Federal credit union · Dunbar, Pennsylvania · NCUA charter #841
Allegheny Central
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $8.7M
- Total assets
- 855
- Members
- 18.6%
- Net-worth ratio
Allegheny Central scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.7M; members 855; net-worth ratio 18.56%; health rank #1,037 of 4,374; healthier than 73rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,037 of 4,374 health · 2025Q4Allegheny Central · health 90/100 · $8.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Allegheny Central vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Allegheny Central sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Allegheny Central: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +4.70 pp (68.30% vs 63.60%).
- Net Worth Ratio trails the peer set - 18.56% here, 19.06% peer average (-0.50 pp).
Pennsylvania standing for Allegheny Central
- Pennsylvania health ordinal: #45 of 275.
- By total assets, Allegheny Central is #216 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #225 of 275.
- One place up in Pennsylvania, Dertown School (#44) ties at 90/100; one place down, TITAN (#46) ties at 90/100.
How Allegheny Central's 5300 filing moved
Allegheny Central: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $8.7M (2025Q4) to $9.0M (2026Q1).
- Net-worth ratio shifted -0.15 pp (18.71% → 18.56%).
18.56% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Allegheny Central gives up 10 points in total. Member Growth costs the most, 8.9 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 15.0 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 14.4 pts
Allegheny Central health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.56% | -0.50 pp |
| Delinquency Rate | 0.55% | -1.26 pp |
| Return on Assets | 2.09% | +1.64 pp |
| Member Growth | -1.61% | - |
| Loan-to-Share Ratio | 68.30% | +4.70 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.0M | - |
| 2025Q4 | $8.7M | 855 |
| 2024Q4 | $8.2M | 869 |
| 2023Q4 | $7.8M | 887 |
Credit Union Details
- Charter Number
- 841
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Dunbar
- Data Quarter
- 2025Q4
Branch Locations (2)
Allegheny Central operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Dunbar, PA |
| CU Answers | GRAND RAPIDS, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
- CRAYOLA LLC EMPLOYEES CREDIT UNIONEASTON, PA · $2M–$10M68Health
- U F C W LOCAL 1776PLYMOUTH MEETIN, PA · $2M–$10M83Health
- TEAM FIRSTLANCASTER, PA · $2M–$10M52Health
- SARCOBETHLEHEM, PA · $2M–$10M91Health
- PHB EMPLOYEESFairview, PA · $2M–$10M82Health
Compare Allegheny Central vs CRAYOLA LLC EMPLOYEES CREDIT UNION
Allegheny Central nationwide neighbourhoods
Using this data
- Allegheny Central ranks #1,037 of 4,374 nationally on financial health and #45 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Crayola LLC Employees Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Crayola LLC Employees Credit Union
Frequently Asked Questions
Is Allegheny Central financially healthy?
On its 2025Q4 NCUA 5300 filing, Allegheny Central scores 90/100 (Excellent), with a 18.56% net worth ratio and 0.55% of loans delinquent. It ranks #1,037 of 4,374 nationally on health and #45 of 275 in Pennsylvania.
How does Allegheny Central compare to other credit unions?
Allegheny Central scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (68.30% vs 63.60%). Its widest shortfall is net worth ratio (18.56% vs 19.06%).
How can I join Allegheny Central?
Allegheny Central operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Allegheny Central directly for the exact boundaries and application steps.
Is my money safe at Allegheny Central?
Allegheny Central is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allegheny Central's net worth ratio of 18.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.