Federal credit union · Bristol, Pennsylvania · NCUA charter #6150
Dow Bucks County
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $13.6M
- Total assets
- 987
- Members
- 21.2%
- Net-worth ratio
Dow Bucks County scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.6M; members 987; net-worth ratio 21.23%; health rank #3,633 of 4,374; healthier than 16th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,633 of 4,374 health · 2025Q4Dow Bucks County · health 69/100 · $13.6M · 2025Q4
Call Report peers
Dow Bucks County in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dow Bucks County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dow Bucks County sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Dow Bucks County vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +15.68 pp (75.48% vs 59.80%).
- Largest lag: Delinquency Rate at 2.23% vs peer 1.15% (+1.09 pp).
Where Dow Bucks County sits in Pennsylvania
- In Pennsylvania, health place is #223 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Dow Bucks County is #195 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #213 of 275.
- One place up in Pennsylvania, Sun East (#222) scores 70/100, 1 point higher; one place down, COMMONROOTS (#224) ties at 69/100.
Quarter path for Dow Bucks County
Dow Bucks County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.9% from $13.6M (2025Q4) to $13.3M (2026Q1).
- Net-worth ratio shifted +0.55 pp (20.68% → 21.23%).
At 21.23%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
Dow Bucks County gives up 31 points in total. Delinquency Rate costs the most, 14 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.0 pts
- Return on Assets 5.1 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 15.5 pts
Dow Bucks County vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.23% | +6.37 pp |
| Delinquency Rate | 2.23% | +1.09 pp |
| Return on Assets | 0.01% | -0.69 pp |
| Member Growth | -0.90% | - |
| Loan-to-Share Ratio | 75.48% | +15.68 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Dow Bucks County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.3M | - |
| 2025Q4 | $13.6M | 987 |
| 2024Q4 | $13.8M | 996 |
| 2023Q4 | $13.7M | 986 |
Credit Union Details
- Charter Number
- 6150
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Bristol
- Data Quarter
- 2025Q4
Branch Location
Dow Bucks County operates a single office in Bristol, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dow Bucks County Federal Credit Union (Main Office) | Bristol, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Dow Bucks County nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Dow Bucks County ranks #3,633 of 4,374 nationally on financial health and #223 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LATROBE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LATROBE
Frequently Asked Questions
Is Dow Bucks County financially healthy?
Dow Bucks County has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,633 of 4,374 nationally on health and #223 of 275 in Pennsylvania. Its net worth ratio is 21.23% and its delinquency rate 2.23%.
How does Dow Bucks County compare to other credit unions?
Dow Bucks County scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.48% vs 59.80%). Its widest shortfall is delinquency rate (2.23% vs 1.15%).
How can I join Dow Bucks County?
Dow Bucks County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Dow Bucks County directly for the exact boundaries and application steps.
Is my money safe at Dow Bucks County?
Dow Bucks County is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dow Bucks County's net worth ratio of 21.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.