Federal credit union · GLASSPORT, Pennsylvania · NCUA charter #2796
Copper & Glass
Health score 11/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 11
- Health / 100
- $5.3M
- Total assets
- 1,225
- Members
- -53.8%
- Net-worth ratio
Copper & Glass scores 11/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 1,225; net-worth ratio -53.77%; health rank #4,374 of 4,374; healthier than 0th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,374 of 4,374 health · 2025Q4Copper & Glass · health 11/100 · $5.3M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Copper & Glass vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Copper & Glass sits in 10-14 with 0 others.
11 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Copper & Glass vs $2M–$10M peers
- Largest lag: Net Worth Ratio at -53.77% vs peer 19.06% (-72.83 pp).
Pennsylvania standing for Copper & Glass
- Pennsylvania health ordinal: #275 of 275.
- Pennsylvania assets place: #236 of 275.
- Pennsylvania membership ordinal: #206 of 275.
- No scored Pennsylvania credit union ranks lower; the next one up, Post Gazette (#274) scores 40/100, 29 points higher.
Copper & Glass Call Report trajectory
Copper & Glass: total assets by quarter
2023Q4 to 2025Q4, NCUA 5300
- Assets moved -24.9% from $7.0M (2024Q4) to $5.3M (2025Q4).
- Membership moved -4.7% from 1,285 to 1,225 over the same window.
- Net-worth ratio shifted -64.56 pp (10.79% → -53.77%).
This institution's -53.77% net worth ratio sits below the NCUA's 7.0% well-capitalized threshold.
How the 11/100 score is built
Copper & Glass gives up 89 points in total. Net Worth Ratio costs the most, 30 of its 30; Loan-to-Share Ratio loses the least, 4.6.
- Net Worth Ratio 0.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.6 pts
- Loan-to-Share Ratio 10.4 pts
Copper & Glass vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | -53.77% | -72.83 pp |
| Delinquency Rate | 6.85% | +5.04 pp |
| Return on Assets | -1.13% | -1.59 pp |
| Member Growth | -4.67% | - |
| Loan-to-Share Ratio | 49.40% | -14.20 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Copper & Glass quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $5.3M | 1,225 |
| 2024Q4 | $7.0M | 1,285 |
| 2023Q4 | $7.1M | 1,357 |
Credit Union Details
- Charter Number
- 2796
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- GLASSPORT
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Copper & Glass runs one office.
| Office | City |
|---|---|
| COPPER & GLASS FCU (Main Office) | GLASSPORT, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Copper & Glass ranks #4,374 of 4,374 nationally on financial health and #275 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MULTI-SCHOOLS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MULTI-SCHOOLS
Frequently Asked Questions
Is Copper & Glass financially healthy?
On its 2025Q4 NCUA 5300 filing, Copper & Glass scores 11/100 (Weak), with a -53.77% net worth ratio and 6.85% of loans delinquent. It ranks #4,374 of 4,374 nationally on health and #275 of 275 in Pennsylvania.
How does Copper & Glass compare to other credit unions?
Copper & Glass scores 11/100, higher than 0% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (-53.77% vs 19.06%).
How can I join Copper & Glass?
Copper & Glass operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Copper & Glass directly for the exact boundaries and application steps.
Is my money safe at Copper & Glass?
Copper & Glass is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Copper & Glass's net worth ratio of -53.77% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.