Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #5028
EQT
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $27.7M
- Total assets
- 876
- Members
- 17.2%
- Net-worth ratio
EQT scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.7M; members 876; net-worth ratio 17.16%; health rank #3,811 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,811 of 4,374 health · 2025Q4EQT · health 66/100 · $27.7M · 2025Q4
Call Report peers
EQT in the assets neighbourhood
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EQT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); EQT sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
EQT vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 17.16% vs peer 14.86% (+2.30 pp).
- Loan-to-Share Ratio trails the peer set - 8.60% here, 59.80% peer average (-51.20 pp).
Where EQT sits in Pennsylvania
- Health composite ranks #238 of 275 among scored Pennsylvania credit unions.
- By total assets, EQT is #156 of 275 in Pennsylvania.
- Membership ranks #223 of 275 among Pennsylvania CUs with a reported count (876 members).
- One place up in Pennsylvania, Valley Pride (#237) ties at 66/100; one place down, NORTHWOOD (#239) scores 65/100, 1 point lower.
How EQT's 5300 filing moved
EQT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $27.7M (2025Q4) to $28.4M (2026Q1).
- Net-worth ratio shifted -0.41 pp (17.57% → 17.16%).
At 17.16%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
EQT gives up 34 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 9.1 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 6.3 pts
EQT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.16% | +2.30 pp |
| Delinquency Rate | 0.94% | -0.20 pp |
| Return on Assets | 0.11% | -0.60 pp |
| Member Growth | -6.21% | - |
| Loan-to-Share Ratio | 8.60% | -51.20 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - EQT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.4M | - |
| 2025Q4 | $27.7M | 876 |
| 2024Q4 | $29.6M | 934 |
| 2023Q4 | $33.8M | 977 |
Credit Union Details
- Charter Number
- 5028
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, EQT runs one office.
| Office | City |
|---|---|
| EQT FCU (Main Office) | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- EQT ranks #3,811 of 4,374 nationally on financial health and #238 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PENLANCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PENLANCO
Frequently Asked Questions
Is EQT financially healthy?
On its 2025Q4 NCUA 5300 filing, EQT scores 66/100 (Good), with a 17.16% net worth ratio and 0.94% of loans delinquent. It ranks #3,811 of 4,374 nationally on health and #238 of 275 in Pennsylvania.
How does EQT compare to other credit unions?
EQT scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.16% vs 14.86%). Its widest shortfall is loan-to-share ratio (8.60% vs 59.80%).
How can I join EQT?
EQT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact EQT directly for the exact boundaries and application steps.
Is my money safe at EQT?
EQT is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. EQT's net worth ratio of 17.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.