Federal credit union · Tunkhannock, Pennsylvania · NCUA charter #20861
P & G Mehoopany Employees
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $186.6M
- Total assets
- 16,517
- Members
- 14.3%
- Net-worth ratio
P & G Mehoopany Employees scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $186.6M; members 16,517; net-worth ratio 14.29%; health rank #1,075 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,075 of 4,374 health · 2025Q4P & G Mehoopany Employees · health 90/100 · $186.6M · 2025Q4
- DELQ 90/100
- ROA 14.3%
- ASSETS 0.35%
- MEM 1.52%
- RANK $186.6M
- PHOTO 16,517
- BOOK #1,075/4,374
- CHARTER XCEL
- NCUSIF 20861
Call Report peers
P & G Mehoopany Employees in the assets neighbourhood
P & G Mehoopany Employees's $186.6M assets sit next to XCEL ($186.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
P & G Mehoopany Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
P & G Mehoopany Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #20861 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where P & G Mehoopany Employees diverges from peer averages
- Net Worth Ratio leads the peer set - 14.29% here, 12.11% peer average (+2.18 pp).
- Loan-to-Share Ratio trails the peer set - 46.96% here, 72.20% peer average (-25.24 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where P & G Mehoopany Employees sits in Pennsylvania
- Health composite ranks #47 of 275 among scored Pennsylvania credit unions.
- By total assets, P & G Mehoopany Employees is #50 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #44 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
P & G Mehoopany Employees: 2025Q4 → 2026Q1
P & G Mehoopany Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.4% from $186.6M (2025Q4) to $196.7M (2026Q1).
- Net-worth ratio shifted -0.43 pp (14.72% → 14.29%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 9.9 pts
P & G Mehoopany Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.29% | +2.18 pp |
| Delinquency Rate | 0.35% | -0.55 pp |
| Return on Assets | 1.52% | +0.90 pp |
| Member Growth | 0.92% | - |
| Loan-to-Share Ratio | 46.96% | -25.24 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - P & G Mehoopany Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $196.7M | - |
| 2025Q4 | $186.6M | 16,517 |
| 2024Q4 | $176.8M | 16,367 |
| 2023Q4 | $173.8M | 16,109 |
Credit Union Details
- Charter Number
- 20861
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Tunkhannock
- Data Quarter
- 2025Q4
Branch Locations (4)
P & G Mehoopany Employees operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corp. Headquarters (Main Office) | Tunkhannock, PA |
| Dallas | Dallas, PA |
| P&G Plant Office | Meshoppen, PA |
| Wyalusing | Wyalusing, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Cross-state Call Report peers for P & G Mehoopany Employees
Two NCUA Call Report peer sets for P & G Mehoopany Employees, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($186.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- P & G Mehoopany Employees ranks #1,075 of 4,374 nationally on financial health and #47 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mon Valley Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mon Valley Community
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is P & G Mehoopany Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, P & G Mehoopany Employees carries a financial health score of 90/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,075 of 4,374; by total assets it ranks #1,323 of 4,374 nationally (same basis as /rankings/largest); and #50 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.29% net worth ratio and a 0.35% delinquency rate.
How does P & G Mehoopany Employees compare to other credit unions?
P & G Mehoopany Employees scores 90/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join P & G Mehoopany Employees?
P & G Mehoopany Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact P & G Mehoopany Employees directly for the exact boundaries and application steps.
Is my money safe at P & G Mehoopany Employees?
Federal credit unions like P & G Mehoopany Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. P & G Mehoopany Employees's net worth ratio of 14.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does P & G Mehoopany Employees offer compared to banks?
Credit unions like P & G Mehoopany Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact P & G Mehoopany Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.