Federal credit union · PLYMOUTH MEETIN, Pennsylvania · NCUA charter #15652
U F C W Local 1776
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $8.4M
- Total assets
- 2,734
- Members
- 13.1%
- Net-worth ratio
U F C W Local 1776 scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 2,734; net-worth ratio 13.07%; health rank #2,270 of 4,374; healthier than 46th of scored peers.
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NCUA 5300 Call Report Masthead
#2,270 of 4,374 health · 2025Q4U F C W Local 1776 · health 83/100 · $8.4M · 2025Q4
Call Report peers
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U F C W Local 1776 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); U F C W Local 1776 sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
U F C W Local 1776 vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +13.37 pp (76.97% vs 63.60%).
- Largest lag: Net Worth Ratio at 13.07% vs peer 19.06% (-5.99 pp).
U F C W Local 1776: in-state Call Report ranks
- Pennsylvania health ordinal: #114 of 275.
- Pennsylvania assets place: #218 of 275.
- Member book place in Pennsylvania: #143 of 275.
- One place up in Pennsylvania, Lancaster Red Rose (#113) ties at 83/100; one place down, First Commonwealth (#115) ties at 83/100.
Quarter path for U F C W Local 1776
U F C W Local 1776: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $8.4M (2025Q4) to $8.7M (2026Q1).
- Net-worth ratio shifted -0.56 pp (13.63% → 13.07%).
13.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
U F C W Local 1776 gives up 17 points in total. Member Growth costs the most, 12.3 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.3 pts
- Return on Assets 15.0 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 15.0 pts
U F C W Local 1776 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.07% | -5.99 pp |
| Delinquency Rate | 0.97% | -0.84 pp |
| Return on Assets | 1.02% | +0.57 pp |
| Member Growth | -3.49% | - |
| Loan-to-Share Ratio | 76.97% | +13.37 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.7M | - |
| 2025Q4 | $8.4M | 2,734 |
| 2024Q4 | $8.1M | 2,833 |
| 2023Q4 | $8.6M | 3,000 |
Credit Union Details
- Charter Number
- 15652
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- PLYMOUTH MEETIN
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for U F C W Local 1776, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Plymouth Meeting, PA |
| Apex Data Systems | Indianapolis, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
- CRAYOLA LLC EMPLOYEES CREDIT UNIONEASTON, PA · $2M–$10M68Health
- PHB EMPLOYEESFairview, PA · $2M–$10M82Health
- COLFAX POWER PLANT EMPLOYEESSPRINGDALE, PA · $2M–$10M57Health
- ALLEGHENY CENTRALDunbar, PA · $2M–$10M90Health
- U.F.C.W. LOCAL 23Canonsburg, PA · $2M–$10M75Health
Compare U F C W Local 1776 vs CRAYOLA LLC EMPLOYEES CREDIT UNION
Cross-state Call Report peers for U F C W Local 1776
Similar health score
Using this data
- U F C W Local 1776 ranks #2,270 of 4,374 nationally on financial health and #114 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Crayola LLC Employees Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Crayola LLC Employees Credit Union
Frequently Asked Questions
Is U F C W Local 1776 financially healthy?
On its 2025Q4 NCUA 5300 filing, U F C W Local 1776 scores 83/100 (Excellent), with a 13.07% net worth ratio and 0.97% of loans delinquent. It ranks #2,270 of 4,374 nationally on health and #114 of 275 in Pennsylvania.
How does U F C W Local 1776 compare to other credit unions?
U F C W Local 1776 scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (76.97% vs 63.60%). Its widest shortfall is net worth ratio (13.07% vs 19.06%).
How can I join U F C W Local 1776?
U F C W Local 1776 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact U F C W Local 1776 directly for the exact boundaries and application steps.
Is my money safe at U F C W Local 1776?
U F C W Local 1776 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. U F C W Local 1776's net worth ratio of 13.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.