Federal credit union · PHILADELPHIA, Pennsylvania · NCUA charter #22007
Wayland Temple Baptist
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $188K
- Total assets
- 75
- Members
- 15.1%
- Net-worth ratio
Wayland Temple Baptist scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $188K; members 75; net-worth ratio 15.14%; health rank #3,705 of 4,374; healthier than 15th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,705 of 4,374 health · 2025Q4Wayland Temple Baptist · health 68/100 · $188K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Wayland Temple Baptist vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Wayland Temple Baptist sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Wayland Temple Baptist: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Return on Assets: +1.52 pp (1.74% vs 0.22%).
- Largest lag: Loan-to-Share Ratio at 0.00% vs peer 52.70% (-52.70 pp).
Where Wayland Temple Baptist sits in Pennsylvania
- Health composite ranks #227 of 275 among scored Pennsylvania credit unions.
- By total assets, Wayland Temple Baptist is #271 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #273 of 275.
- One place up in Pennsylvania, Crayola LLC Employees Credit Union (#226) ties at 68/100; one place down, I B E W Local 56 (#228) ties at 68/100.
Quarter path for Wayland Temple Baptist
Wayland Temple Baptist: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $188K (2025Q4) to $191K (2026Q1).
- Net-worth ratio shifted -0.90 pp (16.04% → 15.14%).
15.14% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 68/100 score is built
Wayland Temple Baptist gives up 32 points in total. Member Growth costs the most, 20 of its 20; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 40.0 pts
- Return on Assets 20.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Call Report ratios for Wayland Temple Baptist
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.14% | -7.79 pp |
| Delinquency Rate | - | - |
| Return on Assets | 1.74% | +1.52 pp |
| Member Growth | -9.64% | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Wayland Temple Baptist quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $191K | - |
| 2025Q4 | $188K | 75 |
| 2024Q4 | $194K | 83 |
| 2023Q4 | $189K | 83 |
Credit Union Details
- Charter Number
- 22007
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILADELPHIA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Wayland Temple Baptist runs one office.
| Office | City |
|---|---|
| Main (Main Office) | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Wayland Temple Baptist
Using this data
- Wayland Temple Baptist ranks #3,705 of 4,374 nationally on financial health and #227 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S I Philadelphia is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S I Philadelphia
Frequently Asked Questions
Is Wayland Temple Baptist financially healthy?
Wayland Temple Baptist has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,705 of 4,374 nationally on health and #227 of 275 in Pennsylvania. Its net worth ratio is 15.14% and its delinquency rate -.
How does Wayland Temple Baptist compare to other credit unions?
Wayland Temple Baptist scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (1.74% vs 0.22%). Its widest shortfall is loan-to-share ratio (0.00% vs 52.70%).
How can I join Wayland Temple Baptist?
Wayland Temple Baptist operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Wayland Temple Baptist directly for the exact boundaries and application steps.
Is my money safe at Wayland Temple Baptist?
Wayland Temple Baptist is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wayland Temple Baptist's net worth ratio of 15.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.