steps.
Is my money safe at INGERSOLL-RAND?
INGERSOLL-RAND is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. INGERSOLL-RAND's net worth ratio of 13.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.