Federal credit union · Scranton, Pennsylvania · NCUA charter #22174
Cmc-Fcpi Employees
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $10.8M
- Total assets
- 1,447
- Members
- 11.7%
- Net-worth ratio
Cmc-Fcpi Employees scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.8M; members 1,447; net-worth ratio 11.71%; health rank #188 of 4,374; healthier than 95th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#188 of 4,374 health · 2025Q4Cmc-Fcpi Employees · health 97/100 · $10.8M · 2025Q4
Call Report peers
Cmc-Fcpi Employees in the assets neighbourhood
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Cmc-Fcpi Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cmc-Fcpi Employees sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Cmc-Fcpi Employees: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.50% vs peer 1.15% (-0.64 pp).
- Largest lag: Loan-to-Share Ratio at 56.35% vs peer 59.80% (-3.45 pp).
Cmc-Fcpi Employees in Pennsylvania
- Health composite ranks #5 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #209 of 275.
- Pennsylvania membership ordinal: #190 of 275.
- One place up in Pennsylvania, ARMCO (#4) scores 98/100, 1 point higher; one place down, PATRIOT (#6) ties at 97/100.
Cmc-Fcpi Employees Call Report trajectory
Cmc-Fcpi Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.7% from $10.8M (2025Q4) to $10.7M (2026Q1).
- Net-worth ratio shifted +0.26 pp (11.45% → 11.71%).
This credit union's 11.71% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
Cmc-Fcpi Employees gives up 3 points in total. Loan-to-Share Ratio costs the most, 3.1 of its 15; Delinquency Rate and Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.0 pts
Call Report ratios for Cmc-Fcpi Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.71% | -3.15 pp |
| Delinquency Rate | 0.50% | -0.64 pp |
| Return on Assets | 1.04% | +0.33 pp |
| Member Growth | 18.12% | - |
| Loan-to-Share Ratio | 56.35% | -3.45 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Cmc-Fcpi Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.7M | - |
| 2025Q4 | $10.8M | 1,447 |
| 2024Q4 | $10.2M | 1,225 |
| 2023Q4 | $10.0M | 1,247 |
Credit Union Details
- Charter Number
- 22174
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Scranton
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Cmc-Fcpi Employees.
| Office | City |
|---|---|
| Main office (Main Office) | Scranton, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Cmc-Fcpi Employees
Similar total assets
Using this data
- Cmc-Fcpi Employees ranks #188 of 4,374 nationally on financial health and #5 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Allegheny Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Allegheny Valley
Frequently Asked Questions
Is Cmc-Fcpi Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Cmc-Fcpi Employees scores 97/100 (Excellent), with a 11.71% net worth ratio and 0.50% of loans delinquent. It ranks #188 of 4,374 nationally on health and #5 of 275 in Pennsylvania.
How does Cmc-Fcpi Employees compare to other credit unions?
Cmc-Fcpi Employees scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.50% vs 1.15%). Its widest shortfall is loan-to-share ratio (56.35% vs 59.80%).
How can I join Cmc-Fcpi Employees?
Cmc-Fcpi Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Cmc-Fcpi Employees directly for the exact boundaries and application steps.
Is my money safe at Cmc-Fcpi Employees?
Cmc-Fcpi Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cmc-Fcpi Employees's net worth ratio of 11.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.