Federal credit union · Belle Vernon, Pennsylvania · NCUA charter #16063
BVA
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $38.1M
- Total assets
- 2,218
- Members
- 9.3%
- Net-worth ratio
BVA scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.1M; members 2,218; net-worth ratio 9.32%; health rank #4,189 of 4,374; healthier than 4th of scored peers.
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NCUA 5300 Call Report Masthead
#4,189 of 4,374 health · 2025Q4BVA · health 55/100 · $38.1M · 2025Q4
Call Report peers
BVA in the assets neighbourhood
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BVA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BVA sits in 55-59 with 115 others.
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
BVA vs $10M–$50M peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -33.04 pp (26.76% vs 59.80%).
BVA: in-state Call Report ranks
- Pennsylvania health ordinal: #261 of 275.
- By total assets, BVA is #139 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #160 of 275.
- One place up in Pennsylvania, Vantage Trust (#260) scores 56/100, 1 point higher; one place down, Transit Workers (#262) scores 54/100, 1 point lower.
How BVA's 5300 filing moved
BVA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $38.1M (2025Q4) to $39.1M (2026Q1).
- Net-worth ratio shifted +0.01 pp (9.31% → 9.32%).
9.32% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 55/100 score is built
BVA gives up 45 points in total. Delinquency Rate costs the most, 18.8 of its 25; Net Worth Ratio loses the least, 1.7.
- Net Worth Ratio 28.3 pts
- Delinquency Rate 6.2 pts
- Return on Assets 10.0 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 8.7 pts
BVA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.32% | -5.54 pp |
| Delinquency Rate | 3.01% | +1.87 pp |
| Return on Assets | 0.16% | -0.54 pp |
| Member Growth | -3.98% | - |
| Loan-to-Share Ratio | 26.76% | -33.04 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - BVA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.1M | - |
| 2025Q4 | $38.1M | 2,218 |
| 2024Q4 | $35.9M | 2,310 |
| 2023Q4 | $35.5M | 2,315 |
Credit Union Details
- Charter Number
- 16063
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Belle Vernon
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for BVA.
| Office | City |
|---|---|
| BVA Federal Credit Union (Main Office) | Belle Vernon, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for BVA
Using this data
- BVA ranks #4,189 of 4,374 nationally on financial health and #261 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Norwin Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Norwin Teachers
Frequently Asked Questions
Is BVA financially healthy?
On its 2025Q4 NCUA 5300 filing, BVA scores 55/100 (Fair), with a 9.32% net worth ratio and 3.01% of loans delinquent. It ranks #4,189 of 4,374 nationally on health and #261 of 275 in Pennsylvania.
How does BVA compare to other credit unions?
BVA scores 55/100, higher than 4% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (26.76% vs 59.80%).
How can I join BVA?
BVA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BVA directly for the exact boundaries and application steps.
Is my money safe at BVA?
BVA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BVA's net worth ratio of 9.32% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.