Federal credit union · Bristol, Pennsylvania · NCUA charter #6150
Dow Bucks County
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $13.6M
- Total assets
- 987
- Members
- 21.2%
- Net-worth ratio
Dow Bucks County scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.6M; members 987; net-worth ratio 21.23%; health rank #3,633 of 4,374; healthier than 16th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,633 of 4,374 health · 2025Q4Dow Bucks County · health 69/100 · $13.6M · 2025Q4
- BOOK 69/100
- CHARTER 21.2%
- NCUSIF 2.23%
- CAMELS 0.01%
- HEALTH $13.6M
- NW 987
- DELQ #3,633/4,374
- ROA Wilmington Police & Fire
- ASSETS 6150
Call Report peers
Dow Bucks County in the assets neighbourhood
Dow Bucks County's $13.6M assets sit next to Wilmington Police & Fire ($13.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dow Bucks County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dow Bucks County - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #6150. See our deposit-insurance coverage note.
Dow Bucks County vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +15.68 pp (75.48% vs 59.80%).
- Largest lag: Delinquency Rate at 2.23% vs peer 1.15% (+1.09 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Dow Bucks County sits in Pennsylvania
- In Pennsylvania, health place is #223 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Dow Bucks County is #195 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #213 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Dow Bucks County
Dow Bucks County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.9% from $13.6M (2025Q4) to $13.3M (2026Q1).
- Net-worth ratio shifted +0.55 pp (20.68% → 21.23%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 21.23%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 69.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.0 pts
- Return on Assets 5.1 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 15.5 pts
Dow Bucks County vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.23% | +6.37 pp |
| Delinquency Rate | 2.23% | +1.09 pp |
| Return on Assets | 0.01% | -0.69 pp |
| Member Growth | -0.90% | - |
| Loan-to-Share Ratio | 75.48% | +15.68 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Dow Bucks County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.3M | - |
| 2025Q4 | $13.6M | 987 |
| 2024Q4 | $13.8M | 996 |
| 2023Q4 | $13.7M | 986 |
Credit Union Details
- Charter Number
- 6150
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Bristol
- Data Quarter
- 2025Q4
Branch Location
Dow Bucks County operates a single office in Bristol, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dow Bucks County Federal Credit Union (Main Office) | Bristol, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Dow Bucks County nationwide neighbourhoods
Cross-state asset and health neighbours for Dow Bucks County - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($13.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (69/100 here).
Using this data
- Dow Bucks County ranks #3,633 of 4,374 nationally on financial health and #223 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LATROBE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LATROBE
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dow Bucks County financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Dow Bucks County carries a financial health score of 69/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,633 of 4,374; by total assets it ranks #3,379 of 4,374 nationally (same basis as /rankings/largest); and #195 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 21.23% net worth ratio and a 2.23% delinquency rate.
How does Dow Bucks County compare to other credit unions?
69/100 is Dow Bucks County's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dow Bucks County?
Dow Bucks County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Dow Bucks County directly for the exact boundaries and application steps.
Is my money safe at Dow Bucks County?
Federal credit unions like Dow Bucks County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dow Bucks County's net worth ratio of 21.23% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dow Bucks County offer compared to banks?
Credit unions like Dow Bucks County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dow Bucks County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.