Federal credit union · PHILADELPHIA, Pennsylvania · NCUA charter #22007
Wayland Temple Baptist
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $188K
- Total assets
- 75
- Members
- 15.1%
- Net-worth ratio
Wayland Temple Baptist scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $188K; members 75; net-worth ratio 15.14%; health rank #3,705 of 4,374; healthier than 15th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,705 of 4,374 health · 2025Q4Wayland Temple Baptist · health 68/100 · $188K · 2025Q4
- CHARTER 68/100
- NCUSIF 15.1%
- CAMELS n/a
- HEALTH 1.74%
- NW $188K
- DELQ 75
- ROA #3,705/4,374
- ASSETS n/a
- MEM 22007
Call Report peers
Wayland Temple Baptist carries $188K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Wayland Temple Baptist vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Wayland Temple Baptist - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #22007: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Wayland Temple Baptist: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Return on Assets: +1.52 pp (1.74% vs 0.22%).
- Largest lag: Loan-to-Share Ratio at 0.00% vs peer 52.70% (-52.70 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Wayland Temple Baptist sits in Pennsylvania
- Health composite ranks #227 of 275 among scored Pennsylvania credit unions.
- By total assets, Wayland Temple Baptist is #271 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #273 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Wayland Temple Baptist
Wayland Temple Baptist: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $188K (2025Q4) to $191K (2026Q1).
- Net-worth ratio shifted -0.90 pp (16.04% → 15.14%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.14% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 40.0 pts
- Return on Assets 20.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Call Report ratios for Wayland Temple Baptist
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.14% | -7.79 pp |
| Delinquency Rate | - | - |
| Return on Assets | 1.74% | +1.52 pp |
| Member Growth | -9.64% | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Wayland Temple Baptist quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $191K | - |
| 2025Q4 | $188K | 75 |
| 2024Q4 | $194K | 83 |
| 2023Q4 | $189K | 83 |
Credit Union Details
- Charter Number
- 22007
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILADELPHIA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Wayland Temple Baptist runs one office.
| Office | City |
|---|---|
| Main (Main Office) | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Wayland Temple Baptist
Cross-state asset and health neighbours for Wayland Temple Baptist - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- Wayland Temple Baptist ranks #3,705 of 4,374 nationally on financial health and #227 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S I Philadelphia is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S I Philadelphia
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Wayland Temple Baptist financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Wayland Temple Baptist carries a financial health score of 68/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,705 of 4,374; by total assets it ranks #4,350 of 4,374 nationally (same basis as /rankings/largest); and #271 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 15.14% net worth ratio and a - delinquency rate.
How does Wayland Temple Baptist compare to other credit unions?
On PlainCU's health composite, Wayland Temple Baptist lands at 68/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Wayland Temple Baptist?
Wayland Temple Baptist operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Wayland Temple Baptist directly for the exact boundaries and application steps.
Is my money safe at Wayland Temple Baptist?
Federal credit unions like Wayland Temple Baptist are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wayland Temple Baptist's net worth ratio of 15.14% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Wayland Temple Baptist offer compared to banks?
Credit unions like Wayland Temple Baptist are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Wayland Temple Baptist directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.