Federal credit union · Butler, Pennsylvania · NCUA charter #3085
Butler County Teachers
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $28.3M
- Total assets
- 1,795
- Members
- 13.2%
- Net-worth ratio
Butler County Teachers scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.3M; members 1,795; net-worth ratio 13.23%; health rank #3,588 of 4,374; healthier than 17th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,588 of 4,374 health · 2025Q4Butler County Teachers · health 70/100 · $28.3M · 2025Q4
Call Report peers
Butler County Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Butler County Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Butler County Teachers sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Butler County Teachers: Call Report deltas vs peers
- Return on Assets leads the peer set - 1.82% here, 0.70% peer average (+1.11 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -26.23 pp (33.57% vs 59.80%).
Butler County Teachers: in-state Call Report ranks
- Health composite ranks #221 of 275 among scored Pennsylvania credit unions.
- By total assets, Butler County Teachers is #154 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #171 of 275.
- One place up in Pennsylvania, West Penn P&p (#220) ties at 70/100; one place down, Sun East (#222) ties at 70/100.
How Butler County Teachers's 5300 filing moved
Butler County Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $28.3M (2025Q4) to $28.7M (2026Q1).
- Net-worth ratio shifted +0.35 pp (12.88% → 13.23%).
13.23% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 70/100 score is built
Butler County Teachers gives up 30 points in total. Delinquency Rate costs the most, 13.6 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.4 pts
- Return on Assets 15.0 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 9.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.23% | -1.63 pp |
| Delinquency Rate | 2.17% | +1.03 pp |
| Return on Assets | 1.82% | +1.11 pp |
| Member Growth | -2.55% | - |
| Loan-to-Share Ratio | 33.57% | -26.23 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Butler County Teachers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.7M | - |
| 2025Q4 | $28.3M | 1,795 |
| 2024Q4 | $28.4M | 1,842 |
| 2023Q4 | $28.3M | 1,897 |
Credit Union Details
- Charter Number
- 3085
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Butler
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Butler County Teachers.
| Office | City |
|---|---|
| Butler Co Teachers Federal Credit Union (Main Office) | Butler, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Other-state peers near Butler County Teachers
Using this data
- Butler County Teachers ranks #3,588 of 4,374 nationally on financial health and #221 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Paac Transit Division is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Paac Transit Division
Frequently Asked Questions
Is Butler County Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Butler County Teachers scores 70/100 (Very Good), with a 13.23% net worth ratio and 2.17% of loans delinquent. It ranks #3,588 of 4,374 nationally on health and #221 of 275 in Pennsylvania.
How does Butler County Teachers compare to other credit unions?
Butler County Teachers scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.82% vs 0.70%). Its widest shortfall is loan-to-share ratio (33.57% vs 59.80%).
How can I join Butler County Teachers?
Butler County Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Butler County Teachers directly for the exact boundaries and application steps.
Is my money safe at Butler County Teachers?
Butler County Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Butler County Teachers's net worth ratio of 13.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.