Federal credit union · Bridgeville, Pennsylvania · NCUA charter #14018
VISIONARY
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $39.3M
- Total assets
- 3,095
- Members
- 12.1%
- Net-worth ratio
VISIONARY scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.3M; members 3,095; net-worth ratio 12.07%; health rank #3,099 of 4,374; healthier than 28th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,099 of 4,374 health · 2025Q4VISIONARY · health 77/100 · $39.3M · 2025Q4
Call Report peers
VISIONARY in the assets neighbourhood
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VISIONARY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); VISIONARY sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for VISIONARY
- Return on Assets leads the peer set - 1.41% here, 0.70% peer average (+0.70 pp).
- Largest lag: Loan-to-Share Ratio at 49.51% vs peer 59.80% (-10.29 pp).
VISIONARY in Pennsylvania
- In Pennsylvania, health place is #192 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #136 of 275.
- Pennsylvania membership ordinal: #136 of 275.
- One place up in Pennsylvania, INGERSOLL-RAND (#191) ties at 77/100; one place down, APCI (#193) ties at 77/100.
VISIONARY Call Report trajectory
VISIONARY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.4% from $39.3M (2025Q4) to $41.1M (2026Q1).
- Net-worth ratio shifted -0.40 pp (12.47% → 12.07%).
12.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
VISIONARY gives up 23 points in total. Member Growth costs the most, 13.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for VISIONARY
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.07% | -2.79 pp |
| Delinquency Rate | 0.96% | -0.19 pp |
| Return on Assets | 1.41% | +0.70 pp |
| Member Growth | -4.15% | - |
| Loan-to-Share Ratio | 49.51% | -10.29 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
VISIONARY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $41.1M | - |
| 2025Q4 | $39.3M | 3,095 |
| 2024Q4 | $39.0M | 3,229 |
| 2023Q4 | $41.0M | 3,293 |
Credit Union Details
- Charter Number
- 14018
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Bridgeville
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, VISIONARY runs one office.
| Office | City |
|---|---|
| VISIONARY FCU (Main Office) | Bridgeville, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
VISIONARY nationwide neighbourhoods
Using this data
- VISIONARY ranks #3,099 of 4,374 nationally on financial health and #192 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Affiliated Trades is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Affiliated Trades
Frequently Asked Questions
Is VISIONARY financially healthy?
VISIONARY has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,099 of 4,374 nationally on health and #192 of 275 in Pennsylvania. Its net worth ratio is 12.07% and its delinquency rate 0.96%.
How does VISIONARY compare to other credit unions?
VISIONARY scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.41% vs 0.70%). Its widest shortfall is loan-to-share ratio (49.51% vs 59.80%).
How can I join VISIONARY?
VISIONARY operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact VISIONARY directly for the exact boundaries and application steps.
Is my money safe at VISIONARY?
VISIONARY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. VISIONARY's net worth ratio of 12.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.