Federal credit union · PHILADELPHIA, Pennsylvania · NCUA charter #24266
M.A.B.C.
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $161K
- Total assets
- 132
- Members
- 22.4%
- Net-worth ratio
M.A.B.C. scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $161K; members 132; net-worth ratio 22.40%; health rank #2,929 of 4,374; healthier than 31st of scored peers.
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NCUA 5300 Call Report Masthead
#2,929 of 4,374 health · 2025Q4M.A.B.C. · health 78/100 · $161K · 2025Q4
Call Report peers
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M.A.B.C. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); M.A.B.C. sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
M.A.B.C. vs Under $2M peers
- Strongest edge vs 243 Under $2M peers is Delinquency Rate: -4.48 pp (0.00% vs 4.48%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -27.59 pp (25.11% vs 52.70%).
M.A.B.C.: in-state Call Report ranks
- In Pennsylvania, health place is #174 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #272 of 275.
- Membership ranks #266 of 275 among Pennsylvania CUs with a reported count (132 members).
- One place up in Pennsylvania, Mt Pleasant Area School Emp (#173) ties at 78/100; one place down, Glass Cap (#175) ties at 78/100.
M.A.B.C. Call Report trajectory
M.A.B.C.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $161K (2025Q4) to $163K (2026Q1).
- Net-worth ratio shifted +0.29 pp (22.11% → 22.40%).
At 22.40%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
M.A.B.C. gives up 22 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.40% | -0.53 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.04% | +2.82 pp |
| Member Growth | -9.59% | - |
| Loan-to-Share Ratio | 25.11% | -27.59 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
M.A.B.C. filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $163K | - |
| 2025Q4 | $161K | 132 |
| 2024Q4 | $162K | 146 |
| 2023Q4 | $158K | 140 |
Credit Union Details
- Charter Number
- 24266
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILADELPHIA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for M.A.B.C..
| Office | City |
|---|---|
| MABC FCU (Main Office) | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
M.A.B.C. nationwide neighbourhoods
Similar health score
Using this data
- M.A.B.C. ranks #2,929 of 4,374 nationally on financial health and #174 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Aliquippa Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Aliquippa Teachers
Frequently Asked Questions
Is M.A.B.C. financially healthy?
M.A.B.C. has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,929 of 4,374 nationally on health and #174 of 275 in Pennsylvania. Its net worth ratio is 22.40% and its delinquency rate 0.00%.
How does M.A.B.C. compare to other credit unions?
M.A.B.C. scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (25.11% vs 52.70%).
How can I join M.A.B.C.?
M.A.B.C. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact M.A.B.C. directly for the exact boundaries and application steps.
Is my money safe at M.A.B.C.?
M.A.B.C. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. M.A.B.C.'s net worth ratio of 22.40% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.