Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #21782
I.B.E.W. - Local No. 5
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $14.3M
- Total assets
- 1,594
- Members
- 15.1%
- Net-worth ratio
I.B.E.W. - Local No. 5 scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.3M; members 1,594; net-worth ratio 15.10%; health rank #41 of 4,374; healthier than 98th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#41 of 4,374 health · 2025Q4I.B.E.W. - Local No. 5 · health 99/100 · $14.3M · 2025Q4
Call Report peers
I.B.E.W. - Local No. 5 in the assets neighbourhood
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I.B.E.W. - Local No. 5 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); I.B.E.W. - Local No. 5 sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for I.B.E.W. - Local No. 5
- Loan-to-Share Ratio leads the peer set - 63.95% here, 59.80% peer average (+4.15 pp).
Pennsylvania standing for I.B.E.W. - Local No. 5
- Pennsylvania health ordinal: #2 of 275.
- Assets rank #192 of 275 inside Pennsylvania ($14.3M reported).
- Pennsylvania membership ordinal: #182 of 275.
- One place up in Pennsylvania, Top Tier (#1) scores 100/100, 1 point higher; one place down, CHROME (#3) ties at 99/100.
How I.B.E.W. - Local No. 5's 5300 filing moved
I.B.E.W. - Local No. 5: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.8% from $14.3M (2025Q4) to $15.3M (2026Q1).
- Net-worth ratio shifted -0.50 pp (15.60% → 15.10%).
15.10% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 99/100 score is built
I.B.E.W. - Local No. 5 gives up 1 points in total. Loan-to-Share Ratio costs the most, 1.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.10% | +0.24 pp |
| Delinquency Rate | 0.08% | -1.07 pp |
| Return on Assets | 1.28% | +0.58 pp |
| Member Growth | 8.81% | - |
| Loan-to-Share Ratio | 63.95% | +4.15 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
I.B.E.W. - Local No. 5 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $15.3M | - |
| 2025Q4 | $14.3M | 1,594 |
| 2024Q4 | $13.0M | 1,465 |
| 2023Q4 | $13.6M | 1,438 |
Credit Union Details
- Charter Number
- 21782
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, I.B.E.W. - Local No. 5 runs one office.
| Office | City |
|---|---|
| main office (Main Office) | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
I.B.E.W. - Local No. 5 nationwide neighbourhoods
Using this data
- I.B.E.W. - Local No. 5 ranks #41 of 4,374 nationally on financial health and #2 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Williamsport Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Williamsport Teachers
Frequently Asked Questions
Is I.B.E.W. - Local No. 5 financially healthy?
I.B.E.W. - Local No. 5 has a financial health score of 99/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #41 of 4,374 nationally on health and #2 of 275 in Pennsylvania. Its net worth ratio is 15.10% and its delinquency rate 0.08%.
How does I.B.E.W. - Local No. 5 compare to other credit unions?
I.B.E.W. - Local No. 5 scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (63.95% vs 59.80%).
How can I join I.B.E.W. - Local No. 5?
I.B.E.W. - Local No. 5 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact I.B.E.W. - Local No. 5 directly for the current list of qualifying groups.
Is my money safe at I.B.E.W. - Local No. 5?
I.B.E.W. - Local No. 5 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. I.B.E.W. - Local No. 5's net worth ratio of 15.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.