Federal credit union · PITTSBURGH, Pennsylvania · NCUA charter #24483

East End Food Cooperative

Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

64
Health / 100
$1.9M
Total assets
402
Members
9.9%
Net-worth ratio
C Letter grade on the five-factor composite

East End Food Cooperative scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.9M; members 402; net-worth ratio 9.91%; health rank #3,921 of 4,374; healthier than 10th of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#3,921 of 4,374 health · 2025Q4

East End Food Cooperative · health 64/100 · $1.9M · 2025Q4

  • RANK 64/100
  • PHOTO 9.9%
  • BOOK 8.61%
  • CHARTER 1.04%
  • NCUSIF $1.9M
  • CAMELS 402
  • HEALTH #3,921/4,374
  • NW n/a
  • DELQ 24483

East End Food Cooperative carries $1.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

East End Food Cooperative vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

64 10th percentile higher than 10% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

East End Food Cooperative - Share Insurance Coverage

Below: composite supervisory bracket and risk-based capital for charter #24483, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.

NCUSIF coverage gauge for East End Food Cooperative Share insurance under NCUSIF covers up to $250,000 per share owner. East End Food Cooperative holds approximately $1.6M in member shares. Composite CAMELS rating bracket 2 (Satisfactory). Risk-based capital ratio 9.9 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 2 · Satisfactory RBC ratio 9.9% · $1.6M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Peer-gap read for East End Food Cooperative

  • Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +4.01 pp (56.71% vs 52.70%).
  • Widest shortfall vs peers is Net Worth Ratio: -13.02 pp (9.91% vs 22.93%).

Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Pennsylvania standing for East End Food Cooperative

  • In Pennsylvania, health place is #244 of 275 on the same NCUA-ratio sort used nationally.
  • By total assets, East End Food Cooperative is #258 of 275 in Pennsylvania.
  • Membership ranks #254 of 275 among Pennsylvania CUs with a reported count (402 members).

In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

East End Food Cooperative Call Report trajectory

East End Food Cooperative: total assets by quarter

4 Call Report filings on this page's own vintage chain

1,200,0001,400,0001,600,0001,800,0002,000,0002,200,000 2023Q42024Q42025Q42026Q1 1,341,212 1,959,474 ▲ +46.1%
  • Assets moved +2.2% from $1.9M (2025Q4) to $2.0M (2026Q1).
  • Net-worth ratio shifted +0.72 pp (9.19% → 9.91%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 66.1%

This credit union's 9.91% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 64/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 64.

  • Net Worth Ratio 29.8 pts
  • Delinquency Rate 0.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 7.2 pts
  • Loan-to-Share Ratio 12.0 pts

East End Food Cooperative vs peer ratios

Metric Value vs peer
Net Worth Ratio 9.91% -13.02 pp
Delinquency Rate 8.61% +4.14 pp
Return on Assets 1.04% +0.82 pp
Member Growth -0.99% -
Loan-to-Share Ratio 56.71% +4.01 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).

Call Report history - East End Food Cooperative

Quarter Assets Members
2026Q1 $2.0M -
2025Q4 $1.9M 402
2024Q4 $1.6M 406
2023Q4 $1.3M 393

Credit Union Details

Charter Number
24483
Type
Federal
Field of Membership
Other/Community
Peer Group
Under $2M
State
Pennsylvania
City
PITTSBURGH
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, East End Food Cooperative runs one office.

Office City
A (Main Office) Pittsburgh, PA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Pennsylvania

Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.

Compare East End Food Cooperative vs B. BRAUN

Cross-state Call Report peers for East End Food Cooperative

Cross-state asset and health neighbours for East End Food Cooperative - kept outside Pennsylvania; in-state CUs stay in the Nearby block.

Similar health score

Nearest other-state credit unions by five-factor health composite (64/100 here).

Using this data

  • East End Food Cooperative ranks #3,921 of 4,374 nationally on financial health and #244 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • B. Braun is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with B. Braun
  • Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is East End Food Cooperative financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, East End Food Cooperative carries a financial health score of 64/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,921 of 4,374; by total assets it ranks #4,140 of 4,374 nationally (same basis as /rankings/largest); and #258 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.91% net worth ratio and a 8.61% delinquency rate.

How does East End Food Cooperative compare to other credit unions?

PlainCU's health composite puts East End Food Cooperative at 64/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join East End Food Cooperative?

East End Food Cooperative operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact East End Food Cooperative directly for the exact boundaries and application steps.

Is my money safe at East End Food Cooperative?

Federal credit unions like East End Food Cooperative are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. East End Food Cooperative's net worth ratio of 9.91% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does East End Food Cooperative offer compared to banks?

Credit unions like East End Food Cooperative are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact East End Food Cooperative directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for East End Food Cooperative. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.