Federal credit union · NEW KENSINGTON, Pennsylvania · NCUA charter #8825
Alleg-Kiski Postal
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $19.2M
- Total assets
- 2,470
- Members
- 18.7%
- Net-worth ratio
Alleg-Kiski Postal scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.2M; members 2,470; net-worth ratio 18.69%; health rank #3,807 of 4,374; healthier than 12th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,807 of 4,374 health · 2025Q4Alleg-Kiski Postal · health 66/100 · $19.2M · 2025Q4
- NCUSIF 66/100
- CAMELS 18.7%
- HEALTH 2.52%
- NW 1.28%
- DELQ $19.2M
- ROA 2,470
- ASSETS #3,807/4,374
- MEM LAKOTA
- RANK 8825
Call Report peers
Alleg-Kiski Postal in the assets neighbourhood
Alleg-Kiski Postal's $19.2M assets sit next to LAKOTA ($19.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alleg-Kiski Postal vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Alleg-Kiski Postal - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8825, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Alleg-Kiski Postal diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +3.83 pp (18.69% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 53.40% vs peer 59.80% (-6.40 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Alleg-Kiski Postal sits in Pennsylvania
- Health composite ranks #236 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #174 of 275.
- Pennsylvania membership ordinal: #152 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Alleg-Kiski Postal
Alleg-Kiski Postal: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $19.2M (2025Q4) to $19.6M (2026Q1).
- Net-worth ratio shifted +0.03 pp (18.66% → 18.69%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 18.69%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.2 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.69% | +3.83 pp |
| Delinquency Rate | 2.52% | +1.38 pp |
| Return on Assets | 1.28% | +0.57 pp |
| Member Growth | -5.51% | - |
| Loan-to-Share Ratio | 53.40% | -6.40 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.6M | - |
| 2025Q4 | $19.2M | 2,470 |
| 2024Q4 | $18.7M | 2,614 |
| 2023Q4 | $19.5M | 2,793 |
Credit Union Details
- Charter Number
- 8825
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- NEW KENSINGTON
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Alleg-Kiski Postal runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | New Kensington, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Alleg-Kiski Postal, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($19.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Alleg-Kiski Postal ranks #3,807 of 4,374 nationally on financial health and #236 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Southwest Communities is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Southwest Communities
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Alleg-Kiski Postal financially healthy?
A 18.69% net worth ratio and a 2.52% delinquency rate feed into Alleg-Kiski Postal's financial health score of 66/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,807 of 4,374; by total assets it ranks #3,176 of 4,374 nationally (same basis as /rankings/largest); and #174 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Alleg-Kiski Postal compare to other credit unions?
Alleg-Kiski Postal scores 66/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Alleg-Kiski Postal?
Alleg-Kiski Postal serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Alleg-Kiski Postal directly for the current list of qualifying groups.
Is my money safe at Alleg-Kiski Postal?
Federal credit unions like Alleg-Kiski Postal are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alleg-Kiski Postal's net worth ratio of 18.69% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Alleg-Kiski Postal offer compared to banks?
Credit unions like Alleg-Kiski Postal are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Alleg-Kiski Postal directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.