Federal credit union · AMBRIDGE, Pennsylvania · NCUA charter #373
New Alliance
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $115.2M
- Total assets
- 7,944
- Members
- 8.5%
- Net-worth ratio
New Alliance scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $115.2M; members 7,944; net-worth ratio 8.46%; health rank #3,424 of 4,374; healthier than 21st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,424 of 4,374 health · 2025Q4New Alliance · health 73/100 · $115.2M · 2025Q4
- ROA 73/100
- ASSETS 8.5%
- MEM 2.66%
- RANK 0.25%
- PHOTO $115.2M
- BOOK 7,944
- CHARTER #3,424/4,374
- NCUSIF First Missouri
- CAMELS 373
Call Report peers
New Alliance in the assets neighbourhood
New Alliance's $115.2M assets sit next to First Missouri ($115.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Alliance vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Alliance - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #373. See our deposit-insurance coverage note.
Where New Alliance diverges from peer averages
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.03 pp (60.17% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New Alliance: in-state Call Report ranks
- Pennsylvania health ordinal: #213 of 275.
- By total assets, New Alliance is #79 of 275 in Pennsylvania.
- Membership ranks #82 of 275 among Pennsylvania CUs with a reported count (7,944 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
New Alliance: 2025Q4 → 2026Q1
New Alliance: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.6% from $115.2M (2025Q4) to $113.3M (2026Q1).
- Net-worth ratio shifted -0.02 pp (8.48% → 8.46%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
8.46% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 73/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 73.
- Net Worth Ratio 26.1 pts
- Delinquency Rate 8.4 pts
- Return on Assets 11.2 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.3 pts
New Alliance health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.46% | -3.65 pp |
| Delinquency Rate | 2.66% | +1.77 pp |
| Return on Assets | 0.25% | -0.38 pp |
| Member Growth | 7.32% | - |
| Loan-to-Share Ratio | 60.17% | -12.03 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
New Alliance quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $113.3M | - |
| 2025Q4 | $115.2M | 7,944 |
| 2024Q4 | $98.8M | 7,402 |
| 2023Q4 | $98.7M | 7,532 |
Credit Union Details
- Charter Number
- 373
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- AMBRIDGE
- Data Quarter
- 2025Q4
Branch Locations (4)
New Alliance operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ambridge (Main Office) | Ambridge, PA |
| Baden | Baden, PA |
| Center Township | Monaca, PA |
| Lawrencville | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Cross-state Call Report peers for New Alliance
Cross-state asset and health neighbours for New Alliance - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($115.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (73/100 here).
Using this data
- New Alliance ranks #3,424 of 4,374 nationally on financial health and #213 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- White Rose is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with White Rose
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Alliance financially healthy?
A 8.46% net worth ratio and a 2.66% delinquency rate feed into New Alliance's financial health score of 73/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,424 of 4,374; by total assets it ranks #1,711 of 4,374 nationally (same basis as /rankings/largest); and #79 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does New Alliance compare to other credit unions?
New Alliance scores 73/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Alliance?
New Alliance operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Alliance directly for the exact boundaries and application steps.
Is my money safe at New Alliance?
Federal credit unions like New Alliance are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Alliance's net worth ratio of 8.46% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Alliance offer compared to banks?
Credit unions like New Alliance are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Alliance directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.