Federal credit union · UNIONTOWN, Pennsylvania · NCUA charter #10690
Fayette Federal Employees
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $18.3M
- Total assets
- 1,247
- Members
- 14.2%
- Net-worth ratio
Fayette Federal Employees scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.3M; members 1,247; net-worth ratio 14.18%; health rank #2,844 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,844 of 4,374 health · 2025Q4Fayette Federal Employees · health 79/100 · $18.3M · 2025Q4
Call Report peers
Fayette Federal Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fayette Federal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fayette Federal Employees sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Fayette Federal Employees vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.33 pp (1.04% vs 0.70%).
- Loan-to-Share Ratio trails the peer set - 54.04% here, 59.80% peer average (-5.76 pp).
Pennsylvania standing for Fayette Federal Employees
- Pennsylvania health ordinal: #165 of 275.
- Assets rank #177 of 275 inside Pennsylvania ($18.3M reported).
- Membership ranks #204 of 275 among Pennsylvania CUs with a reported count (1,247 members).
- One place up in Pennsylvania, Gnc Community (#164) ties at 79/100; one place down, Bradford Area (#166) ties at 79/100.
Quarter path for Fayette Federal Employees
Fayette Federal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.5% from $18.3M (2025Q4) to $19.4M (2026Q1).
- Net-worth ratio shifted -0.43 pp (14.61% → 14.18%).
At 14.18%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Fayette Federal Employees gives up 21 points in total. Delinquency Rate costs the most, 10.5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.5 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 11.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.18% | -0.68 pp |
| Delinquency Rate | 1.74% | +0.59 pp |
| Return on Assets | 1.04% | +0.33 pp |
| Member Growth | -0.72% | - |
| Loan-to-Share Ratio | 54.04% | -5.76 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.4M | - |
| 2025Q4 | $18.3M | 1,247 |
| 2024Q4 | $17.3M | 1,256 |
| 2023Q4 | $17.2M | 1,227 |
Credit Union Details
- Charter Number
- 10690
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- UNIONTOWN
- Data Quarter
- 2025Q4
Branch Location
Fayette Federal Employees operates a single office in Uniontown, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Fayette Federal EFCU (Main Office) | Uniontown, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Other-state peers near Fayette Federal Employees
Similar total assets
Similar health score
Using this data
- Fayette Federal Employees ranks #2,844 of 4,374 nationally on financial health and #165 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Stanwood Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Stanwood Area
Frequently Asked Questions
Is Fayette Federal Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Fayette Federal Employees scores 79/100 (Very Good), with a 14.18% net worth ratio and 1.74% of loans delinquent. It ranks #2,844 of 4,374 nationally on health and #165 of 275 in Pennsylvania.
How does Fayette Federal Employees compare to other credit unions?
Fayette Federal Employees scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.04% vs 0.70%). Its widest shortfall is loan-to-share ratio (54.04% vs 59.80%).
How can I join Fayette Federal Employees?
Fayette Federal Employees carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Fayette Federal Employees directly to confirm current membership steps.
Is my money safe at Fayette Federal Employees?
Fayette Federal Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fayette Federal Employees's net worth ratio of 14.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.