Federal credit union · AMBRIDGE, Pennsylvania · NCUA charter #373
New Alliance
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $115.2M
- Total assets
- 7,944
- Members
- 8.5%
- Net-worth ratio
New Alliance scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $115.2M; members 7,944; net-worth ratio 8.46%; health rank #3,424 of 4,374; healthier than 21st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,424 of 4,374 health · 2025Q4New Alliance · health 73/100 · $115.2M · 2025Q4
Call Report peers
New Alliance in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Alliance vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Alliance sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where New Alliance diverges from peer averages
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.03 pp (60.17% vs 72.20%).
New Alliance: in-state Call Report ranks
- Pennsylvania health ordinal: #213 of 275.
- By total assets, New Alliance is #79 of 275 in Pennsylvania.
- Membership ranks #82 of 275 among Pennsylvania CUs with a reported count (7,944 members).
- One place up in Pennsylvania, Choice One Community (#212) ties at 73/100; one place down, Ufcw Community (#214) scores 72/100, 1 point lower.
New Alliance: 2025Q4 → 2026Q1
New Alliance: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.6% from $115.2M (2025Q4) to $113.3M (2026Q1).
- Net-worth ratio shifted -0.02 pp (8.48% → 8.46%).
8.46% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 73/100 score is built
New Alliance gives up 27 points in total. Delinquency Rate costs the most, 16.6 of its 25; Member Growth scores full marks.
- Net Worth Ratio 26.1 pts
- Delinquency Rate 8.4 pts
- Return on Assets 11.2 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.3 pts
New Alliance health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.46% | -3.65 pp |
| Delinquency Rate | 2.66% | +1.77 pp |
| Return on Assets | 0.25% | -0.38 pp |
| Member Growth | 7.32% | - |
| Loan-to-Share Ratio | 60.17% | -12.03 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
New Alliance quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $113.3M | - |
| 2025Q4 | $115.2M | 7,944 |
| 2024Q4 | $98.8M | 7,402 |
| 2023Q4 | $98.7M | 7,532 |
Credit Union Details
- Charter Number
- 373
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- AMBRIDGE
- Data Quarter
- 2025Q4
Branch Locations (4)
New Alliance operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ambridge (Main Office) | Ambridge, PA |
| Baden | Baden, PA |
| Center Township | Monaca, PA |
| Lawrencville | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Cross-state Call Report peers for New Alliance
Similar total assets
Using this data
- New Alliance ranks #3,424 of 4,374 nationally on financial health and #213 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- White Rose is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with White Rose
Frequently Asked Questions
Is New Alliance financially healthy?
New Alliance has a financial health score of 73/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,424 of 4,374 nationally on health and #213 of 275 in Pennsylvania. Its net worth ratio is 8.46% and its delinquency rate 2.66%.
How does New Alliance compare to other credit unions?
New Alliance scores 73/100, higher than 21% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (60.17% vs 72.20%).
How can I join New Alliance?
New Alliance operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Alliance directly for the exact boundaries and application steps.
Is my money safe at New Alliance?
New Alliance is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Alliance's net worth ratio of 8.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.