Federal credit union · LEBANON, Pennsylvania · NCUA charter #19510
LEBANON
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $524.7M
- Total assets
- 35,957
- Members
- 9.6%
- Net-worth ratio
LEBANON scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $524.7M; members 35,957; net-worth ratio 9.64%; health rank #1,156 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,156 of 4,374 health · 2025Q4LEBANON · health 90/100 · $524.7M · 2025Q4
Call Report peers
LEBANON in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LEBANON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LEBANON sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where LEBANON diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 85.61% vs peer 83.90% (+1.71 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.54 pp (9.64% vs 11.18%).
Pennsylvania standing for LEBANON
- In Pennsylvania, health place is #53 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, LEBANON is #24 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #22 of 275.
- One place up in Pennsylvania, LANCO (#52) ties at 90/100; one place down, Hidden River (#54) ties at 90/100.
How LEBANON's 5300 filing moved
LEBANON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $524.7M (2025Q4) to $538.0M (2026Q1).
- Net-worth ratio shifted +0.20 pp (9.44% → 9.64%).
At 9.64%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
LEBANON gives up 10 points in total. Member Growth costs the most, 4.4 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 21.4 pts
- Return on Assets 13.9 pts
- Member Growth 10.6 pts
- Loan-to-Share Ratio 15.0 pts
LEBANON vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.64% | -1.54 pp |
| Delinquency Rate | 0.86% | -0.01 pp |
| Return on Assets | 0.43% | -0.08 pp |
| Member Growth | 1.30% | - |
| Loan-to-Share Ratio | 85.61% | +1.71 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - LEBANON
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $538.0M | - |
| 2025Q4 | $524.7M | 35,957 |
| 2024Q4 | $488.3M | 35,495 |
| 2023Q4 | $469.6M | 33,878 |
Credit Union Details
- Charter Number
- 19510
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Pennsylvania
- City
- LEBANON
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, LEBANON runs 7 offices in 5 different cities.
| Office | City |
|---|---|
| LFCU Operations Center (Main Office) | Lebanon, PA |
| Lebanon Federal Credit Union | Annville, PA |
| Lebanon Federal Credit Union | Jonestown, PA |
| Lebanon Federal Credit Union | Lebanon, PA |
| Lebanon Federal Credit Union | Lebanon, PA |
| Lebanon Federal Credit Union | Myerstown, PA |
| Lebanon Federal Credit Union | Palmyra, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
LEBANON nationwide neighbourhoods
Using this data
- LEBANON ranks #1,156 of 4,374 nationally on financial health and #53 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- APCI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with APCI
Frequently Asked Questions
Is LEBANON financially healthy?
LEBANON has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,156 of 4,374 nationally on health and #53 of 275 in Pennsylvania. Its net worth ratio is 9.64% and its delinquency rate 0.86%.
How does LEBANON compare to other credit unions?
LEBANON scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (85.61% vs 83.90%). Its widest shortfall is net worth ratio (9.64% vs 11.18%).
How can I join LEBANON?
LEBANON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LEBANON directly for the exact boundaries and application steps.
Is my money safe at LEBANON?
LEBANON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LEBANON's net worth ratio of 9.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.