Federal credit union · Plains, Pennsylvania · NCUA charter #14074
CITYMARK
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $144.1M
- Total assets
- 7,743
- Members
- 16.3%
- Net-worth ratio
CITYMARK scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $144.1M; members 7,743; net-worth ratio 16.29%; health rank #223 of 4,374; healthier than 93rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#223 of 4,374 health · 2025Q4CITYMARK · health 96/100 · $144.1M · 2025Q4
- DELQ 96/100
- ROA 16.3%
- ASSETS 0.94%
- MEM 1.75%
- RANK $144.1M
- PHOTO 7,743
- BOOK #223/4,374
- CHARTER Delaware State Police
- NCUSIF 14074
Call Report peers
CITYMARK in the assets neighbourhood
CITYMARK's $144.1M assets sit next to Delaware State Police ($144.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CITYMARK vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CITYMARK - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #14074. See our deposit-insurance coverage note.
CITYMARK vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +6.91 pp (79.11% vs 72.20%).
- Widest shortfall vs peers is Delinquency Rate: +0.05 pp (0.94% vs 0.89%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
CITYMARK: in-state Call Report ranks
- In Pennsylvania, health place is #8 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #61 of 275 inside Pennsylvania ($144.1M reported).
- Member book place in Pennsylvania: #85 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
CITYMARK: 2025Q4 → 2026Q1
CITYMARK: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $144.1M (2025Q4) to $148.3M (2026Q1).
- Net-worth ratio shifted -0.03 pp (16.32% → 16.29%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 16.29% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 96/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 96.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.4 pts
CITYMARK vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.29% | +4.18 pp |
| Delinquency Rate | 0.94% | +0.05 pp |
| Return on Assets | 1.75% | +1.12 pp |
| Member Growth | 26.71% | - |
| Loan-to-Share Ratio | 79.11% | +6.91 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
CITYMARK filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $148.3M | - |
| 2025Q4 | $144.1M | 7,743 |
| 2024Q4 | $114.1M | 6,111 |
| 2023Q4 | $109.5M | 5,963 |
Credit Union Details
- Charter Number
- 14074
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Plains
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, CITYMARK runs 6 offices in 4 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Plains, PA |
| Old Forge Office | Old Forge, PA |
| Tunkhannock Office | Tunkhannock, PA |
| City Hall Office | Wilkes Barre, PA |
| Court House | Wilkes Barre, PA |
| Penn Place | Wilkes Barre, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near CITYMARK
Cross-state asset and health neighbours for CITYMARK - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($144.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (96/100 here).
Using this data
- CITYMARK ranks #223 of 4,374 nationally on financial health and #8 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Grove City Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Grove City Area
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CITYMARK financially healthy?
Yes/no aside, the number is 96/100 (Excellent) - CITYMARK's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #223 of 4,374; by total assets it ranks #1,517 of 4,374 nationally (same basis as /rankings/largest); and #61 of 275 within Pennsylvania. Above 80 reads excellent, below 50 warrants closer monitoring; a 16.29% net worth ratio and 0.94% delinquency rate are the key drivers.
How does CITYMARK compare to other credit unions?
96/100 is CITYMARK's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CITYMARK?
CITYMARK operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CITYMARK directly for the exact boundaries and application steps.
Is my money safe at CITYMARK?
Federal credit unions like CITYMARK are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CITYMARK's net worth ratio of 16.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CITYMARK offer compared to banks?
Credit unions like CITYMARK are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CITYMARK directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.