Federal credit union · East Stroudsbur, Pennsylvania · NCUA charter #21240
Pocono Medical Center
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $3.5M
- Total assets
- 903
- Members
- 12.7%
- Net-worth ratio
Pocono Medical Center scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.5M; members 903; net-worth ratio 12.72%; health rank #1,100 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pocono Medical Center vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Pocono Medical Center sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Pocono Medical Center
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.33 pp (0.48% vs 1.81%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.53 pp (49.07% vs 63.60%).
Pocono Medical Center in Pennsylvania
- Health composite ranks #49 of 275 among scored Pennsylvania credit unions.
- Assets rank #248 of 275 inside Pennsylvania ($3.5M reported).
- Pennsylvania membership ordinal: #220 of 275.
- One place up in Pennsylvania, Penn State (#48) ties at 90/100; one place down, Armstrong Associates (#50) ties at 90/100.
Pocono Medical Center: 2025Q4 → 2026Q1
Pocono Medical Center: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $3.5M (2025Q4) to $3.5M (2026Q1).
- Net-worth ratio shifted +0.13 pp (12.59% → 12.72%).
This credit union's 12.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
Pocono Medical Center gives up 10 points in total. Member Growth costs the most, 5.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 10.1 pts
Pocono Medical Center health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.72% | -6.34 pp |
| Delinquency Rate | 0.48% | -1.33 pp |
| Return on Assets | 0.86% | +0.41 pp |
| Member Growth | 0.78% | - |
| Loan-to-Share Ratio | 49.07% | -14.53 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Pocono Medical Center
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.5M | - |
| 2025Q4 | $3.5M | 903 |
| 2024Q4 | $3.6M | 896 |
| 2023Q4 | $3.8M | 873 |
Credit Union Details
- Charter Number
- 21240
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- East Stroudsbur
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Pocono Medical Center.
| Office | City |
|---|---|
| Office (Main Office) | East Stroudsburg, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Pocono Medical Center nationwide neighbourhoods
Similar health score
Using this data
- Pocono Medical Center ranks #1,100 of 4,374 nationally on financial health and #49 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Saint Nicholas is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Saint Nicholas
Frequently Asked Questions
Is Pocono Medical Center financially healthy?
On its 2025Q4 NCUA 5300 filing, Pocono Medical Center scores 90/100 (Excellent), with a 12.72% net worth ratio and 0.48% of loans delinquent. It ranks #1,100 of 4,374 nationally on health and #49 of 275 in Pennsylvania.
How does Pocono Medical Center compare to other credit unions?
Pocono Medical Center scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.48% vs 1.81%). Its widest shortfall is loan-to-share ratio (49.07% vs 63.60%).
How can I join Pocono Medical Center?
Pocono Medical Center operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Pocono Medical Center directly for the exact boundaries and application steps.
Is my money safe at Pocono Medical Center?
Pocono Medical Center is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pocono Medical Center's net worth ratio of 12.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.