Federal credit union · Upper Darby, Pennsylvania · NCUA charter #9622
FORGE
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $53.5M
- Total assets
- 4,075
- Members
- 20.4%
- Net-worth ratio
FORGE scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.5M; members 4,075; net-worth ratio 20.41%; health rank #4,132 of 4,374; healthier than 5th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,132 of 4,374 health · 2025Q4FORGE · health 57/100 · $53.5M · 2025Q4
Call Report peers
FORGE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FORGE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FORGE sits in 55-59 with 115 others.
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
FORGE: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 20.41% vs peer 13.62% (+6.79 pp).
- Largest lag: Loan-to-Share Ratio at 56.22% vs peer 62.60% (-6.38 pp).
FORGE in Pennsylvania
- Health composite ranks #256 of 275 among scored Pennsylvania credit unions.
- By total assets, FORGE is #118 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #118 of 275.
- One place up in Pennsylvania, 3HILL (#255) scores 58/100, 1 point higher; one place down, Colfax Power Plant Employees (#257) ties at 57/100.
Quarter path for FORGE
FORGE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $53.5M (2025Q4) to $55.0M (2026Q1).
- Net-worth ratio shifted -0.14 pp (20.55% → 20.41%).
This credit union's 20.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 57/100 score is built
FORGE gives up 43 points in total. Delinquency Rate costs the most, 22.5 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.5 pts
- Return on Assets 6.7 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 11.4 pts
Call Report ratios for FORGE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.41% | +6.79 pp |
| Delinquency Rate | 3.60% | +2.64 pp |
| Return on Assets | 0.05% | -0.61 pp |
| Member Growth | -1.45% | - |
| Loan-to-Share Ratio | 56.22% | -6.38 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
FORGE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.0M | - |
| 2025Q4 | $53.5M | 4,075 |
| 2024Q4 | $54.5M | 4,135 |
| 2023Q4 | $53.7M | 4,247 |
Credit Union Details
- Charter Number
- 9622
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Pennsylvania
- City
- Upper Darby
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, FORGE runs 2 offices.
| Office | City |
|---|---|
| Forge FCU (Main Office) | Upper Darby, PA |
| Forge FCU | Upper Darby, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near FORGE
Using this data
- FORGE ranks #4,132 of 4,374 nationally on financial health and #256 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lancaster Red Rose is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lancaster Red Rose
Frequently Asked Questions
Is FORGE financially healthy?
FORGE has a financial health score of 57/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,132 of 4,374 nationally on health and #256 of 275 in Pennsylvania. Its net worth ratio is 20.41% and its delinquency rate 3.60%.
How does FORGE compare to other credit unions?
FORGE scores 57/100, higher than 5% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (20.41% vs 13.62%). Its widest shortfall is loan-to-share ratio (56.22% vs 62.60%).
How can I join FORGE?
FORGE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FORGE directly for the exact boundaries and application steps.
Is my money safe at FORGE?
FORGE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FORGE's net worth ratio of 20.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.